XML 96 R76.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans Held for Investment - Schedule of Allowance for Credit Losses (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected $ 10.2 $ 12.4 $ 14.9  
Provision for Loan, Lease, and Other Losses 67.8 32.2 82.7  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 204.1 227.7 220.1 $ 122.3
Financing Receivable, Allowance for Credit Loss, Writeoff 114.7 35.9 45.0  
Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) 80.9 31.1 68.4  
Non Owner Occupied Loans        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.4  
Provision for Loan, Lease, and Other Losses     (4.2)  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     27.2 17.3
Financing Receivable, Allowance for Credit Loss, Writeoff     3.5  
Commercial Real Estate Owner Occupied        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     1.9  
Provision for Loan, Lease, and Other Losses     (2.7)  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     19.5 13.3
Financing Receivable, Allowance for Credit Loss, Writeoff     2.5  
Commercial Real Estate Multifamily        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.7  
Provision for Loan, Lease, and Other Losses     8.7  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     27.9 13.3
Financing Receivable, Allowance for Credit Loss, Writeoff     5.7  
Commercial Real Estate Portfolio Segment [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     3.0  
Provision for Loan, Lease, and Other Losses     1.8  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     74.6 43.9
Financing Receivable, Allowance for Credit Loss, Writeoff 25.4 7.6 11.7  
Land Acquisition And Development Construction Financing Receivable [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.4  
Provision for Loan, Lease, and Other Losses     (0.4)  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     1.3 0.5
Financing Receivable, Allowance for Credit Loss, Writeoff     2.6  
Residential Real Estate Construction Financing Receivable [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.1  
Provision for Loan, Lease, and Other Losses     1.1  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     3.6 2.4
Financing Receivable, Allowance for Credit Loss, Writeoff     0.0  
Commercial Real Estate Construction [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.0  
Provision for Loan, Lease, and Other Losses     31.6  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     31.2 6.0
Financing Receivable, Allowance for Credit Loss, Writeoff     6.6  
Construction Loans        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.5  
Provision for Loan, Lease, and Other Losses     32.3  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     36.1 8.9
Financing Receivable, Allowance for Credit Loss, Writeoff     9.2  
Residential Real Estate 1-4 Family        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.3  
Provision for Loan, Lease, and Other Losses     6.9  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     20.5 13.4
Financing Receivable, Allowance for Credit Loss, Writeoff     0.2  
Residential Real Estate        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.8  
Provision for Loan, Lease, and Other Losses     6.9  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     22.1 14.6
Financing Receivable, Allowance for Credit Loss, Writeoff 1.0 0.6 0.3  
Agricultural Real Estate Financing Receivable [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.4  
Provision for Loan, Lease, and Other Losses     1.5  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     5.9 1.9
Financing Receivable, Allowance for Credit Loss, Writeoff 0.0 0.0 0.2  
Real Estate Financing Receivable [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected 1.2 4.7 4.7  
Provision for Loan, Lease, and Other Losses 17.7 35.2 42.5  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 139.4 160.1 138.7 69.3
Financing Receivable, Allowance for Credit Loss, Writeoff 39.6 18.5 21.4  
Indirect consumer        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     2.3  
Provision for Loan, Lease, and Other Losses     2.7  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     15.3 14.3
Financing Receivable, Allowance for Credit Loss, Writeoff 8.5 7.3 4.0  
Other consumer        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     2.1  
Provision for Loan, Lease, and Other Losses     2.2  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     5.2 4.6
Financing Receivable, Allowance for Credit Loss, Writeoff 3.9 4.1 3.7  
Credit card consumer        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.6  
Provision for Loan, Lease, and Other Losses     2.4  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     2.8 2.2
Financing Receivable, Allowance for Credit Loss, Writeoff 3.0 2.6 2.4  
Total consumer loans        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected 4.9 4.7 5.0  
Provision for Loan, Lease, and Other Losses 14.3 (1.0) 7.3  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 16.8 13.0 23.3 21.1
Financing Receivable, Allowance for Credit Loss, Writeoff 15.4 14.0 10.1  
Commercial and Floor Plans        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     2.2  
Provision for Loan, Lease, and Other Losses     15.1  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     49.0 27.1
Financing Receivable, Allowance for Credit Loss, Writeoff     6.6  
Commercial Purpose Secured by 1-4 Family        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.1  
Provision for Loan, Lease, and Other Losses     1.2  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     5.7 4.4
Financing Receivable, Allowance for Credit Loss, Writeoff     0.2  
Commercial Borrower        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.0  
Provision for Loan, Lease, and Other Losses     1.4  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     0.2 0.1
Financing Receivable, Allowance for Credit Loss, Writeoff     1.3  
Commercial Portfolio Segment [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected 3.8 2.6 2.3  
Provision for Loan, Lease, and Other Losses 44.3 (3.9) 17.7  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 38.9 50.2 54.9 31.6
Financing Receivable, Allowance for Credit Loss, Writeoff 59.4 3.4 8.1  
Agricultural Financing Receivable [Member]        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected 0.3 0.4 2.9  
Provision for Loan, Lease, and Other Losses 4.6 0.8 0.9  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 9.0 4.4 3.2 0.3
Financing Receivable, Allowance for Credit Loss, Writeoff $ 0.3 $ 0.0 5.4  
Home Equity Loan        
Financing Receivable, Allowance for Credit Losses        
Recoveries Collected     0.5  
Provision for Loan, Lease, and Other Losses     0.0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     1.6 $ 1.2
Financing Receivable, Allowance for Credit Loss, Writeoff     $ 0.1