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Insurance Expenses (Tables)
 12 Months Ended
Dec. 31, 2013
Insurance Expenses [Abstract]  
Schedule of Insurance Expenses
Insurance Expenses for the years ended December 31, 2013, 2012 and 2011 were:
DOLLARS IN MILLIONS
 
2013
 
2012
 
2011
Commissions
 
$
345.7

 
$
366.1

 
$
363.5

General Expenses
 
257.1

 
262.9

 
270.1

Taxes, Licenses and Fees
 
42.8

 
44.7

 
46.4

Total Costs Incurred
 
645.6

 
673.7

 
680.0

Policy Acquisition Costs:
 
 
 
 
 
 
Deferred
 
(253.4
)
 
(266.4
)
 
(268.5
)
Amortized
 
253.9

 
257.0

 
260.7

Net Policy Acquisition Costs Amortized (Deferred)
 
0.5

 
(9.4
)
 
(7.8
)
Life VIF and P&C Customer Relationships Amortized
 
8.3

 
8.0

 
11.4

Insurance Expenses
 
$
654.4

 
$
672.3

 
$
683.6