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Business Segments (Tables)
12 Months Ended
Dec. 31, 2013
Segment Reporting [Abstract]  
Segment Assets
Segment Assets at December 31, 2013 and 2012 were:
DOLLARS IN MILLIONS
 
2013
 
2012
SEGMENT ASSETS
 
 
 
 
Kemper Preferred
 
$
1,600.9

 
$
1,562.0

Kemper Specialty
 
655.4

 
684.6

Kemper Direct
 
392.3

 
453.3

Life and Health Insurance
 
4,545.6

 
4,781.8

Corporate and Other, Net
 
462.2

 
527.4

Total Assets
 
$
7,656.4

 
$
8,009.1

Segment Revenues
Segment Revenues for the years ended December 31, 2013, 2012 and 2011 were:
DOLLARS IN MILLIONS
 
2013
 
2012
 
2011
REVENUES
 
 
 
 
 
 
Kemper Preferred:
 
 
 
 
 
 
Earned Premiums
 
$
876.7

 
$
879.4

 
$
859.8

Net Investment Income
 
55.7

 
45.0

 
48.8

Other Income
 
0.2

 
0.4

 
0.3

Total Kemper Preferred
 
932.6

 
924.8

 
908.9

Kemper Specialty:
 
 
 
 
 
 
Earned Premiums
 
392.8

 
419.8

 
445.2

Net Investment Income
 
21.8

 
19.0

 
22.8

Other Income
 
0.3

 
0.3

 
0.5

Total Kemper Specialty
 
414.9

 
439.1

 
468.5

Kemper Direct:
 
 
 
 
 
 
Earned Premiums
 
123.4

 
168.0

 
222.7

Net Investment Income
 
13.4

 
13.9

 
17.4

Other Income
 

 

 
0.1

Total Kemper Direct
 
136.8

 
181.9

 
240.2

Life and Health Insurance:
 
 
 
 
 
 
Earned Premiums
 
632.9

 
639.9

 
645.9

Net Investment Income
 
209.9

 
204.3

 
200.5

Other Income
 
0.2

 
0.1

 
0.1

Total Life and Health Insurance
 
843.0

 
844.3

 
846.5

Total Segment Revenues
 
2,327.3

 
2,390.1

 
2,464.1

Net Realized Gains on the Sales of Investments
 
99.1

 
65.4

 
33.7

Net Impairment Losses Recognized in Earnings
 
(13.9
)
 
(6.9
)
 
(11.3
)
Other
 
14.0

 
13.7

 
8.5

Total Revenues
 
$
2,426.5

 
$
2,462.3

 
$
2,495.0

Segment Operating Profit
Segment Operating Profit for the years ended December 31, 2013, 2012 and 2011 was:
DOLLARS IN MILLIONS
 
2013
 
2012
 
2011
SEGMENT OPERATING PROFIT (LOSS)
 
 
 
 
 
 
Kemper Preferred
 
$
87.7

 
$
(28.0
)
 
$
(40.6
)
Kemper Specialty
 
12.3

 
(2.8
)
 
24.2

Kemper Direct
 
39.6

 
(4.8
)
 
(47.2
)
Life and Health Insurance
 
136.9

 
140.4

 
152.3

Total Segment Operating Profit
 
276.5

 
104.8

 
88.7

Corporate and Other Operating Loss
 
(47.3
)
 
(40.9
)
 
(42.8
)
Total Operating Profit
 
229.2

 
63.9

 
45.9

Net Realized Gains on Sales of Investments
 
99.1

 
65.4

 
33.7

Net Impairment Losses Recognized in Earnings
 
(13.9
)
 
(6.9
)
 
(11.3
)
Income from Continuing Operations before Income Taxes
 
$
314.4

 
$
122.4

 
$
68.3

Segment Net Income (Loss)

Segment Net Operating Income for the years ended December 31, 2013, 2012 and 2011 was:
DOLLARS IN MILLIONS
 
2013
 
2012
 
2011
SEGMENT NET OPERATING INCOME (LOSS)
 
 
 
 
 
 
Kemper Preferred
 
$
63.1

 
$
(11.2
)
 
$
(17.6
)
Kemper Specialty
 
10.4

 
1.2

 
19.8

Kemper Direct
 
27.1

 
(0.9
)
 
(27.5
)
Life and Health Insurance
 
89.3

 
90.8

 
98.9

Total Segment Net Operating Income
 
189.9

 
79.9

 
73.6

Unallocated Net Operating Loss
 
(30.7
)
 
(26.1
)
 
(26.5
)
Consolidated Net Operating Income
 
159.2

 
53.8

 
47.1

Net Income (Loss) From:
 
 
 
 
 
 
Net Realized Gains on Sales of Investments
 
64.4

 
42.5

 
21.9

Net Impairment Losses Recognized in Earnings
 
(9.1
)
 
(4.5
)
 
(7.3
)
Income from Continuing Operations
 
$
214.5

 
$
91.8

 
$
61.7

Segment Amortization of Deferred Policy Acquisition Costs

Amortization of Deferred Policy Acquisition Costs by Operating Segment for the years ended December 31, 2013, 2012 and 2011 was:
DOLLARS IN MILLIONS
 
2013
 
2012
 
2011
Kemper Preferred
 
$
148.3

 
$
147.8

 
$
144.4

Kemper Specialty
 
54.3

 
58.7

 
62.6

Kemper Direct
 
4.6

 
6.1

 
8.8

Life and Health Insurance
 
46.7

 
44.4

 
44.9

Total Amortization
 
$
253.9

 
$
257.0

 
$
260.7

Earned Premiums by Product Line
Earned Premiums by product line for the years ended December 31, 2013, 2012 and 2011 were:
DOLLARS IN MILLIONS
 
2013
 
2012
 
2011
EARNED PREMIUMS
 
 
 
 
 
 
Life
 
$
392.7

 
$
393.4

 
$
395.1

Accident and Health
 
161.4

 
165.2

 
166.3

Property and Casualty:
 
 
 
 
 
 
Personal Lines:
 
 
 
 
 
 
Automobile
 
959.1

 
1,050.1

 
1,129.4

Homeowners
 
326.2

 
318.0

 
304.1

Other Personal
 
134.1

 
136.9

 
138.7

Total Personal Lines
 
1,419.4

 
1,505.0

 
1,572.2

Commercial Automobile
 
52.3

 
43.5

 
40.0

Total Earned Premiums
 
$
2,025.8

 
$
2,107.1

 
$
2,173.6