DEPOSITS

Deposits are summarized as follows:



December 31,	2016		2015
Non-interest bearing demand	$	1,906,257	$	1,823,716
Interest bearing:
Demand	2,276,494		2,178,373
Savings	2,141,761		1,955,256
Time, $100 and over	461,368		487,372
Time, other	590,230		644,220
Total interest bearing	5,469,853		5,265,221
Total deposits	$	7,376,110	$	7,088,937

The Company had no brokered time deposits as of December 31, 2016 and 2015.

Other time deposits include deposits obtained through the Company’s participation in the Certificate of Deposit Account Registry Service (“CDARS”). CDARS deposits totaled $25,723 and $38,336 as of December 31, 2016 and 2015, respectively.

As of December 31, 2016 and 2015, the Company had time deposits of $208,525 and $222,912, respectively, that met or exceeded the FDIC insurance limit of $250.

Maturities of time deposits at December 31, 2016 are as follows:



	Time, $100 and Over		Total Time
Due within 3 months or less	$	121,615	$	288,325
Due after 3 months and within 6 months	80,224		168,225
Due after 6 months and within 12 months	120,533		251,238
Due after 12 months	138,996		343,810
Total	$	461,368	$	1,051,598

Interest expense on time deposits of $100 or more was $3,684, $3,739 and $4,003 for the years ended December 31, 2016, 2015 and 2014, respectively.