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Risks and Uncertainties (Tables)
12 Months Ended
Dec. 31, 2025
Risks and Uncertainties [Abstract]  
Schedule of Fair Value, off-Balance-Sheet Risks
December 31,
2025
December 31,
2024
Commitments to extend credit$2,638.8 $3,076.5 
Standby letters of credit60.4 73.5 
Schedule of Allowance for Loan Losses by Portfolio Segment
The following tables represent, by loan portfolio segments, the activity in the allowance for credit losses for loans held for investment:
December 31, 2025Beginning BalanceProvision for
Credit Losses
Loans Charged-Off(2)
Recoveries CollectedEnding Balance
Allowance for credit losses (1)
Real estate$139.4 $7.8 $(23.6)$7.6 $131.2 
Consumer16.8 6.2 (17.5)5.7 11.2 
Commercial38.9 4.6 (8.9)2.3 36.9 
Agricultural9.0 7.9 (5.0)0.2 12.1 
Total allowance for credit losses$204.1 $26.5 $(55.0)$15.8 $191.4 
December 31, 2024Beginning BalanceProvision for
Credit Loss
Loans Charged-Off(2)
Recoveries CollectedEnding Balance
Allowance for credit losses (1)
Real estate$160.1 $17.7 $(39.6)$1.2 $139.4 
Consumer13.0 14.3 (15.4)4.9 16.8 
Commercial50.2 44.3 (59.4)3.8 38.9 
Agricultural4.4 4.6 (0.3)0.3 9.0 
Total allowance for credit losses$227.7 $80.9 $(114.7)$10.2 $204.1 
December 31, 2023Beginning BalanceProvision for (reversal of) Credit Loss
Loans Charged-Off(2)
Recoveries CollectedEnding Balance
Allowance for credit losses (1)
Real estate$138.7 $35.2 $(18.5)$4.7 $160.1 
Consumer23.3 (1.0)(14.0)4.7 13.0 
Commercial54.9 (3.9)(3.4)2.6 50.2 
Agricultural3.2 0.8 — 0.4 4.4 
Total allowance for credit losses$220.1 $31.1 $(35.9)$12.4 $227.7 
(1) Amounts presented exclude the allowance for credit losses related to unfunded commitments and investment securities. The allowance for credit losses related to unfunded commitments and investment securities are included in the “Financial Instruments with Off-Balance Sheet Risk” Note and “Investment Securities” Note, respectively.
(2) Loans, or portions thereof, are charged-off against the allowance for credit losses when management believes the collectability of the principal is unlikely, or, with respect to consumer installment loans, according to an established delinquency schedule.
Commitments Off Balance Sheet Allowance for Credit Losses
The following table presents our financial instruments with off-balance sheet risk, as well as the activity in the allowance for off-balance sheet credit losses related to those financial instruments:
December 31,
2025
December 31,
2024
Beginning balance$5.2 $18.4 
Provision for credit loss expense0.7 (13.2)
Ending balance$5.9 $5.2