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Insurance Expenses (Tables)
12 Months Ended
Dec. 31, 2012
Insurance Expenses [Abstract]  
Schedule of Insurance Expenses [Table Text Block]
Insurance Expenses for the years ended December 31, 2012, 2011 and 2010 were:
DOLLARS IN MILLIONS
 
2012
 
2011
 
2010
Commissions
 
$
366.1

 
$
363.5

 
$
358.8

General Expenses
 
262.9

 
270.1

 
273.5

Taxes, Licenses and Fees
 
44.7

 
46.4

 
47.3

Total Costs Incurred
 
673.7

 
680.0

 
679.6

Policy Acquisition Costs:
 
 
 
 
 
 
Deferred
 
(266.4
)
 
(268.5
)
 
(276.9
)
Amortized
 
257.0

 
260.7

 
272.2

Net Policy Acquisition Costs Deferred
 
(9.4
)
 
(7.8
)
 
(4.7
)
Life VIF and P&C Customer Relationships Amortized
 
8.0

 
11.4

 
11.0

Insurance Expenses
 
$
672.3

 
$
683.6

 
$
685.9