Insurance Expenses (Tables)

12 Months Ended

Dec. 31, 2015

Insurance Expenses [Abstract]

Schedule of Insurance Expenses

Insurance Expenses for the years endedDecember 31, 2015, 2014 and 2013 were:

DOLLARS IN MILLIONS	2015			2014			2013
Commissions	$	357.6		$	324.6		$	345.7
General Expenses	241.1			258.1			257.1
Taxes, Licenses and Fees	44.2			38.9			42.8
Total Costs Incurred	642.9			621.6			645.6
Policy Acquisition Costs:
Deferred	(270.6		)	(235.8		)	(253.4		)
Amortized	257.4			235.4			253.9
Net Policy Acquisition Costs Amortized (Deferred)	(13.2		)	(0.4		)	0.5
Life VIF, P & C VIF and P&C Customer Relationships Amortized	15.4			7.2			8.3
Insurance Expenses	$	645.1		$	628.4		$	654.4