The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM STK 88579y101 23,487 165,773 SH   SOLE   5,373 0 160,400
3M Company COM STK 88579y101 31 220 SH   DFND   0 0 220
ABB, Ltd. COM STK 000375204 6,375 284,459 SH   SOLE   11,566 0 272,893
ABB, Ltd. COM STK 000375204 6 280 SH   DFND   0 0 280
AFLAC, Inc. COM STK 001055102 6,835 117,346 SH   SOLE   4,685 0 112,661
AFLAC, Inc. COM STK 001055102 13 225 SH   DFND   0 0 225
AT & T, Inc. New COM STK 00206r102 17,674 501,533 SH   SOLE   18,360 0 483,173
AT & T, Inc. New COM STK 00206r102 112 3,189 SH   DFND   0 0 3,189
AbbVie, Inc. COM STK 00287Y109 1,052 18,215 SH   SOLE   0 0 18,215
AbbVie, Inc. COM STK 00287Y109 14 239 SH   DFND   0 0 239
Abbott Laboratories COM STK 002824100 9,546 229,535 SH   SOLE   8,383 0 221,152
Abbott Laboratories COM STK 002824100 17 409 SH   DFND   0 0 409
Aetna Inc. COM STK 00817y108 899 11,100 SH   SOLE   0 0 11,100
American Express COM STK 025816109 376 4,300 SH   SOLE   0 0 4,300
American Growth Fd of America COM STK 399874106 716 15,652 SH   SOLE   0 0 15,652
Amgen, Inc. COM STK 031162100 684 4,872 SH   SOLE   0 0 4,872
Amgen, Inc. COM STK 031162100 344 2,450 SH   DFND   0 0 2,450
Apple Computer, Inc. COM STK 037833100 5,275 52,360 SH   SOLE   1,645 0 50,715
Apple Computer, Inc. COM STK 037833100 56 553 SH   DFND   0 0 553
Ascendant Group Ltd. COM STK g05158103 139 24,200 SH   SOLE   0 0 24,200
Automatic Data Processing COM STK 053015103 13,910 167,428 SH   SOLE   5,625 0 161,803
Automatic Data Processing COM STK 053015103 17 205 SH   DFND   0 0 205
Bank of America Corp COM STK 060505104 368 21,580 SH   SOLE   0 0 21,580
Bank of New York Mellon Corp COM STK 064058100 8,426 217,563 SH   SOLE   9,017 0 208,546
Bank of New York Mellon Corp COM STK 064058100 6 150 SH   DFND   0 0 150
Bemis Co., Inc. COM STK 081437105 9,266 243,725 SH   SOLE   10,330 0 233,395
Bemis Co., Inc. COM STK 081437105 10 250 SH   DFND   0 0 250
Berkshire Hathaway Cl A (1/100 COM STK 084990175 414 200 SH   SOLE   0 0 200
Berkshire Hathaway Cl B COM STK 084670702 847 6,129 SH   SOLE   0 0 6,129
Bio-Rad Labs, Inc. COM STK 090572207 329 2,900 SH   SOLE   0 0 2,900
Boeing Company COM STK 097023105 529 4,150 SH   SOLE   0 0 4,150
Boeing Company COM STK 097023105 11 90 SH   DFND   0 0 90
Bristol-Myers Squibb Co. COM STK 110122108 1,259 24,608 SH   SOLE   0 0 24,608
Bristol-Myers Squibb Co. COM STK 110122108 5 100 SH   DFND   0 0 100
CNS Response, Inc. COM STK 12619C200 6 32,181 SH   SOLE   0 0 32,181
CSX Corp COM STK 126408103 228 7,120 SH   SOLE   0 0 7,120
Caterpillar, Inc. COM STK 149123101 701 7,079 SH   SOLE   0 0 7,079
Caterpillar, Inc. COM STK 149123101 20 200 SH   DFND   0 0 200
Cathrx, Ltd. COM STK Q2144M106 0 12,932 SH   SOLE   0 0 12,932
Chevron Corporation COM STK 166764100 18,577 155,694 SH   SOLE   5,075 0 150,619
Chevron Corporation COM STK 166764100 207 1,736 SH   DFND   0 0 1,736
Chubb Corp. COM STK 171232101 506 5,560 SH   SOLE   0 0 5,560
Clorox Company COM STK 189054109 3,605 37,540 SH   SOLE   0 0 37,540
Clorox Company COM STK 189054109 295 3,067 SH   DFND   0 0 3,067
Coca Cola Co COM STK 191216100 19,162 449,180 SH   SOLE   15,368 0 433,812
Coca Cola Co COM STK 191216100 23 532 SH   DFND   0 0 532
Colgate Palmolive COM STK 194162103 346 5,300 SH   SOLE   0 0 5,300
Columbia Acorn Fund Cl Z COM STK 197199409 284 8,002 SH   SOLE   0 0 8,002
Deere & Co. COM STK 244199105 377 4,600 SH   SOLE   0 0 4,600
Disney Company, Walt COM STK 254687106 609 6,840 SH   SOLE   0 0 6,840
Dominion Res, Inc. COM STK 25746U109 287 4,148 SH   SOLE   0 0 4,148
Dominion Res, Inc. COM STK 25746U109 37 534 SH   DFND   0 0 534
Dover Corp. COM STK 260003108 313 3,900 SH   SOLE   0 0 3,900
Dow Chemical COM STK 260543103 468 8,930 SH   SOLE   0 0 8,930
Du Pont COM STK 263534109 17,953 250,179 SH   SOLE   9,800 0 240,379
Du Pont COM STK 263534109 32 450 SH   DFND   0 0 450
Edison Intl Corp COM STK 281020107 425 7,600 SH   SOLE   0 0 7,600
Edison Intl Corp COM STK 281020107 229 4,100 SH   DFND   0 0 4,100
Eli Lilly Co COM STK 532457108 992 15,300 SH   SOLE   0 0 15,300
Emerson Elec. Co COM STK 291011104 312 4,993 SH   SOLE   0 0 4,993
Exxon Mobil Corp COM STK 30231G102 16,544 175,910 SH   SOLE   4,650 0 171,260
Exxon Mobil Corp COM STK 30231G102 382 4,065 SH   DFND   0 0 4,065
Ford Motor Co COM STK 345370860 5,640 381,327 SH   SOLE   16,200 0 365,127
Ford Motor Co COM STK 345370860 34 2,300 SH   DFND   0 0 2,300
General Electric COM STK 369604103 25,637 1,000,645 SH   SOLE   34,950 0 965,695
General Electric COM STK 369604103 239 9,316 SH   DFND   0 0 9,316
General Mills COM STK 370334104 540 10,700 SH   SOLE   0 0 10,700
Gilead Sciences, Inc. COM STK 375558103 265 2,490 SH   SOLE   0 0 2,490
Grainger, W.W., Inc. COM STK 384802104 5,056 20,091 SH   SOLE   560 0 19,531
Grainger, W.W., Inc. COM STK 384802104 63 250 SH   DFND   0 0 250
Hershey Foods COM STK 427866108 239 2,500 SH   SOLE   0 0 2,500
Hewlett Packard Co COM STK 428236103 476 13,409 SH   SOLE   0 0 13,409
Home Depot, Inc. COM STK 437076102 16,658 181,581 SH   SOLE   6,900 0 174,681
Home Depot, Inc. COM STK 437076102 7 75 SH   DFND   0 0 75
Honeywell, Inc. COM STK 438516106 575 6,176 SH   SOLE   0 0 6,176
Intel Corp COM STK 458140100 16,922 485,981 SH   SOLE   18,800 0 467,181
Intel Corp COM STK 458140100 534 15,350 SH   DFND   0 0 15,350
Intl Business Machines Corp COM STK 459200101 15,623 82,302 SH   SOLE   2,583 0 79,719
Intl Business Machines Corp COM STK 459200101 112 592 SH   DFND   0 0 592
J P Morgan Chase & Co COM STK 46625H100 21,178 351,561 SH   SOLE   12,460 0 339,101
J P Morgan Chase & Co COM STK 46625H100 73 1,211 SH   DFND   0 0 1,211
Johnson & Johnson COM STK 478160104 26,588 249,439 SH   SOLE   9,034 0 240,405
Johnson & Johnson COM STK 478160104 67 625 SH   DFND   0 0 625
Keytech Ltd. COM STK g52536102 112 27,247 SH   SOLE   0 0 27,247
Kimberly-Clark COM STK 494368103 284 2,640 SH   SOLE   300 0 2,340
Kinder Morgan COM STK 494550106 281 3,016 SH   SOLE   0 0 3,016
Lincoln National Corp COM STK 534187109 380 7,100 SH   SOLE   0 0 7,100
Lincoln National Corp COM STK 534187109 27 500 SH   DFND   0 0 500
Marsh & McLennan, Inc. COM STK 571748102 544 10,400 SH   SOLE   0 0 10,400
McDonald's Corp COM STK 580135101 1,758 18,542 SH   SOLE   300 0 18,242
McDonald's Corp COM STK 580135101 16 170 SH   DFND   0 0 170
McGrath Rent Corp COM STK 580589109 274 8,000 SH   SOLE   0 0 8,000
McKesson HBOC Corp. COM STK 58155Q103 693 3,560 SH   SOLE   0 0 3,560
Merck & Co, Inc. COM STK 58933Y105 920 15,521 SH   SOLE   0 0 15,521
Microsoft Corp COM STK 594918104 15,654 337,661 SH   SOLE   13,450 0 324,211
Microsoft Corp COM STK 594918104 30 650 SH   DFND   0 0 650
Morgan Stanley COM STK 617446448 215 6,224 SH   SOLE   0 0 6,224
Nextera Energy, Inc. COM STK 65339F101 789 8,400 SH   SOLE   0 0 8,400
Norfolk Southern Grp COM STK 655844108 2,618 23,462 SH   SOLE   0 0 23,462
Oracle Corp COM STK 68389X105 1,237 32,327 SH   SOLE   0 0 32,327
PNC Financial Services Group COM STK 693475105 553 6,460 SH   SOLE   0 0 6,460
Paccar Inc. COM STK 693718108 1,524 26,800 SH   SOLE   0 0 26,800
Pepsico, Inc. COM STK 713448108 1,283 13,779 SH   SOLE   0 0 13,779
Pepsico, Inc. COM STK 713448108 1 15 SH   DFND   0 0 15
Pfizer, Inc. COM STK 717081103 1,995 67,470 SH   SOLE   0 0 67,470
Pfizer, Inc. COM STK 717081103 24 801 SH   DFND   0 0 801
Pitney Bowes, Inc. COM STK 724479100 1,231 49,264 SH   SOLE   2,400 0 46,864
Praxair, Inc. COM STK 74005P104 378 2,931 SH   SOLE   200 0 2,731
Procter & Gamble Co COM STK 742718109 25,933 309,684 SH   SOLE   11,290 0 298,394
Procter & Gamble Co COM STK 742718109 26 310 SH   DFND   0 0 310
Qualcomm Inc COM STK 747525103 15,358 205,410 SH   SOLE   7,775 0 197,635
Qualcomm Inc COM STK 747525103 47 625 SH   DFND   0 0 625
Royal Dutch Shell A COM STK 780259206 1,002 13,160 SH   SOLE   0 0 13,160
S P D R Trust Unit SR COM STK 78462F103 358 1,816 SH   SOLE   0 0 1,816
Schlumberger, Ltd. COM STK 806857108 11,624 114,307 SH   SOLE   4,477 0 109,830
Schlumberger, Ltd. COM STK 806857108 5 50 SH   DFND   0 0 50
Sempra Energy COM STK 816851109 206 1,951 SH   SOLE   0 0 1,951
Stryker Corp. COM STK 863667101 10,781 133,512 SH   SOLE   4,617 0 128,895
Stryker Corp. COM STK 863667101 24 300 SH   DFND   0 0 300
Target Corporation COM STK 87612E106 230 3,670 SH   SOLE   0 0 3,670
Toyota Motor Corp COM STK 892331307 291 2,475 SH   SOLE   0 0 2,475
US Bancorp COM STK 902973304 1,228 29,350 SH   SOLE   0 0 29,350
Unilever NV COM STK 904784709 825 20,802 SH   SOLE   0 0 20,802
Union Pacific Corp COM STK 907818108 14,591 134,575 SH   SOLE   3,391 0 131,184
Union Pacific Corp COM STK 907818108 22 200 SH   DFND   0 0 200
United Techs Corp COM STK 913017109 1,079 10,220 SH   SOLE   0 0 10,220
V F Corp COM STK 918204108 7,287 110,357 SH   SOLE   5,960 0 104,397
V F Corp COM STK 918204108 8 120 SH   DFND   0 0 120
Varca Ventures, Inc. COM STK 922120209 0 20,000 SH   SOLE   0 0 20,000
Varian Medical Systems, Inc. COM STK 92220P105 240 3,000 SH   SOLE   0 0 3,000
Verizon Communications COM STK 92343V104 688 13,771 SH   SOLE   0 0 13,771
Verizon Communications COM STK 92343V104 6 114 SH   DFND   0 0 114
Wal Mart Stores, Inc. COM STK 931142103 12,247 160,159 SH   SOLE   5,800 0 154,359
Wal Mart Stores, Inc. COM STK 931142103 14 185 SH   DFND   0 0 185
Wells Fargo & Co. COM STK 949746101 10,567 203,729 SH   SOLE   5,550 0 198,179
Wells Fargo & Co. COM STK 949746101 17 325 SH   DFND   0 0 325
WestAmerica Bancorp COM STK 957090103 239 5,135 SH   SOLE   0 0 5,135
Xcel Energy, Inc. COM STK 98389B100 17,256 567,640 SH   SOLE   27,401 0 540,239
Xcel Energy, Inc. COM STK 98389B100 16 510 SH   DFND   0 0 510