XML 47 R34.htm IDEA: XBRL DOCUMENT v3.7.0.1
Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2017
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Actual capital amounts and ratios for the Company and its bank subsidiary, as of June 30, 2017 and December 31, 2016 are presented in the following tables: 
 
Actual
 
Adequately Capitalized
 Basel III
Phase-In Schedule
 
Adequately Capitalized
Basel III
Fully Phased-In
 
Well Capitalized (1)
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,086,842

12.56
%
 
$
800,182

9.25
%
 
$
908,314

10.50
%
 
$
865,061

10.00
%
FIB
824,454

13.00

 
586,642

9.25

 
665,918

10.50

 
634,208

10.00

BOTC
240,391

10.53

 
211,145

9.25

 
239,678

10.50

 
228,265

10.00

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,011,141

11.69

 
627,169

7.25

 
735,302

8.50

 
692,049

8.00

FIB
748,753

11.81

 
459,801

7.25

 
539,077

8.50

 
507,366

8.00

BOTC
240,391

10.53

 
165,492

7.25

 
194,025

8.50

 
182,612

8.00

Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
931,675

10.77

 
497,410

5.75

 
605,543

7.00

 
562,290

6.50

FIB
748,753

11.81

 
364,669

5.75

 
443,945

7.00

 
412,235

6.50

BOTC
240,391

10.53

 
131,252

5.75

 
159,786

7.00

 
148,372

6.50

Leverage capital ratio:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
1,011,141

10.65

 
379,616

4.00

 
379,616

4.00

 
474,519

5.00

FIB
748,753

8.67

 
345,442

4.00

 
345,442

4.00

 
431,803

5.00

BOTC
240,391

8.12

 
118,476

4.00

 
118,476

4.00

 
148,095

5.00



 
Actual
 
Adequately Capitalized
 Basel III
Phase-In Schedule
 
Adequately Capitalized
Basel III
Fully Phased-In
 
Well Capitalized (1)
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
974,488

15.13
%
 
$
555,665

8.63
%
 
$
676,070

10.50
%
 
$
643,876

10.00
%
FIB
841,967

13.13

 
553,459

8.63

 
673,386

10.50

 
641,320

10.00

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
894,273

13.89

 
426,890

6.63

 
547,295

8.50

 
$
515,101

8.00

FIB
765,753

11.94

 
425,195

6.63

 
545,122

8.50

 
513,056

8.00

Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
814,273

12.65

 
330,308

5.13

 
450,713

7.00

 
$
418,519

6.50

FIB
765,753

11.94

 
328,997

5.13

 
448,924

7.00

 
416,858

6.50

Leverage capital ratio:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
894,273

10.11

 
353,838

4.00

 
353,838

4.00

 
$
442,297

5.00

FIB
765,753

8.69

 
352,283

4.00

 
352,283

4.00

 
440,353

5.00

    
(1) The ratios for the well capitalized requirement are only applicable to FIB and BOTC. However, the Company manages its capital position as if the requirement applies to the consolidated entity and has presented the ratios as if they also applied on a consolidated basis.