XML 43 R47.htm IDEA: XBRL DOCUMENT v2.4.0.6
Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2012
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s actual capital amounts and ratios and selected minimum regulatory thresholds and prompt corrective action provisions as of December 31, 2012 and 2011 are presented in the following table:
 
Actual
 
Adequately Capitalized
 
Well Capitalized
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
December 31, 2012
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
$
748,431

15.6
%
 
$
384,014

8.0
%
 
     NA
     NA
FIB
697,695

14.6

 
382,245

8.0

 
$
477,806

10.0
%
Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
652,929

13.6

 
192,007

4.0

 
     NA
     NA
FIB
622,466

13.0

 
191,122

4.0

 
$
286,683

6.0

Leverage capital ratio:
 
 
 
 
 
 
 
 
Consolidated
652,929

8.8

 
296,559

4.0

 
     NA
     NA
FIB
622,466

8.4

 
296,061

4.0

 
$
370,077

5.0

 
Actual
 
Adequately Capitalized
 
Well Capitalized
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
December 31, 2011
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
$
800,354

16.5
%
 
$
387,082

8.0
%
 
     NA
     NA
FIB
663,860

13.8

 
384,987

8.0

 
$
481,234

10.0
%
Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
704,229

14.6

 
193,541

4.0

 
     NA
     NA
FIB
588,059

12.2

 
192,494

4.0

 
$
288,740

6.0

Leverage capital ratio:
 
 
 
 
 
 
 
 
Consolidated
704,229

9.8

 
286,303

4.0

 
     NA
     NA
FIB
588,059

8.2

 
285,358

4.0

 
$
356,698

5.0