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Mortgage Servicing Rights
 12 Months Ended
Dec. 31, 2025
Transfers and Servicing [Abstract]  
Mortgage Servicing Rights MORTGAGE SERVICING RIGHTS
Information with respect to the Company’s mortgage servicing rights follows:
Year Ended December 31,202520242023
Balance at beginning of year$25.7 $28.3 $31.1 
Originations of mortgage servicing rights0.5 0.7 1.1 
Amortization expense(3.1)(3.3)(3.9)
Balance at end of year$23.1 $25.7 $28.3 
Principal balance of serviced loans underlying mortgage servicing rights
$2,591.3 $2,853.2 $3,091.1 
Mortgage servicing rights as a percentage of serviced loans0.89 %0.90 %0.92 %
At December 31, 2025, the estimated fair value and weighted average remaining life of the Company’s mortgage servicing rights were $32.3 million and 7.7 years, respectively. The fair value of mortgage servicing rights was determined using discount rates ranging from 10.4% to 11.6% and monthly prepayment speeds ranging from 0.4% to 2.3% depending upon the risk characteristics of the underlying loans. At December 31, 2024, the estimated fair value and weighted average remaining life of the Company’s mortgage servicing rights were $35.4 million and 7.6 years, respectively. The fair value of mortgage servicing rights was determined using discount rates ranging from 11.1% to 12.4% and monthly prepayment speeds ranging from 0.2% to 2.2% depending upon the risk characteristics of the underlying loans. There were no temporary impairments or impairment reversals in 2025, 2024, and 2023. There was no valuation reserve and no permanent impairment was recorded in 2025, 2024, or 2023.