Deposits

12 Months Ended

Dec. 31, 2021

DEPOSITS

Deposits are summarized as follows:


December 31,	2021		2020
Non-interest bearing demand	$	5,568.3	$	4,633.5
Interest bearing:
Demand	4,753.2		4,118.9
Savings	4,981.6		4,405.9
Time, $250 and over	186.7		193.0
Time, other	779.8		865.7
Total interest bearing	10,701.3		9,583.5
Total deposits	$	16,269.6	$	14,217.0

Other time deposits include time deposits under $250,000, brokered deposits, and deposits obtained through the Company’s participation in the Certificate of Deposit Account Registry Service (“CDARS”). CDARS deposits totaled $104.5 million and $97.3 million as of December 31, 2021 and 2020, respectively. The Company had no brokered deposits as of December 31, 2021 and 2020, respectively

As of December 31, 2021 and 2020, the Company had time deposits of $186.7 million and $193.0 million, respectively, that met or exceeded the FDIC insurance limit of $250,000.

Maturities of time deposits at December 31, 2021 are as follows:


	Time, $250 and Over		Total Time
Due within 3 months or less	$	38.8	$	272.7
Due after 3 months and within 6 months	47.2		209.7
Due after 6 months and within 12 months	70.6		293.7
Due within 2023	18.1		100.6
Due within 2024	4.5		43.7
Due within 2025	4.4		28.7
Due within 2026 and thereafter	3.1		17.4
Total	$	186.7	$	966.5

Interest expense on time deposits of $250,000 and over was $0.9 million, $2.7 million, and $4.6 million for the years ended December 31, 2021, 2020, and 2019, respectively.