The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM STK 88579y101 24,211 169,022 SH   SOLE   5,318 0 163,704
3M Company COM STK 88579y101 32 220 SH   DFND   0 0 220
ABB, Ltd. COM STK 000375204 6,564 285,126 SH   SOLE   11,016 0 274,110
ABB, Ltd. COM STK 000375204 6 280 SH   DFND   0 0 280
AFLAC, Inc. COM STK 001055102 7,438 119,481 SH   SOLE   4,435 0 115,046
AFLAC, Inc. COM STK 001055102 14 225 SH   DFND   0 0 225
AT & T, Inc. New COM STK 00206r102 17,814 503,787 SH   SOLE   17,360 0 486,427
AT & T, Inc. New COM STK 00206r102 113 3,189 SH   DFND   0 0 3,189
AbbVie, Inc. COM STK 00287Y109 1,039 18,415 SH   SOLE   0 0 18,415
AbbVie, Inc. COM STK 00287Y109 13 239 SH   DFND   0 0 239
Abbott Laboratories COM STK 002824100 9,439 230,793 SH   SOLE   8,033 0 222,760
Abbott Laboratories COM STK 002824100 17 409 SH   DFND   0 0 409
Aetna Inc. COM STK 00817y108 900 11,100 SH   SOLE   0 0 11,100
American Express COM STK 025816109 433 4,566 SH   SOLE   0 0 4,566
American Growth Fd of America COM STK 399874106 713 15,652 SH   SOLE   0 0 15,652
Amgen, Inc. COM STK 031162100 578 4,885 SH   SOLE   0 0 4,885
Amgen, Inc. COM STK 031162100 290 2,450 SH   DFND   0 0 2,450
Apple Computer, Inc. COM STK 037833100 4,920 52,939 SH   SOLE   1,645 0 51,294
Apple Computer, Inc. COM STK 037833100 51 553 SH   DFND   0 0 553
Ascendant Group Ltd. COM STK g05158103 157 24,200 SH   SOLE   0 0 24,200
Automatic Data Processing COM STK 053015103 13,455 169,716 SH   SOLE   5,550 0 164,166
Automatic Data Processing COM STK 053015103 16 205 SH   DFND   0 0 205
Bank of New York Mellon Corp COM STK 064058100 8,085 215,726 SH   SOLE   8,717 0 207,009
Bank of New York Mellon Corp COM STK 064058100 6 150 SH   DFND   0 0 150
Bemis Co., Inc. COM STK 081437105 9,964 245,056 SH   SOLE   10,030 0 235,026
Bemis Co., Inc. COM STK 081437105 10 250 SH   DFND   0 0 250
Berkshire Hathaway Cl A (1/100 COM STK 084990175 380 200 SH   SOLE   0 0 200
Berkshire Hathaway Cl B COM STK 084670702 826 6,529 SH   SOLE   0 0 6,529
Bio-Rad Labs, Inc. COM STK 090572207 370 3,092 SH   SOLE   0 0 3,092
Boeing Company COM STK 097023105 528 4,150 SH   SOLE   0 0 4,150
Boeing Company COM STK 097023105 11 90 SH   DFND   0 0 90
Bristol-Myers Squibb Co. COM STK 110122108 1,223 25,208 SH   SOLE   0 0 25,208
Bristol-Myers Squibb Co. COM STK 110122108 5 100 SH   DFND   0 0 100
CNS Response, Inc. COM STK 12619C200 11 32,181 SH   SOLE   0 0 32,181
CSX Corp COM STK 126408103 255 8,280 SH   SOLE   0 0 8,280
Caterpillar, Inc. COM STK 149123101 820 7,546 SH   SOLE   0 0 7,546
Caterpillar, Inc. COM STK 149123101 22 200 SH   DFND   0 0 200
Cathrx, Ltd. COM STK Q2144M106 0 12,932 SH   SOLE   0 0 12,932
Chevron Corporation COM STK 166764100 20,658 158,239 SH   SOLE   4,875 0 153,364
Chevron Corporation COM STK 166764100 253 1,936 SH   DFND   0 0 1,936
Chubb Corp. COM STK 171232101 512 5,560 SH   SOLE   0 0 5,560
Clorox Company COM STK 189054109 3,440 37,640 SH   SOLE   0 0 37,640
Clorox Company COM STK 189054109 280 3,067 SH   DFND   0 0 3,067
Coca Cola Co COM STK 191216100 19,079 450,410 SH   SOLE   14,783 0 435,627
Coca Cola Co COM STK 191216100 23 532 SH   DFND   0 0 532
Colgate Palmolive COM STK 194162103 361 5,300 SH   SOLE   0 0 5,300
Deere & Co. COM STK 244199105 417 4,600 SH   SOLE   0 0 4,600
Disney Company, Walt COM STK 254687106 629 7,340 SH   SOLE   0 0 7,340
Dominion Res, Inc. COM STK 25746U109 297 4,148 SH   SOLE   0 0 4,148
Dominion Res, Inc. COM STK 25746U109 38 534 SH   DFND   0 0 534
Dover Corp. COM STK 260003108 355 3,900 SH   SOLE   0 0 3,900
Dow Chemical COM STK 260543103 460 8,930 SH   SOLE   0 0 8,930
Du Pont COM STK 263534109 16,368 250,123 SH   SOLE   9,450 0 240,673
Du Pont COM STK 263534109 29 450 SH   DFND   0 0 450
Edison Intl Corp COM STK 281020107 442 7,600 SH   SOLE   0 0 7,600
Edison Intl Corp COM STK 281020107 238 4,100 SH   DFND   0 0 4,100
Eli Lilly Co COM STK 532457108 976 15,700 SH   SOLE   0 0 15,700
Emerson Elec. Co COM STK 291011104 331 4,993 SH   SOLE   0 0 4,993
Exxon Mobil Corp COM STK 30231G102 18,037 179,149 SH   SOLE   4,550 0 174,599
Exxon Mobil Corp COM STK 30231G102 409 4,065 SH   DFND   0 0 4,065
Ford Motor Co COM STK 345370860 6,385 370,379 SH   SOLE   14,900 0 355,479
Ford Motor Co COM STK 345370860 40 2,300 SH   DFND   0 0 2,300
General Electric COM STK 369604103 26,410 1,004,958 SH   SOLE   32,600 0 972,358
General Electric COM STK 369604103 245 9,316 SH   DFND   0 0 9,316
General Mills COM STK 370334104 646 12,300 SH   SOLE   0 0 12,300
Gilead Sciences, Inc. COM STK 375558103 206 2,490 SH   SOLE   0 0 2,490
Grainger, W.W., Inc. COM STK 384802104 5,158 20,286 SH   SOLE   660 0 19,626
Grainger, W.W., Inc. COM STK 384802104 64 250 SH   DFND   0 0 250
Hershey Foods COM STK 427866108 273 2,800 SH   SOLE   0 0 2,800
Hewlett Packard Co COM STK 428236103 452 13,409 SH   SOLE   0 0 13,409
Home Depot, Inc. COM STK 437076102 15,036 185,717 SH   SOLE   6,800 0 178,917
Home Depot, Inc. COM STK 437076102 6 75 SH   DFND   0 0 75
Honeywell, Inc. COM STK 438516106 688 7,401 SH   SOLE   0 0 7,401
Intel Corp COM STK 458140100 16,022 518,518 SH   SOLE   20,133 0 498,385
Intel Corp COM STK 458140100 476 15,400 SH   DFND   0 0 15,400
Intl Business Machines Corp COM STK 459200101 14,992 82,706 SH   SOLE   2,483 0 80,223
Intl Business Machines Corp COM STK 459200101 107 592 SH   DFND   0 0 592
J P Morgan Chase & Co COM STK 46625H100 20,668 358,695 SH   SOLE   12,985 0 345,710
J P Morgan Chase & Co COM STK 46625H100 70 1,211 SH   DFND   0 0 1,211
Johnson & Johnson COM STK 478160104 26,617 254,420 SH   SOLE   8,682 0 245,738
Johnson & Johnson COM STK 478160104 65 625 SH   DFND   0 0 625
Keytech Ltd. COM STK g52536102 129 27,247 SH   SOLE   0 0 27,247
Kimberly-Clark COM STK 494368103 316 2,840 SH   SOLE   300 0 2,540
Kinder Morgan COM STK 494550106 271 3,302 SH   SOLE   0 0 3,302
Lincoln National Corp COM STK 534187109 365 7,100 SH   SOLE   0 0 7,100
Lincoln National Corp COM STK 534187109 26 500 SH   DFND   0 0 500
Marsh & McLennan, Inc. COM STK 571748102 539 10,400 SH   SOLE   0 0 10,400
McDonald's Corp COM STK 580135101 2,076 20,603 SH   SOLE   375 0 20,228
McDonald's Corp COM STK 580135101 17 170 SH   DFND   0 0 170
McGrath Rent Corp COM STK 580589109 294 8,000 SH   SOLE   0 0 8,000
McKesson HBOC Corp. COM STK 58155Q103 663 3,560 SH   SOLE   0 0 3,560
Merck & Co, Inc. COM STK 58933Y105 953 16,480 SH   SOLE   0 0 16,480
Microsoft Corp COM STK 594918104 14,448 346,479 SH   SOLE   13,850 0 332,629
Microsoft Corp COM STK 594918104 27 650 SH   DFND   0 0 650
Morgan Stanley COM STK 617446448 201 6,224 SH   SOLE   0 0 6,224
Nextera Energy, Inc. COM STK 65339F101 861 8,400 SH   SOLE   0 0 8,400
Norfolk Southern Grp COM STK 655844108 2,479 24,062 SH   SOLE   0 0 24,062
Oracle Corp COM STK 68389X105 1,326 32,726 SH   SOLE   0 0 32,726
PNC Financial Services Group COM STK 693475105 575 6,460 SH   SOLE   0 0 6,460
Paccar Inc. COM STK 693718108 1,684 26,800 SH   SOLE   0 0 26,800
Pepsico, Inc. COM STK 713448108 1,476 16,516 SH   SOLE   0 0 16,516
Pepsico, Inc. COM STK 713448108 1 15 SH   DFND   0 0 15
Pfizer, Inc. COM STK 717081103 2,047 68,970 SH   SOLE   0 0 68,970
Pfizer, Inc. COM STK 717081103 24 801 SH   DFND   0 0 801
Pitney Bowes, Inc. COM STK 724479100 1,542 55,843 SH   SOLE   2,400 0 53,443
Praxair, Inc. COM STK 74005P104 359 2,701 SH   SOLE   0 0 2,701
Procter & Gamble Co COM STK 742718109 24,434 310,904 SH   SOLE   10,890 0 300,014
Procter & Gamble Co COM STK 742718109 24 310 SH   DFND   0 0 310
Qualcomm Inc COM STK 747525103 16,003 202,060 SH   SOLE   7,050 0 195,010
Qualcomm Inc COM STK 747525103 50 625 SH   DFND   0 0 625
Royal Dutch Shell A COM STK 780259206 1,143 13,880 SH   SOLE   0 0 13,880
S P D R Trust Unit SR COM STK 78462F103 355 1,816 SH   SOLE   0 0 1,816
Schlumberger, Ltd. COM STK 806857108 13,591 115,227 SH   SOLE   4,252 0 110,975
Schlumberger, Ltd. COM STK 806857108 6 50 SH   DFND   0 0 50
Sempra Energy COM STK 816851109 204 1,951 SH   SOLE   0 0 1,951
State Street Corp. COM STK 857477103 212 3,150 SH   SOLE   0 0 3,150
Stryker Corp. COM STK 863667101 11,401 135,210 SH   SOLE   4,367 0 130,843
Stryker Corp. COM STK 863667101 25 300 SH   DFND   0 0 300
Target Corporation COM STK 87612E106 213 3,670 SH   SOLE   0 0 3,670
Toyota Motor Corp COM STK 892331307 296 2,475 SH   SOLE   0 0 2,475
US Bancorp COM STK 902973304 1,293 29,850 SH   SOLE   0 0 29,850
Unilever NV COM STK 904784709 919 21,002 SH   SOLE   0 0 21,002
Union Pacific Corp COM STK 907818108 13,879 139,140 SH   SOLE   3,566 0 135,574
Union Pacific Corp COM STK 907818108 20 200 SH   DFND   0 0 200
United Techs Corp COM STK 913017109 1,180 10,220 SH   SOLE   0 0 10,220
V F Corp COM STK 918204108 7,052 111,942 SH   SOLE   5,880 0 106,062
V F Corp COM STK 918204108 8 120 SH   DFND   0 0 120
Varca Ventures, Inc. COM STK 922120100 2 200,000 SH   SOLE   0 0 200,000
Varian Medical Systems, Inc. COM STK 92220P105 249 3,000 SH   SOLE   0 0 3,000
Verizon Communications COM STK 92343V104 715 14,610 SH   SOLE   0 0 14,610
Verizon Communications COM STK 92343V104 6 114 SH   DFND   0 0 114
Wal Mart Stores, Inc. COM STK 931142103 12,021 160,129 SH   SOLE   5,500 0 154,629
Wal Mart Stores, Inc. COM STK 931142103 29 385 SH   DFND   0 0 385
Walgreen Co. COM STK 931422109 208 2,800 SH   SOLE   0 0 2,800
Wells Fargo & Co. COM STK 949746101 10,123 192,606 SH   SOLE   4,750 0 187,856
Wells Fargo & Co. COM STK 949746101 17 325 SH   DFND   0 0 325
WestAmerica Bancorp COM STK 957090103 268 5,135 SH   SOLE   0 0 5,135
Wisconsin Energy Corp COM STK 976657106 216 4,600 SH   SOLE   0 0 4,600
Xcel Energy, Inc. COM STK 98389B100 18,117 562,131 SH   SOLE   26,401 0 535,730
Xcel Energy, Inc. COM STK 98389B100 16 510 SH   DFND   0 0 510
Yum Brands, Inc. COM STK 895953107 204 2,513 SH   SOLE   0 0 2,513