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Automobile Loan Receivables (Tables)
6 Months Ended
Jun. 30, 2011
Loans Receivable, Net [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
The components of Automobile Loan Receivables at June 30, 2011 and December 31, 2010 were:
(Dollars in Millions)
 
Jun 30,

2011
 
Dec 31,

2010
Sales Contracts and Loans Receivable
 
$
255.7


 
$
382.9


Unearned Discounts and Deferred Fees
 
(0.8
)
 
(1.6
)
Net Automobile Loan Receivables Outstanding
 
254.9


 
381.3


Reserve for Loan Losses
 
(22.3
)
 
(43.7
)
Automobile Loan Receivables
 
$
232.6


 
$
337.6


Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]
Activity in the Reserve for Loan Losses for the six and three months ended June 30, 2011 and 2010 was:
 
 
Six Months Ended
 
Three Months Ended
(Dollars in Millions)
 
Jun 30,

2011
 
Jun 30,

2010
 
Jun 30,

2011
 
Jun 30,

2010
Reserve for Loan Losses at Beginning of Period
 
$
43.7


 
$
83.3


 
$
32.1


 
$
74.7


Provision for Loan Losses
 
(28.2
)
 
2.9


 
(14.4
)
 


Net Recovery (Charge-off):
 
 
 
 
 
 
 
 
Automobile Loan Receivables Charged Off
 
(14.5
)
 
(31.5
)
 
(4.7
)
 
(9.1
)
Automobile Loan Receivables Recovered
 
21.3


 
20.1


 
9.3


 
9.2


Net Recovery (Charge-off)
 
6.8


 
(11.4
)
 
4.6


 
0.1


Reserve for Loan Losses at End of Period
 
$
22.3


 
$
74.8


 
$
22.3


 
$
74.8


Schedule of Loan Receivables by FICO Score [Table Text Block]
Automobile Loan Receivables outstanding at June 30, 2011 and December 31, 2010 by initial FICO score were:
 
 
Jun 30,

2011
 
Dec 31,

2010
Initial FICO Score Lower than 580
 
38.4
%
 
38.9
%
Initial FICO Score Greater than or Equal to 580 and Lower than 620
 
30.0


 
29.6


Initial FICO Score Greater than or Equal to 620
 
31.6


 
31.5


Total
 
100.0
%
 
100.0
%
Schedule of Loan Receivables by Initial LTV [Table Text Block]
utomobile Loan Receivables outstanding at June 30, 2011 and December 31, 2010 by initial LTV ratio were:
 
 
Jun 30,

2011
 
Dec 31,

2010
Initial LTV Ratio Lower than 100%
 
21.7
%
 
21.4
%
Initial LTV Ratio Greater than or Equal to 100% and Lower than 120%
 
47.7


 
47.7


Initial LTV Ratio Greater than or Equal to 120%
 
30.6


 
30.9


Total
 
100.0
%
 
100.0
%