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Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Schedule of Allowance for Loan Losses by Portfolio Segment

The following tables present a summary of changes in the allowance for loan losses by portfolio segment:
Year Ended December 31, 2019
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 
 
 
 
 
 
Beginning balance
$
31.0

$
8.7

$
31.3

$
2.0

$

$
73.0

Provision charged (credited) to operating
   expense
(1.3
)
10.6

4.5

0.1


13.9

Less loans charged-off
(3.5
)
(13.0
)
(6.6
)
(0.5
)

(23.6
)
Add back recoveries of loans previously charged-off
2.7

3.6

3.4



9.7

Ending balance
$
28.9

$
9.9

$
32.6

$
1.6

$

$
73.0

 
 
 
 
 
 
 
Individually evaluated for impairment
$
1.7

$

$
1.7

$
0.2

$

$
3.6

Collectively evaluated for impairment
27.2

9.9

30.9

1.4


69.4

Ending balance
$
28.9

$
9.9

$
32.6

$
1.6

$

$
73.0

 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
Individually evaluated for impairment
$
41.1

$

$
17.3

$
6.3

$

$
64.7

Collectively evaluated for impairment
6,194.0

1,045.2

1,354.0

272.8


8,866.0

Total loans held for investment
$
6,235.1

$
1,045.2

$
1,371.3

$
279.1

$

$
8,930.7

Year Ended December 31, 2018
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 
 
 
 
 
 
Beginning balance
$
31.7

$
8.7

$
30.5

$
1.2

$

$
72.1

Provision charged (credited) to operating
   expense
(0.7
)
6.8

1.9

0.6


8.6

Less loans charged-off
(3.7
)
(11.3
)
(4.7
)


(19.7
)
Add back recoveries of loans previously charged-off
3.7

4.5

3.6

0.2


12.0

Ending balance
$
31.0

$
8.7

$
31.3

$
2.0

$

$
73.0

 
 
 
 
 
 
 
Individually evaluated for impairment
$
1.3

$

$
5.2

$
0.3

$

$
6.8

Collectively evaluated for impairment
29.7

8.7

26.1

1.7


66.2

Ending balance
$
31.0

$
8.7

$
31.3

$
2.0

$

$
73.0

 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
Individually evaluated for impairment
$
41.8

$

$
19.9

$
3.1

$

$
64.8

Collectively evaluated for impairment
5,791.7

1,070.2

1,290.4

251.7

1.6

8,405.6

Total loans held for investment
$
5,833.5

$
1,070.2

$
1,310.3

$
254.8

$
1.6

$
8,470.4


Year Ended December 31, 2017
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 
 
 
 
 
 
Beginning balance
$
28.6

$
7.7

$
38.1

$
1.8

$

$
76.2

Provision charged (credited) to operating
   expense
6.0

8.1

(2.9
)
(0.2
)

11.0

Less loans charged-off
(4.3
)
(11.3
)
(6.8
)
(0.4
)

(22.8
)
Add back recoveries of loans previously charged-off
1.4

4.2

2.1



7.7

Ending balance
$
31.7

$
8.7

$
30.5

$
1.2

$

$
72.1

 
 
 
 
 
 
 
Individually evaluated for impairment
$
6.2

$

$
4.4

$
0.2

$

$
10.8

Collectively evaluated for impairment
25.5

8.7

26.1

1.0


61.3

Ending balance
$
31.7

$
8.7

$
30.5

$
1.2

$

$
72.1

 
 
 
 
 
 
 
Total loans:
 
 
 
 
 
 
Individually evaluated for impairment
$
58.3

$

$
23.8

$
1.1

$

$
83.2

Collectively evaluated for impairment
5,118.5

1,034.4

1,191.6

135.1

4.9

7,484.5

Total loans held for investment
$
5,176.8

$
1,034.4

$
1,215.4

$
136.2

$
4.9

$
7,567.7