XML 47 R35.htm IDEA: XBRL DOCUMENT v3.19.3
Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2019
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations Actual capital amounts and ratios for the Company and its subsidiary Bank, as of September 30, 2019 and December 31, 2018 are presented in the following tables: 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
For Capital Adequacy Purposes Plus Capital Conservation Buffer
 
Minimum to Be Well Capitalized Under Prompt Corrective Action Requirements(1)
September 30, 2019
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,460.2

13.71
%
 
$
851.9

8.000
%
 
$
1,118.1

10.50
%
 
$
1,064.9

10.00
%
FIB
1,308.6

12.33

 
849.0

8.000

 
1,114.3

10.50

 
1,061.3

10.00

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,385.2

13.01

 
638.9

6.000

 
905.2

8.50

 
851.9

8.00

FIB
1,233.7

11.62

 
636.8

6.000

 
902.1

8.50

 
849.0

8.00

Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,298.3

12.19

 
479.2

4.500

 
745.4

7.00

 
692.2

6.50

FIB
1,233.7

11.62

 
477.6

4.500

 
742.9

7.00

 
689.8

6.50

Leverage capital ratio:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,385.2

9.96

 
556.2

4.000

 
556.2

4.00

 
695.3

5.00

FIB
1,233.7

8.96

 
550.5

4.000

 
550.5

4.00

 
688.1

5.00


 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
For Capital Adequacy Purposes Plus Capital Conservation Buffer
 
Minimum to Be Well Capitalized Under Prompt Corrective Action Requirements(1)
December 31, 2018
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,285.0

12.99
%
 
$
791.2

8.00
%
 
$
976.6

9.875
%
 
$
989.0

10.00
%
FIB
1,184.5

12.01

 
788.8

8.00

 
973.7

9.875

 
986.0

10.00

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,212.0

12.26

 
593.4

6.00

 
778.8

7.875

 
791.2

8.00

FIB
1,111.6

11.27

 
591.6

6.00

 
776.5

7.875

 
788.8

8.00

Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,127.8

11.40

 
445.0

4.50

 
630.5

6.375

 
642.8

6.50

FIB
1,111.6

11.27

 
443.7

4.50

 
628.6

6.375

 
640.9

6.50

Leverage capital ratio:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,212.0

9.47

 
511.9

4.00

 
511.9

4.000

 
639.9

5.00

FIB
1,111.6

8.97

 
495.9

4.00

 
495.9

4.000

 
619.8

5.00

(1) The ratios for the requirements to be deemed “well capitalized” are only applicable to FIB. However, the Company manages its capital position as if the requirements apply to the consolidated entity and has presented the ratios as if they also applied on a consolidated basis.