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Insurance Expenses (Tables)
 12 Months Ended
Dec. 31, 2018
Insurance Expenses [Abstract]  
Schedule of Insurance Expenses
Insurance Expenses for the years ended December 31, 2018, 2017 and 2016 were:
DOLLARS IN MILLIONS
 
2018
 
2017
 
2016
Commissions
 
$
558.7

 
$
425.6

 
$
399.2

General Expenses
 
229.7

 
194.1

 
209.0

Taxes, Licenses and Fees
 
73.2

 
52.8

 
48.8

Total Costs Incurred
 
861.6

 
672.5

 
657.0

Policy Acquisition Costs:
 
 
 
 
 
 
Deferred
 
(481.5
)
 
(351.6
)
 
(314.9
)
Amortized
 
377.1

 
318.3

 
299.3

Net Policy Acquisition Costs Deferred
 
(104.4
)
 
(33.3
)
 
(15.6
)
Amortization of VOBA
 
143.3

 
5.1

 
5.9

Insurance Expenses
 
$
900.5

 
$
644.3

 
$
647.3