XML 16 R59.htm IDEA: XBRL DOCUMENT v3.19.3
Allowance for Loan Losses (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Dec. 31, 2018
Allowance for Loan and Lease Losses [Roll Forward]            
Beginning balance $ 74.2 $ 74.1 $ 73.0 $ 72.1    
Provision charged to operating expense 2.6 2.0 10.1 7.0    
Less loans charged-off (4.7) (4.8) (16.3) (15.0)    
Add back recoveries of loans previously charged-off 2.9 2.3 8.2 9.5    
Ending balance 75.0 73.6 75.0 73.6    
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]            
Loans individually evaluated for impairment         $ 4.1 $ 6.8
Loans collectively evaluated for impairment         70.9 66.2
Allowance for loan losses 75.0 74.1 75.0 72.1 75.0 73.0
Loans held for investment:            
Individually evaluated for impairment         67.1 64.8
Collectively evaluated for impairment         8,925.5 8,405.6
Total loans held for investment         8,992.6 8,470.4
Amount related to loans acquired credit impaired         0.7 0.8
Real Estate            
Allowance for Loan and Lease Losses [Roll Forward]            
Beginning balance 27.7 34.0 31.0 31.7    
Provision charged to operating expense 0.4 (0.9) (1.3) 1.5    
Less loans charged-off (0.3) (0.7) (3.3) (2.8)    
Add back recoveries of loans previously charged-off 0.8 0.6 2.2 2.6    
Ending balance 28.6 33.0 28.6 33.0    
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]            
Loans individually evaluated for impairment         1.0 1.3
Loans collectively evaluated for impairment         27.6 29.7
Allowance for loan losses 27.7 34.0 31.0 31.7 28.6 31.0
Loans held for investment:            
Individually evaluated for impairment         36.8 41.8
Collectively evaluated for impairment         6,172.3 5,791.7
Total loans held for investment         6,209.1 5,833.5
Consumer            
Allowance for Loan and Lease Losses [Roll Forward]            
Beginning balance 9.1 7.8 8.7 8.7    
Provision charged to operating expense 2.7 2.4 7.1 4.6    
Less loans charged-off (2.8) (3.0) (9.1) (8.5)    
Add back recoveries of loans previously charged-off 0.8 1.2 3.1 3.6    
Ending balance 9.8 8.4 9.8 8.4    
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]            
Loans individually evaluated for impairment         0.0 0.0
Loans collectively evaluated for impairment         9.8 8.7
Allowance for loan losses 9.1 7.8 9.8 8.4 9.8 8.7
Loans held for investment:            
Individually evaluated for impairment         0.0 0.0
Collectively evaluated for impairment         1,066.9 1,070.2
Total loans held for investment         1,066.9 1,070.2
Commercial            
Allowance for Loan and Lease Losses [Roll Forward]            
Beginning balance 35.7 30.5 31.3 30.5    
Provision charged to operating expense (0.4) 0.5 4.3 0.5    
Less loans charged-off (1.6) (1.1) (3.5) (3.7)    
Add back recoveries of loans previously charged-off 1.3 0.5 2.9 3.1    
Ending balance 35.0 30.4 35.0 30.4    
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]            
Loans individually evaluated for impairment         2.9 5.2
Loans collectively evaluated for impairment         32.1 26.1
Allowance for loan losses 35.7 30.5 35.0 30.4 35.0 31.3
Loans held for investment:            
Individually evaluated for impairment         25.0 19.9
Collectively evaluated for impairment         1,397.6 1,290.4
Total loans held for investment         1,422.6 1,310.3
Agriculture            
Allowance for Loan and Lease Losses [Roll Forward]            
Beginning balance 1.7 1.8 2.0 1.2    
Provision charged to operating expense (0.1) 0.0 0.0 0.4    
Less loans charged-off 0.0 0.0 (0.4) 0.0    
Add back recoveries of loans previously charged-off 0.0 0.0 0.0 0.2    
Ending balance 1.6 1.8 1.6 1.8    
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]            
Loans individually evaluated for impairment         0.2 0.3
Loans collectively evaluated for impairment         1.4 1.7
Allowance for loan losses 1.7 1.8 2.0 1.8 1.6 2.0
Loans held for investment:            
Individually evaluated for impairment         5.3 3.1
Collectively evaluated for impairment         287.4 251.7
Total loans held for investment         292.7 254.8
Other            
Allowance for Loan and Lease Losses [Roll Forward]            
Beginning balance 0.0 0.0 0.0 0.0    
Provision charged to operating expense 0.0 0.0 0.0 0.0    
Less loans charged-off 0.0 0.0 0.0 0.0    
Add back recoveries of loans previously charged-off 0.0 0.0 0.0 0.0    
Ending balance 0.0 0.0 0.0 0.0    
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]            
Loans individually evaluated for impairment         0.0 0.0
Loans collectively evaluated for impairment         0.0 0.0
Allowance for loan losses $ 0.0 $ 0.0 $ 0.0 $ 0.0 0.0 0.0
Loans held for investment:            
Individually evaluated for impairment         0.0 0.0
Collectively evaluated for impairment         1.3 1.6
Total loans held for investment         $ 1.3 $ 1.6