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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2018
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Actual capital amounts and ratios for the Company and its subsidiary Banks, as of September 30, 2018 and December 31, 2017 are presented in the following tables: 
 
Actual
 
Adequately Capitalized
 Basel III
Phase-In Schedule
 
Adequately Capitalized
Basel III
Fully Phased-In
 
Well Capitalized (1)
September 30, 2018
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,254.8

12.76
%
 
$
971.1

9.875
%
 
$
1,032.6

10.50
%
 
$
983.4

10.00
%
FIB
1,107.7

12.28

 
890.5

9.875

 
946.9

10.50

 
901.8

10.00

INB
77.6

9.86

 
77.7

9.875

 
82.7

10.50

 
78.7

10.00

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,181.2

12.01

 
774.5

7.875

 
835.9

8.50

 
786.7

8.00

FIB
1,034.0

11.47

 
710.2

7.875

 
766.5

8.50

 
721.5

8.00

INB
77.6

9.86

 
62.0

7.875

 
66.9

8.50

 
63.0

8.00

Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,096.8

11.15

 
626.9

6.375

 
688.4

7.00

 
639.2

6.50

FIB
1,034.0

11.47

 
574.9

6.375

 
631.3

7.00

 
586.2

6.50

INB
77.6

9.86

 
50.2

6.375

 
55.1

7.00

 
51.2

6.50

Leverage capital ratio:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,181.2

9.73

 
485.6

4.000

 
485.6

4.00

 
607.0

5.00

FIB
1,034.0

8.77

 
471.8

4.000

 
471.8

4.00

 
589.7

5.00

INB
77.6

9.81

 
31.7

4.000

 
31.7

4.00

 
39.6

5.00



 
Actual
 
Adequately Capitalized
 Basel III
Phase-In Schedule
 
Adequately Capitalized
Basel III
Fully Phased-In
 
Well Capitalized (1)
December 31, 2017
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,112.5

12.76
%
 
$
806.5

9.25
%
 
$
915.5

10.50
%
 
$
871.9

10.00
%
FIB
1,066.6

12.29

 
802.7

9.25

 
911.2

10.50

 
867.8

10.00

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,040.3

11.93

 
632.1

7.25

 
741.1

8.50

 
697.5

8.00

FIB
994.4

11.46

 
629.1

7.25

 
737.6

8.50

 
694.2

8.00

Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
962.4

11.04

 
501.3

5.75

 
610.3

7.00

 
566.7

6.50

FIB
994.4

11.46

 
499.0

5.75

 
607.4

7.00

 
564.1

6.50

Leverage capital ratio:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,040.3

8.86

 
469.9

4.00

 
469.9

4.00

 
587.4

5.00

FIB
994.4

8.48

 
469.1

4.00

 
469.1

4.00

 
586.3

5.00

    
(1) The ratios for the requirements to be deemed “well capitalized” are only applicable to FIB and INB. However, the Company manages its capital position as if the requirements apply to the consolidated entity and has presented the ratios as if they also applied on a consolidated basis.