Business Segments (Tables)

12 Months Ended

Dec. 31, 2012

Segment Reporting [Abstract]

Segment Assets [Table Text Block]

Segment Assets at December 31, 2012 and 2011 were:

DOLLARS IN MILLIONS	2012		2011
SEGMENT ASSETS
Kemper Preferred	$	1,562.0	$	1,544.0
Kemper Specialty	684.6		615.8
Kemper Direct	453.3		570.8
Life and Health Insurance	4,781.8		4,802.5
Corporate and Other, Net	527.4		401.6
Total Assets	$	8,009.1	$	7,934.7

Segment Revenues [Table Text Block]

Segment Revenues for the years ended December 31, 2012, 2011 and 2010 were:

DOLLARS IN MILLIONS	2012			2011			2010
REVENUES
Kemper Preferred:
Earned Premiums	$	879.4		$	859.8		$	888.0
Net Investment Income	45.0			48.8			55.4
Other Income	0.4			0.3			0.4
Total Kemper Preferred	924.8			908.9			943.8
Kemper Specialty:
Earned Premiums	419.8			445.2			474.9
Net Investment Income	19.0			22.8			25.8
Other Income	0.3			0.5			0.6
Total Kemper Specialty	439.1			468.5			501.3
Kemper Direct:
Earned Premiums	168.0			222.7			282.4
Net Investment Income	13.9			17.4			20.6
Other Income	—			0.1			0.1
Total Kemper Direct	181.9			240.2			303.1
Life and Health Insurance:
Earned Premiums	639.9			645.9			644.1
Net Investment Income	204.3			200.5			213.0
Other Income	0.1			0.1			0.2
Total Life and Health Insurance	844.3			846.5			857.3
Total Segment Revenues	2,390.1			2,464.1			2,605.5
Net Realized Gains on the Sales of Investments	65.4			33.7			42.6
Net Impairment Losses Recognized in Earnings	(6.9		)	(11.3		)	(16.5		)
Other	13.7			8.5			10.9
Total Revenues	$	2,462.3		$	2,495.0		$	2,642.5

Segment Operating Profit [Table Text Block]

Segment Operating Profit for the years ended December 31, 2012, 2011 and 2010 was:

DOLLARS IN MILLIONS	2012			2011			2010
SEGMENT OPERATING PROFIT (LOSS)
Kemper Preferred	$	(28.0	)	$	(40.6	)	$	66.9
Kemper Specialty	(2.8		)	24.2			25.6
Kemper Direct	(4.8		)	(47.2		)	(7.9		)
Life and Health Insurance	140.4			152.3			141.9
Total Segment Operating Profit	104.8			88.7			226.5
Corporate and Other Operating Loss	(40.9		)	(42.8		)	(26.3		)
Total Operating Profit	63.9			45.9			200.2
Net Realized Gains on Sales of Investments	65.4			33.7			42.6
Net Impairment Losses Recognized in Earnings	(6.9		)	(11.3		)	(16.5		)
Income from Continuing Operations before Income Taxes and Equity in Net Loss of Former Investee	$	122.4		$	68.3		$	226.3

Segment Net Income (Loss) [Table Text Block]

Segment Net Operating Income for the years ended December 31, 2012, 2011 and 2010 was:

DOLLARS IN MILLIONS	2012			2011			2010
SEGMENT NET OPERATING INCOME (LOSS)
Kemper Preferred	$	(11.2	)	$	(17.6	)	$	52.9
Kemper Specialty	1.2			19.8			21.0
Kemper Direct	(0.9		)	(27.5		)	(1.7		)
Life and Health Insurance	90.8			98.9			87.4
Total Segment Net Operating Income	79.9			73.6			159.6
Unallocated Net Operating Loss	(26.1		)	(26.5		)	(14.4		)
Consolidated Net Operating Income	53.8			47.1			145.2
Unallocated Net Income (Loss) From:
Net Realized Gains on Sales of Investments	42.5			21.9			27.9
Net Impairment Losses Recognized in Earnings	(4.5		)	(7.3		)	(10.7		)
Income from Continuing Operations	$	91.8		$	61.7		$	162.4

Segment Amortization of Deferred Policy Acquisition Costs [Table Text Block]

Amortization of Deferred Policy Acquisition Costs by Operating Segment for the years ended December 31, 2012, 2011 and 2010 was:

DOLLARS IN MILLIONS	2012		2011		2010
Kemper Preferred	$	147.8	$	144.4	$	152.6
Kemper Specialty	58.7		62.6		67.7
Kemper Direct	6.1		8.8		9.8
Life and Health Insurance	44.4		44.9		42.1
Total Amortization	$	257.0	$	260.7	$	272.2

Earned Premiums by Product Line [Table Text Block]

Earned Premiums by product line for the years ended December 31, 2012, 2011 and 2010 were:

DOLLARS IN MILLIONS	2012		2011		2010
EARNED PREMIUMS
Life	$	393.4	$	395.1	$	396.7
Accident and Health	165.2		166.3		161.9
Property and Casualty:
Personal Lines:
Automobile	1,050.1		1,129.4		1,249.5
Homeowners	318.0		304.1		298.7
Other Personal	136.9		138.7		139.0
Total Personal Lines	1,505.0		1,572.2		1,687.2
Commercial Automobile	43.5		40.0		43.6
Total Earned Premiums	$	2,107.1	$	2,173.6	$	2,289.4