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Allowance for Loan Losses (Tables)
9 Months Ended
Sep. 30, 2019
Receivables [Abstract]  
Schedule of Allowance for Loan Losses by Portfolio Segment
The following tables present a summary of changes in the allowance for loan losses by portfolio segment for the periods indicated: 
Three Months Ended September 30, 2019
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 
 
 
 
 
 
Beginning balance
$
27.7

$
9.1

$
35.7

$
1.7

$

$
74.2

Provision charged to operating expense
0.4

2.7

(0.4
)
(0.1
)

2.6

Less loans charged-off
(0.3
)
(2.8
)
(1.6
)


(4.7
)
Add back recoveries of loans previously
   charged-off
0.8

0.8

1.3



2.9

Ending balance
$
28.6

$
9.8

$
35.0

$
1.6

$

$
75.0

 
 
 
 
 
 
 
Nine Months Ended September 30, 2019
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 
 
 
 
 
 
Beginning balance
$
31.0

$
8.7

$
31.3

$
2.0

$

$
73.0

Provision charged to operating expense
(1.3
)
7.1

4.3



10.1

Less loans charged-off
(3.3
)
(9.1
)
(3.5
)
(0.4
)

(16.3
)
Add back recoveries of loans previously
charged-off
2.2

3.1

2.9



8.2

Ending balance
$
28.6

$
9.8

$
35.0

$
1.6

$

$
75.0

 
 
 
 
 
 
 
As of September 30, 2019
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
1.0

$

$
2.9

$
0.2

$

$
4.1

Loans collectively evaluated for impairment
27.6

9.8

32.1

1.4


70.9

Allowance for loan losses
$
28.6

$
9.8

$
35.0

$
1.6

$

$
75.0

 
 
 
 
 
 
 
As of September 30, 2019
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Loans held for investment:
 
 
 
 
 
 
Individually evaluated for impairment
$
36.8

$

$
25.0

$
5.3

$

$
67.1

Collectively evaluated for impairment
6,172.3

1,066.9

1,397.6

287.4

1.3

8,925.5

Total loans held for investment
$
6,209.1

$
1,066.9

$
1,422.6

$
292.7

$
1.3

$
8,992.6

Three Months Ended September 30, 2018
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 

 

 

 

 

 

Beginning balance
$
34.0

$
7.8

$
30.5

$
1.8

$

$
74.1

Provision charged to operating expense
(0.9
)
2.4

0.5



2.0

Less loans charged-off
(0.7
)
(3.0
)
(1.1
)


(4.8
)
Add back recoveries of loans previously
   charged-off
0.6

1.2

0.5



2.3

Ending balance
$
33.0

$
8.4

$
30.4

$
1.8

$

$
73.6

 
 
 
 
 
 
 
Nine Months Ended September 30, 2018
Real Estate
Consumer
Commercial
Agriculture
Other
Total
Allowance for loan losses:
 

 

 

 

 

 

Beginning balance
$
31.7

$
8.7

$
30.5

$
1.2

$

$
72.1

Provision charged to operating expense
1.5

4.6

0.5

0.4


7.0

Less loans charged-off
(2.8
)
(8.5
)
(3.7
)


(15.0
)
Add back recoveries of loans previously
   charged-off
2.6

3.6

3.1

0.2


9.5

Ending balance
$
33.0

$
8.4

$
30.4

$
1.8

$

$
73.6

As of December 31, 2018
Real Estate

Consumer

Commercial

Agriculture

Other
Total
Allowance for loan losses:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
1.3

$

$
5.2

$
0.3

$

$
6.8

Loans collectively evaluated for impairment
29.7

8.7

26.1

1.7


66.2

Allowance for loan losses
$
31.0

$
8.7

$
31.3

$
2.0

$

$
73.0

 
 
 
 
 
 
 
As of December 31, 2018
Real Estate

Consumer

Commercial

Agriculture

Other

Total

Loans held for investment:
 

 

 

 

 

 

Individually evaluated for impairment
$
41.8

$

$
19.9

$
3.1

$

$
64.8

Collectively evaluated for impairment
5,791.7

1,070.2

1,290.4

251.7

1.6

8,405.6

Total loans held for investment
$
5,833.5

$
1,070.2

$
1,310.3

$
254.8

$
1.6

$
8,470.4