The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM STK 88579y101 28,681 137,762 SH   SOLE   4,428 0 133,334
3M Company COM STK 88579y101 45 215 SH   DFND   0 0 215
ABB, Ltd. COM STK 000375204 297 11,917 SH   SOLE   0 0 11,917
ABB, Ltd. COM STK 000375204 2 80 SH   DFND   0 0 80
AFLAC, Inc. COM STK 001055102 1,389 17,878 SH   SOLE   0 0 17,878
AFLAC, Inc. COM STK 001055102 6 75 SH   DFND   0 0 75
AT & T, Inc. New COM STK 00206r102 18,914 501,288 SH   SOLE   18,450 0 482,838
AT & T, Inc. New COM STK 00206r102 111 2,947 SH   DFND   0 0 2,947
AbbVie, Inc. COM STK 00287Y109 1,118 15,415 SH   SOLE   0 0 15,415
AbbVie, Inc. COM STK 00287Y109 10 139 SH   DFND   0 0 139
Abbott Laboratories COM STK 002824100 14,880 306,102 SH   SOLE   11,373 0 294,729
Abbott Laboratories COM STK 002824100 33 669 SH   DFND   0 0 669
Aetna Inc. COM STK 00817y108 752 4,950 SH   SOLE   0 0 4,950
Alphabet Inc. Class A COM STK 02079K305 580 624 SH   SOLE   0 0 624
Alphabet Inc. Class A COM STK 02079K305 37 40 SH   DFND   0 0 40
Alphabet Inc. Class C COM STK 02079K107 584 643 SH   SOLE   0 0 643
Alphabet Inc. Class C COM STK 02079K107 36 40 SH   DFND   0 0 40
American Express COM STK 025816109 731 8,683 SH   SOLE   0 0 8,683
American Growth Fd of America COM STK 399874106 990 20,956 SH   SOLE   0 0 20,956
Ameriprise Financial, Inc. COM STK 03076C106 477 3,748 SH   SOLE   0 0 3,748
Amgen, Inc. COM STK 031162100 1,642 9,531 SH   SOLE   0 0 9,531
Amgen, Inc. COM STK 031162100 413 2,400 SH   DFND   0 0 2,400
Anadarko Pete, Inc. COM STK 032511107 264 5,818 SH   SOLE   0 0 5,818
Analog Devices, Inc. COM STK 032654105 230 2,950 SH   SOLE   0 0 2,950
Apple Computer, Inc. COM STK 037833100 13,120 91,102 SH   SOLE   2,870 0 88,232
Apple Computer, Inc. COM STK 037833100 112 778 SH   DFND   0 0 778
Aptar Group, Inc. COM STK 038336103 208 2,400 SH   DFND   0 0 2,400
Automatic Data Processing COM STK 053015103 16,476 160,807 SH   SOLE   5,540 0 155,267
Automatic Data Processing COM STK 053015103 22 215 SH   DFND   0 0 215
Bank of New York Mellon Corp COM STK 064058100 12,956 253,948 SH   SOLE   11,320 0 242,628
Bank of New York Mellon Corp COM STK 064058100 15 300 SH   DFND   0 0 300
Bemis Co., Inc. COM STK 081437105 11,152 241,122 SH   SOLE   9,250 0 231,872
Bemis Co., Inc. COM STK 081437105 21 445 SH   DFND   0 0 445
Berkshire Hathaway Cl A (1/100 COM STK 084990175 509 200 SH   SOLE   0 0 200
Berkshire Hathaway Cl B COM STK 084670702 976 5,764 SH   SOLE   0 0 5,764
Bio-Rad Labs, Inc. COM STK 090572207 606 2,678 SH   SOLE   0 0 2,678
Blackrock, Inc. COM STK 09247X101 226 535 SH   SOLE   0 0 535
Boeing Company COM STK 097023105 524 2,650 SH   SOLE   0 0 2,650
Bristol-Myers Squibb Co. COM STK 110122108 1,249 22,408 SH   SOLE   0 0 22,408
Bristol-Myers Squibb Co. COM STK 110122108 6 100 SH   DFND   0 0 100
Carnival Corp COM STK 143658300 8,679 132,358 SH   SOLE   5,390 0 126,968
Carnival Corp COM STK 143658300 22 340 SH   DFND   0 0 340
Caterpillar, Inc. COM STK 149123101 350 3,259 SH   SOLE   0 0 3,259
Caterpillar, Inc. COM STK 149123101 21 200 SH   DFND   0 0 200
Celgene Corporation COM STK 151020104 252 1,940 SH   SOLE   0 0 1,940
Chevron Corporation COM STK 166764100 14,966 143,449 SH   SOLE   4,975 0 138,474
Chevron Corporation COM STK 166764100 162 1,550 SH   DFND   0 0 1,550
Cisco Systems, Inc. COM STK 17275R102 335 10,704 SH   SOLE   0 0 10,704
Cisco Systems, Inc. COM STK 17275R102 16 500 SH   DFND   0 0 500
Clorox Company COM STK 189054109 4,989 37,440 SH   SOLE   0 0 37,440
Clorox Company COM STK 189054109 409 3,067 SH   DFND   0 0 3,067
Coca Cola Co COM STK 191216100 19,765 440,692 SH   SOLE   15,805 0 424,887
Coca Cola Co COM STK 191216100 39 862 SH   DFND   0 0 862
Colgate Palmolive COM STK 194162103 8,157 110,039 SH   SOLE   4,450 0 105,589
Colgate Palmolive COM STK 194162103 19 250 SH   DFND   0 0 250
Deere & Co. COM STK 244199105 421 3,410 SH   SOLE   0 0 3,410
Disney Company, Walt COM STK 254687106 989 9,306 SH   SOLE   0 0 9,306
Dominion Res, Inc. COM STK 25746U109 253 3,298 SH   SOLE   0 0 3,298
Dover Corp. COM STK 260003108 541 6,750 SH   SOLE   0 0 6,750
Dow Chemical COM STK 260543103 440 6,975 SH   SOLE   0 0 6,975
Du Pont COM STK 263534109 17,395 215,521 SH   SOLE   8,300 0 207,221
Du Pont COM STK 263534109 37 460 SH   DFND   0 0 460
Edison Intl Corp COM STK 281020107 586 7,500 SH   SOLE   0 0 7,500
Edison Intl Corp COM STK 281020107 8 100 SH   DFND   0 0 100
Eli Lilly Co COM STK 532457108 1,122 13,631 SH   SOLE   0 0 13,631
Expeditors Int'l of Washington COM STK 302130109 282 5,000 SH   SOLE   0 0 5,000
Exxon Mobil Corp COM STK 30231G102 13,093 162,181 SH   SOLE   4,925 0 157,256
Exxon Mobil Corp COM STK 30231G102 27 335 SH   DFND   0 0 335
Ford Motor Co COM STK 345370860 1,066 95,224 SH   SOLE   800 0 94,424
Ford Motor Co COM STK 345370860 1 100 SH   DFND   0 0 100
General Electric COM STK 369604103 25,771 954,133 SH   SOLE   32,975 0 921,158
General Electric COM STK 369604103 52 1,941 SH   DFND   0 0 1,941
General Mills COM STK 370334104 410 7,400 SH   SOLE   0 0 7,400
Grainger, W.W., Inc. COM STK 384802104 1,290 7,145 SH   SOLE   25 0 7,120
Grainger, W.W., Inc. COM STK 384802104 45 250 SH   DFND   0 0 250
Hanesbrands, Inc. COM STK 410345102 2,874 124,072 SH   SOLE   4,500 0 119,572
Hanesbrands, Inc. COM STK 410345102 7 310 SH   DFND   0 0 310
Home Depot, Inc. COM STK 437076102 19,820 129,206 SH   SOLE   4,925 0 124,281
Home Depot, Inc. COM STK 437076102 18 115 SH   DFND   0 0 115
Honeywell, Inc. COM STK 438516106 328 2,460 SH   SOLE   0 0 2,460
Intel Corp COM STK 458140100 18,404 545,454 SH   SOLE   19,950 0 525,504
Intel Corp COM STK 458140100 154 4,555 SH   DFND   0 0 4,555
Intl Business Machines Corp COM STK 459200101 12,396 80,584 SH   SOLE   2,683 0 77,901
Intl Business Machines Corp COM STK 459200101 2 10 SH   DFND   0 0 10
J P Morgan Chase & Co COM STK 46625H100 28,123 307,694 SH   SOLE   10,865 0 296,829
J P Morgan Chase & Co COM STK 46625H100 77 846 SH   DFND   0 0 846
Johnson & Johnson COM STK 478160104 30,564 231,034 SH   SOLE   8,344 0 222,690
Johnson & Johnson COM STK 478160104 49 370 SH   DFND   0 0 370
Kimberly-Clark COM STK 494368103 218 1,690 SH   SOLE   0 0 1,690
Lincoln National Corp COM STK 534187109 439 6,500 SH   SOLE   0 0 6,500
Lincoln National Corp COM STK 534187109 27 400 SH   DFND   0 0 400
Lockheed Martin Corp COM STK 539830109 250 900 SH   SOLE   0 0 900
Marsh & McLennan, Inc. COM STK 571748102 639 8,200 SH   SOLE   0 0 8,200
McDonald's Corp COM STK 580135101 1,357 8,859 SH   SOLE   100 0 8,759
McGrath Rent Corp COM STK 580589109 457 13,200 SH   SOLE   0 0 13,200
McKesson HBOC Corp. COM STK 58155Q103 576 3,500 SH   SOLE   0 0 3,500
Merck & Co, Inc. COM STK 58933Y105 498 7,768 SH   SOLE   0 0 7,768
Microsoft Corp COM STK 594918104 18,983 275,390 SH   SOLE   11,295 0 264,095
Microsoft Corp COM STK 594918104 45 650 SH   DFND   0 0 650
Mondelez Intl, Inc. COM STK 609207105 5,174 119,805 SH   SOLE   5,325 0 114,480
Mondelez Intl, Inc. COM STK 609207105 15 355 SH   DFND   0 0 355
Nextera Energy, Inc. COM STK 65339F101 785 5,600 SH   SOLE   0 0 5,600
Norfolk Southern Grp COM STK 655844108 1,430 11,750 SH   SOLE   0 0 11,750
Oracle Corp COM STK 68389X105 1,797 35,838 SH   SOLE   0 0 35,838
PNC Financial Services Group COM STK 693475105 526 4,210 SH   SOLE   0 0 4,210
Paccar Inc. COM STK 693718108 1,763 26,700 SH   SOLE   0 0 26,700
Pepsico, Inc. COM STK 713448108 1,094 9,477 SH   SOLE   0 0 9,477
Pfizer, Inc. COM STK 717081103 1,598 47,563 SH   SOLE   0 0 47,563
Pfizer, Inc. COM STK 717081103 27 801 SH   DFND   0 0 801
Pitney Bowes, Inc. COM STK 724479100 208 13,750 SH   SOLE   0 0 13,750
Procter & Gamble Co COM STK 742718109 22,882 262,563 SH   SOLE   9,336 0 253,227
Procter & Gamble Co COM STK 742718109 31 355 SH   DFND   0 0 355
Qualcomm Inc COM STK 747525103 9,663 174,986 SH   SOLE   6,320 0 168,666
Qualcomm Inc COM STK 747525103 36 655 SH   DFND   0 0 655
Quest Diagnostics, Inc. COM STK 74834L100 212 1,906 SH   SOLE   0 0 1,906
Rockwool International Series COM STK K8254S136 649 3,080 SH   SOLE   0 0 3,080
Rockwool International Series COM STK K8254S144 552 2,509 SH   SOLE   0 0 2,509
Royal Dutch Shell A COM STK 780259206 586 11,010 SH   SOLE   0 0 11,010
S A P Aktiengesell ADR COM STK 803054204 251 2,400 SH   SOLE   0 0 2,400
SJW Corporation COM STK 784305104 300 6,100 SH   SOLE   0 0 6,100
Schlumberger, Ltd. COM STK 806857108 10,232 155,404 SH   SOLE   6,172 0 149,232
Schlumberger, Ltd. COM STK 806857108 12 185 SH   DFND   0 0 185
Schwab US Large Cap ETF COM STK 808524201 238 4,127 SH   SOLE   0 0 4,127
Stryker Corp. COM STK 863667101 15,607 112,462 SH   SOLE   3,392 0 109,070
Stryker Corp. COM STK 863667101 22 160 SH   DFND   0 0 160
T J X Cos Inc COM STK 872540109 226 3,130 SH   SOLE   0 0 3,130
Texas Instruments COM STK 882508104 1,478 19,218 SH   SOLE   885 0 18,333
Texas Instruments COM STK 882508104 2 20 SH   DFND   0 0 20
US Bancorp COM STK 902973304 665 12,800 SH   SOLE   0 0 12,800
Unilever NV COM STK 904784709 651 11,781 SH   SOLE   0 0 11,781
Union Pacific Corp COM STK 907818108 7,227 66,360 SH   SOLE   900 0 65,460
Union Pacific Corp COM STK 907818108 7 60 SH   DFND   0 0 60
United Parcel Service COM STK 911312106 9,957 90,039 SH   SOLE   2,940 0 87,099
United Parcel Service COM STK 911312106 21 190 SH   DFND   0 0 190
United Techs Corp COM STK 913017109 1,097 8,985 SH   SOLE   0 0 8,985
UnitedHealth Group, Inc. COM STK 91324P102 523 2,820 SH   SOLE   0 0 2,820
V F Corp COM STK 918204108 10,206 177,182 SH   SOLE   8,045 0 169,137
V F Corp COM STK 918204108 22 390 SH   DFND   0 0 390
Vanguard Total Stock Market COM STK 922908769 268 2,154 SH   SOLE   0 0 2,154
Vanguard Total Stock Market COM STK 922908769 25 200 SH   DFND   0 0 200
Verizon Communications COM STK 92343V104 338 7,565 SH   SOLE   0 0 7,565
Verizon Communications COM STK 92343V104 5 114 SH   DFND   0 0 114
Visa, Inc. COM STK 9286C8394 525 5,600 SH   SOLE   0 0 5,600
Wal Mart Stores, Inc. COM STK 931142103 397 5,252 SH   SOLE   0 0 5,252
Walgreens Boots Alliance COM STK 931427108 305 3,900 SH   SOLE   0 0 3,900
Wells Fargo & Co. COM STK 949746101 14,802 267,142 SH   SOLE   7,550 0 259,592
Wells Fargo & Co. COM STK 949746101 35 625 SH   DFND   0 0 625
WestAmerica Bancorp COM STK 957090103 258 4,600 SH   SOLE   0 0 4,600
Xcel Energy, Inc. COM STK 98389B100 23,506 512,331 SH   SOLE   22,760 0 489,571
Xcel Energy, Inc. COM STK 98389B100 25 535 SH   DFND   0 0 535