XML 58 R48.htm IDEA: XBRL DOCUMENT v3.26.1
Loans Held for Investment - Schedule of Loans by Segment (Details) - USD ($)
$ in Millions
Mar. 31, 2026
Dec. 31, 2025
Mar. 31, 2025
Dec. 31, 2024
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Deferred loan fees and costs $ (7.6) $ (8.3)    
Allowance for credit losses (195.8) (191.4) $ (215.3) $ (204.1)
Net loans held for investment 14,532.6 15,010.2    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 14,728.4 15,201.6    
Nonaccrual loans 53.1 59.8    
30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Nonaccrual loans 8.0 4.5    
60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Nonaccrual loans 6.8 3.8    
Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Nonaccrual loans 80.8 60.5    
Commercial real estate        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 37.8 40.1    
Nonaccrual loans 34.6 35.6    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 8,040.5 8,144.4    
Commercial real estate | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 12.5 34.1    
Commercial real estate | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 25.3 5.7    
Commercial real estate | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.3    
Commercial real estate | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 7,968.1 8,068.7    
Total construction loans        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.9 13.5    
Nonaccrual loans 4.3 4.3    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 669.1 837.2    
Total construction loans | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.3 13.4    
Total construction loans | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.6 0.1    
Total construction loans | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.0    
Total construction loans | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 663.9 819.4    
Residential        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 9.1 10.9    
Nonaccrual loans 13.7 13.9    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 2,084.3 2,108.8    
Residential | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 8.6 8.3    
Residential | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.5 2.5    
Residential | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.1    
Residential | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 2,061.5 2,084.0    
Agricultural        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 5.0 0.2    
Nonaccrual loans 27.5 27.1    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 619.2 629.0    
Agricultural | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 4.6 0.2    
Agricultural | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.3 0.0    
Agricultural | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.1 0.0    
Agricultural | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 586.7 601.7    
Total real estate        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Allowance for credit losses (128.9) (131.2) (146.0) (139.4)
Financing Receivable, Loan in Process 52.8 64.7    
Nonaccrual loans 80.1 80.9    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 11,413.1 11,719.4    
Total real estate | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 26.0 56.0    
Total real estate | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 26.7 8.3    
Total real estate | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.1 0.4    
Total real estate | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 11,280.2 11,573.8    
Indirect consumer        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 6.3 8.3    
Nonaccrual loans 4.3 5.6    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 419.4 477.5    
Indirect consumer | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 4.7 6.5    
Indirect consumer | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 1.4 1.7    
Indirect consumer | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.2 0.1    
Indirect consumer | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 408.8 463.6    
Total consumer loans        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Allowance for credit losses (12.3) (11.2) (15.9) (16.8)
Financing Receivable, Loan in Process 7.1 9.4    
Nonaccrual loans 5.0 6.3    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 547.4 609.0    
Total consumer loans | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 5.2 7.4    
Total consumer loans | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 1.7 1.9    
Total consumer loans | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.2 0.1    
Total consumer loans | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 535.3 593.3    
Commercial        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Allowance for credit losses (41.4) (36.9) (46.3) (38.9)
Financing Receivable, Loan in Process 8.6 8.9    
Nonaccrual loans 42.8 21.7    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 2,342.9 2,359.6    
Commercial | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 6.2 3.1    
Commercial | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 1.6 4.9    
Commercial | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.8 0.9    
Commercial | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 2,291.5 2,329.0    
Agricultural        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Allowance for credit losses (13.2) (12.1) $ (7.1) $ (9.0)
Financing Receivable, Loan in Process 4.5 1.1    
Nonaccrual loans 26.9 24.6    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 426.8 520.2    
Agricultural | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 4.1 0.5    
Agricultural | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.4 0.6    
Agricultural | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.0    
Agricultural | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 395.4 494.5    
Other, including overdrafts        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.0    
Nonaccrual loans 0.0 0.0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 5.8 1.7    
Other, including overdrafts | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.0    
Other, including overdrafts | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.0    
Other, including overdrafts | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.0    
Other, including overdrafts | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 5.8 1.7    
Loans And Leases Held For Investment [Member]        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 73.0 84.1    
Nonaccrual loans 154.8 133.5    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 14,736.0 15,209.9    
Loans And Leases Held For Investment [Member] | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 41.5 67.0    
Loans And Leases Held For Investment [Member] | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 30.4 15.7    
Loans And Leases Held For Investment [Member] | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 1.1 1.4    
Loans And Leases Held For Investment [Member] | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 14,508.2 14,992.3    
Consumer Loan        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.8 1.1    
Nonaccrual loans 0.7 0.7    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 128.0 131.5    
Consumer Loan | 30 to 59 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.5 0.9    
Consumer Loan | 60 to 89 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.3 0.2    
Consumer Loan | Equal to or Greater than 90 Days Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process 0.0 0.0    
Consumer Loan | Financial Asset, Not Past Due        
Loans and Leases Receivable Recorded Investment, Past Due [Line Items]        
Financing Receivable, Loan in Process $ 126.5 $ 129.7