DEPOSITS

Deposits are summarized as follows:



December 31,	2014		2013
Non-interest bearing demand	$	1,791,364	$	1,491,683
Interest bearing:
Demand	2,133,273		1,848,806
Savings	1,843,355		1,602,544
Time, $100 and over	520,125		492,051
Time, other	718,095		698,666
Total interest bearing	5,214,848		4,642,067
Total deposits	$	7,006,212	$	6,133,750

The Company had no brokered time deposits as of December 31, 2014 and 2013.

Other time deposits include deposits obtained through the Company’s participation in the Certificate of Deposit Account Registry Service (“CDARS”). CDARS deposits totaled $40,491 and $51,526 as of December 31, 2014 and 2013, respectively.

As of December 31, 2014 and 2013, the Company had time deposits of $228,410 and $207,504, respectively, that met or exceeded the FDIC insurance limit of $250.

Maturities of time deposits at December 31, 2014 are as follows:



	Time, $100 and Over		Total Time
2015	$	337,404	$	803,986
2016	90,509		209,192
2017	58,387		127,367
2018	20,971		62,084
2019	12,854		35,577
Thereafter	—		14
Total	$	520,125	$	1,238,220

Interest expense on time deposits of $100 or more was $4,003, $4,880 and $6,951 for the years ended December 31, 2014, 2013 and 2012, respectively.