DEPOSITS

Deposits are summarized as follows:



December 31,	2013		2012
Non-interest bearing demand	$	1,491,683	$	1,495,309
Interest bearing:
Demand	1,848,806		1,811,905
Savings	1,602,544		1,547,713
Time, $100 and over	492,051		594,712
Time, other	698,666		790,772
Total interest bearing	4,642,067		4,745,102
Total deposits	$	6,133,750	$	6,240,411

The Company had no brokered time deposits as of December 31, 2013 and 2012.

Other time deposits include deposits obtained through the Company’s participation in the Certificate of Deposit Account Registry Service (“CDARS”). CDARS deposits totaled $51,526 and $72,062 as of December 31, 2013 and 2012, respectively.

Maturities of time deposits at December 31, 2013 are as follows:



	Time, $100 and Over		Total Time
2014	$	325,162	$	790,643
2015	77,068		180,871
2016	34,928		82,334
2017	35,652		85,051
2018	19,241		51,818
Total	$	492,051	$	1,190,717

Interest expense on time deposits of $100 or more was $4,880, $6,951 and $10,377 for the years ended December 31, 2013, 2012 and 2011, respectively.