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Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s actual capital amounts and ratios and selected minimum regulatory thresholds and prompt corrective action provisions as of December 31, 2015 and 2014 are presented in the following tables:
 
Actual
 
Adequately Capitalized
 Basel III
Phase-In Schedule
 
Adequately Capitalized
Basel III
Fully Phased-In
 
Well Capitalized (1)
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
946,156

15.4
%
 
$
492,692

8.0
%
 
$
646,658

10.50
%
 
$
615,865

10.0
%
FIB
882,504

14.4

 
490,866

8.0

 
644,262

10.50

 
$
613,582

10.0

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
861,339

14.0

 
369,519

6.0

 
523,485

8.5

 
$
492,692

8.0

FIB
805,805

13.1

 
368,149

6.0

 
521,545

8.5

 
$
490,866

8.0

Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
781,339

12.7

 
383,040

4.5

 
595,840

7.0

 
$
400,312

6.5

FIB
805,805

13.1

 
381,730

4.5

 
593,802

7.0

 
$
398,829

6.5

Leverage capital ratio:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
861,339

10.1

 
246,346

4.0

 
246,346

4.0

 
$
425,600

5.0

FIB
805,805

9.5

 
245,433

4.0

 
245,433

4.0

 
$
424,145

5.0

    
(1) The ratios for the well-capitalized requirement are only applicable to FIB. However, the Company manages its capital position as if the requirement applies to the consolidated entity and has presented the ratios as if they also applied on a consolidated basis.

 
Actual
 
Adequately Capitalized
 
Well Capitalized (1)
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
December 31, 2014
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
$
897,769

16.2
%
 
$
444,685

8.0
%
 
$
555,856

10.0
%
FIB
832,907

15.1

 
442,468

8.0

 
553,085

10.0

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
807,229

14.5

 
222,343

4.0

 
$
333,514

6.0

FIB
754,708

13.7

 
221,234

4.0

 
331,851

6.0

Leverage capital ratio:
 
 
 
 
 
 
 
 
Consolidated
807,229

9.6

 
335,897

4.0

 
$
419,871

5.0

FIB
754,708

9.1

 
330,006

4.0

 
412,507

5.0


    
(1) The ratios for the well-capitalized requirement are only applicable to FIB. However, the Company manages its capital position as if the requirement applies to the consolidated entity and has presented the ratios as if they also applied on a consolidated basis.

On July 2, 2013, the Board of Governors of the Federal Reserve Bank issued a final rule implementing a revised regulatory capital framework for U.S. banks in accordance with the Basel III international accord and satisfying related mandates under the Dodd-Frank Wall Street Reform and Consumer Protection Act. The revised regulatory capital framework (the "Basel III Capital Rules") substantially revised the risk-based capital requirements applicable to bank holding companies and depository institutions by defining the components of capital and addressing other issues affecting the numerator in banking institutions’ regulatory capital ratios, addressing risk weights and other issues affecting the denominator in banking institutions’ regulatory capital ratios and replacing the existing risk-weighting approach with a more risk-sensitive approach. The Basel III Capital Rules became effective for the Company on January 1, 2015, subject to a phase-in period for certain provisions.