The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   45,828 436 SH   DFND 1 436 0 0
3M CO COM 88579Y101   12,741,855 121,224 SH   SOLE 0 121,224 0 0
ABBOTT LABS COM 002824100   2,525,526 24,941 SH   DFND 1 24,941 0 0
ABBOTT LABS COM 002824100   101,260 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100   10,933,107 107,971 SH   SOLE 0 92,167 0 15,804
ABBVIE INC COM 00287Y109   2,415,730 15,158 SH   SOLE 0 15,158 0 0
ACTIVISION BLIZZARD INC COM 00507V109   202,335 2,364 SH   SOLE 0 2,364 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   554,162 1,438 SH   SOLE 0 1,438 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,215,226 12,399 SH   SOLE 0 0 0 12,399
AES CORP COM 00130H105   247,807 10,291 SH   SOLE 0 10,291 0 0
AIR LEASE CORP CL A 00912X302   337,165 8,564 SH   SOLE 0 0 0 8,564
AIR PRODS & CHEMS INC COM 009158106   230,630 803 SH   SOLE 0 803 0 0
ALLSTATE CORP COM 020002101   2,466,631 22,260 SH   SOLE 0 22,260 0 0
ALPHABET INC CAP STK CL A 02079K305   16,047,238 154,702 SH   DFND 1 154,702 0 0
ALPHABET INC CAP STK CL A 02079K305   124,476 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL A 02079K305   34,969,043 337,116 SH   SOLE 0 309,914 0 27,202
ALPHABET INC CAP STK CL C 02079K107   8,594,560 82,640 SH   DFND 1 82,640 0 0
ALPHABET INC CAP STK CL C 02079K107   124,800 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL C 02079K107   15,122,744 145,411 SH   SOLE 0 131,311 0 14,100
ALTRIA GROUP INC COM 02209S103   856,793 19,202 SH   SOLE 0 19,202 0 0
AMAZON COM INC COM 023135106   13,764,942 133,265 SH   DFND 1 133,265 0 0
AMAZON COM INC COM 023135106   28,235,974 273,366 SH   SOLE 0 245,168 0 28,198
AMERICAN EXPRESS CO COM 025816109   15,817,220 95,891 SH   DFND 1 95,891 0 0
AMERICAN EXPRESS CO COM 025816109   3,897,933 23,631 SH   SOLE 0 23,631 0 0
AMERICAN TOWER CORP NEW COM 03027X100   10,240,295 50,114 SH   DFND 1 50,114 0 0
AMERICAN TOWER CORP NEW COM 03027X100   204,340 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100   20,936,676 102,460 SH   SOLE 0 92,679 0 9,781
AMERIPRISE FINL INC COM 03076C106   9,156,688 29,875 SH   DFND 1 29,875 0 0
AMGEN INC COM 031162100   287,683 1,190 SH   SOLE 0 1,190 0 0
AMPHENOL CORP NEW CL A 032095101   721,424 8,828 SH   SOLE 0 8,828 0 0
APPLE INC COM 037833100   19,702,087 119,479 SH   DFND 1 119,479 0 0
APPLE INC COM 037833100   16,490 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100   48,534,550 294,327 SH   SOLE 0 274,427 0 19,900
ARK ETF TR INNOVATION ETF 00214Q104   1,678,870 41,618 SH   DFND 1 41,618 0 0
ARK ETF TR INNOVATION ETF 00214Q104   8,112,769 201,110 SH   SOLE 0 199,649 0 1,461
AUTOMATIC DATA PROCESSING IN COM 053015103   1,080,201 4,852 SH   SOLE 0 4,852 0 0
BANK AMERICA CORP COM 060505104   2,008,120 70,214 SH   DFND 1 70,214 0 0
BANK AMERICA CORP COM 060505104   1,049,935 36,711 SH   SOLE 0 36,711 0 0
BANK NEW YORK MELLON CORP COM 064058100   918,660 20,217 SH   SOLE 0 20,217 0 0
BAXTER INTL INC COM 071813109   332,795 8,205 SH   SOLE 0 8,205 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,862,400 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,793,600 6 SH   SOLE 0 6 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   26,428,242 85,592 SH   DFND 1 85,592 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   432,278 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   44,602,135 144,451 SH   SOLE 0 135,201 0 9,250
BIOGEN INC COM 09062X103   436,507 1,570 SH   SOLE 0 1,570 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,538,197 22,193 SH   SOLE 0 22,193 0 0
BROADCOM INC COM 11135F101   21,485,816 33,491 SH   DFND 1 33,491 0 0
BROADCOM INC COM 11135F101   80,193 125 SH   OTR 3 125 0 0
BROADCOM INC COM 11135F101   33,660,321 52,468 SH   SOLE 0 47,013 0 5,455
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,675,704 82,102 SH   DFND 1 82,102 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   11,918,196 365,713 SH   SOLE 0 322,765 0 42,948
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   6,246,683 178,732 SH   DFND 1 178,732 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   11,986,588 342,970 SH   SOLE 0 286,109 0 56,861
CABOT CORP COM 127055101   329,552 4,300 SH   SOLE 0 4,300 0 0
CANADIAN PAC RY LTD COM 13645T100   1,413,849 18,376 SH   SOLE 0 18,376 0 0
CDW CORP COM 12514G108   219,446 1,126 SH   SOLE 0 1,126 0 0
CHEVRON CORP NEW COM 166764100   847,779 5,196 SH   SOLE 0 5,196 0 0
CHUBB LIMITED COM H1467J104   5,217,422 26,869 SH   DFND 1 26,869 0 0
CHUBB LIMITED COM H1467J104   16,480,057 84,870 SH   SOLE 0 75,827 0 9,043
CINTAS CORP COM 172908105   218,385 472 SH   SOLE 0 472 0 0
CISCO SYS INC COM 17275R102   585,846 11,207 SH   SOLE 0 5,253 0 5,954
COCA COLA CO COM 191216100   1,652,417 26,639 SH   SOLE 0 26,639 0 0
COLGATE PALMOLIVE CO COM 194162103   8,199,316 109,106 SH   DFND 1 109,106 0 0
COLGATE PALMOLIVE CO COM 194162103   22,545 300 SH   OTR 3 300 0 0
COLGATE PALMOLIVE CO COM 194162103   19,453,630 258,864 SH   SOLE 0 258,414 0 450
COMCAST CORP NEW CL A 20030N101   19,916,170 525,354 SH   DFND 1 525,354 0 0
COMCAST CORP NEW CL A 20030N101   17,416,726 459,423 SH   SOLE 0 417,671 0 41,752
CONSTELLATION BRANDS INC CL A 21036P108   9,082,359 40,207 SH   DFND 1 40,207 0 0
CONSTELLATION BRANDS INC CL A 21036P108   17,018,553 75,340 SH   SOLE 0 66,678 0 8,662
CORNING INC COM 219350105   562,575 15,946 SH   SOLE 0 15,946 0 0
COSTCO WHSL CORP NEW COM 22160K105   8,703,672 17,517 SH   DFND 1 17,517 0 0
COSTCO WHSL CORP NEW COM 22160K105   22,357,659 44,997 SH   SOLE 0 40,241 0 4,756
CVS HEALTH CORP COM 126650100   6,354,099 85,508 SH   DFND 1 85,508 0 0
CVS HEALTH CORP COM 126650100   14,944,335 201,108 SH   SOLE 0 181,109 0 19,999
DANAHER CORPORATION COM 235851102   3,570,903 14,168 SH   DFND 1 14,168 0 0
DANAHER CORPORATION COM 235851102   10,003,720 39,691 SH   SOLE 0 35,687 0 4,004
DIGITAL RLTY TR INC COM 253868103   1,307,523 13,300 SH   SOLE 0 0 0 13,300
DISNEY WALT CO COM 254687106   43,027,663 429,718 SH   DFND 1 429,718 0 0
DISNEY WALT CO COM 254687106   60,078 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106   23,661,820 236,311 SH   SOLE 0 222,481 0 13,830
DOMINION ENERGY INC COM 25746U109   334,510 5,983 SH   SOLE 0 5,983 0 0
DUPONT DE NEMOURS INC COM 26614N102   4,143,784 57,737 SH   DFND 1 57,737 0 0
DUPONT DE NEMOURS INC COM 26614N102   13,050,226 181,834 SH   SOLE 0 164,962 0 16,872
EATON CORP PLC SHS G29183103   4,109,076 23,982 SH   DFND 1 23,982 0 0
EATON CORP PLC SHS G29183103   14,595,084 85,182 SH   SOLE 0 70,056 0 15,126
ESSEX PPTY TR INC COM 297178105   250,968 1,200 SH   SOLE 0 1,200 0 0
EVEREST RE GROUP LTD COM G3223R108   304,317 850 SH   SOLE 0 850 0 0
EXXON MOBIL CORP COM 30231G102   386,442 3,524 SH   DFND 1 3,524 0 0
EXXON MOBIL CORP COM 30231G102   1,885,384 17,193 SH   SOLE 0 17,093 0 100
F N B CORP COM 302520101   167,643 14,452 SH   SOLE 0 14,452 0 0
FASTENAL CO COM 311900104   237,336 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106   1,899,427 8,313 SH   SOLE 0 6,894 0 1,419
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   407,319 11,661 SH   SOLE 0 11,661 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   1,682,383 30,966 SH   DFND 1 30,966 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   6,296,086 115,886 SH   SOLE 0 101,439 0 14,447
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   226,200 5,000 SH   SOLE 0 5,000 0 0
FISCALNOTE HOLDINGS INC COM CL A 337655104   267,446 119,931 SH   SOLE 0 119,931 0 0
FORTIVE CORP COM 34959J108   8,127,568 119,225 SH   DFND 1 119,225 0 0
FORTIVE CORP COM 34959J108   12,172,572 178,562 SH   SOLE 0 165,343 0 13,219
GENERAL DYNAMICS CORP COM 369550108   328,622 1,440 SH   SOLE 0 1,440 0 0
GILEAD SCIENCES INC COM 375558103   975,229 11,754 SH   SOLE 0 11,754 0 0
GLOBE LIFE INC COM 37959E102   3,914,292 35,578 SH   DFND 1 35,578 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   10,249,665 31,334 SH   DFND 1 31,334 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   19,756,136 60,396 SH   SOLE 0 54,468 0 5,928
GSK PLC SPONSORED ADR 37733W204   214,227 6,021 SH   SOLE 0 6,021 0 0
HF SINCLAIR CORP COM 403949100   290,280 6,000 SH   SOLE 0 6,000 0 0
HOME DEPOT INC COM 437076102   4,394,927 14,892 SH   DFND 1 14,892 0 0
HOME DEPOT INC COM 437076102   16,986,743 57,559 SH   SOLE 0 48,171 0 9,388
HONEYWELL INTL INC COM 438516106   11,035,269 57,740 SH   DFND 1 57,740 0 0
HONEYWELL INTL INC COM 438516106   172,008 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106   22,825,079 119,428 SH   SOLE 0 110,106 0 9,322
ILLINOIS TOOL WKS INC COM 452308109   9,659,122 39,676 SH   DFND 1 39,676 0 0
ILLINOIS TOOL WKS INC COM 452308109   5,019,209 20,617 SH   SOLE 0 20,617 0 0
INTEL CORP COM 458140100   18,393 563 SH   DFND 1 563 0 0
INTEL CORP COM 458140100   309,450 9,472 SH   SOLE 0 9,472 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,134,049 10,874 SH   SOLE 0 3,810 0 7,064
INTERNATIONAL BUSINESS MACHS COM 459200101   1,561,282 11,910 SH   SOLE 0 11,910 0 0
INTERNATIONAL PAPER CO COM 460146103   431,458 11,965 SH   DFND 1 11,965 0 0
INTERNATIONAL PAPER CO COM 460146103   18,030 500 SH   SOLE 0 500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   8,145,661 31,885 SH   DFND 1 31,885 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   15,901,219 62,243 SH   SOLE 0 55,978 0 6,265
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   340,646 3,400 SH   SOLE 0 3,400 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   3,049,156 9,501 SH   DFND 1 9,501 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   15,496,751 48,287 SH   SOLE 0 48,285 0 2
IQVIA HLDGS INC COM 46266C105   262,734 1,321 SH   SOLE 0 1,321 0 0
ISHARES TR CORE S&P TTL STK 464287150   464,431 5,129 SH   SOLE 0 5,129 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   205,700 1,658 SH   SOLE 0 1,658 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   308,475 1,360 SH   SOLE 0 1,360 0 0
ISHARES TR CORE S&P500 ETF 464287200   412,944 1,005 SH   SOLE 0 0 0 1,005
ISHARES TR RUS 1000 GRW ETF 464287614   312,009 1,277 SH   SOLE 0 1,277 0 0
ISHARES TR ISHARES BIOTECH 464287556   202,910 1,571 SH   SOLE 0 1,571 0 0
ISHARES TR MSCI EAFE ETF 464287465   463,807 6,485 SH   SOLE 0 6,485 0 0
ISHARES TR SELECT DIVID ETF 464287168   459,932 3,925 SH   SOLE 0 3,925 0 0
JOHNSON & JOHNSON COM 478160104   17,985,580 116,036 SH   DFND 1 116,036 0 0
JOHNSON & JOHNSON COM 478160104   387,500 2,500 SH   OTR 3 2,500 0 0
JOHNSON & JOHNSON COM 478160104   23,690,975 152,845 SH   SOLE 0 145,508 0 7,337
JPMORGAN CHASE & CO COM 46625H100   7,477,448 57,382 SH   DFND 1 57,382 0 0
JPMORGAN CHASE & CO COM 46625H100   21,245,128 163,035 SH   SOLE 0 144,950 0 18,085
KRAFT HEINZ CO COM 500754106   292,229 7,557 SH   SOLE 0 7,557 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   755,709 3,294 SH   SOLE 0 3,294 0 0
LILLY ELI & CO COM 532457108   26,168,604 76,200 SH   DFND 1 76,200 0 0
LILLY ELI & CO COM 532457108   7,690,891 22,395 SH   SOLE 0 22,395 0 0
LINDE PLC SHS G54950103   362,549 1,020 SH   SOLE 0 1,020 0 0
LOCKHEED MARTIN CORP COM 539830109   3,978,496 8,416 SH   SOLE 0 8,416 0 0
LOWES COS INC COM 548661107   832,075 4,161 SH   SOLE 0 4,161 0 0
MARSH & MCLENNAN COS INC COM 571748102   228,174 1,370 SH   SOLE 0 1,370 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,625,274 7,224 SH   DFND 1 7,224 0 0
MASTERCARD INCORPORATED CL A 57636Q104   10,676,259 29,378 SH   SOLE 0 21,400 0 7,978
MCDONALDS CORP COM 580135101   1,541,770 5,514 SH   SOLE 0 5,514 0 0
MEDTRONIC PLC SHS G5960L103   6,529,817 80,995 SH   DFND 1 80,995 0 0
MEDTRONIC PLC SHS G5960L103   9,711,727 120,463 SH   SOLE 0 108,190 0 12,273
MERCK & CO INC COM 58933Y105   11,269,361 105,925 SH   DFND 1 105,925 0 0
MERCK & CO INC COM 58933Y105   22,741,182 213,753 SH   SOLE 0 187,524 0 26,229
META PLATFORMS INC CL A 30303M102   216,179 1,020 SH   DFND 1 1,020 0 0
META PLATFORMS INC CL A 30303M102   1,468,744 6,930 SH   SOLE 0 6,830 0 100
MICROSOFT CORP COM 594918104   19,914,611 69,076 SH   DFND 1 69,076 0 0
MICROSOFT CORP COM 594918104   52,915,667 183,544 SH   SOLE 0 169,272 0 14,272
MONDELEZ INTL INC CL A 609207105   4,735,661 67,924 SH   DFND 1 67,924 0 0
MONDELEZ INTL INC CL A 609207105   17,953,179 257,504 SH   SOLE 0 234,301 0 23,203
NETFLIX INC COM 64110L106   3,795,098 10,985 SH   DFND 1 10,985 0 0
NETFLIX INC COM 64110L106   10,530,921 30,482 SH   SOLE 0 26,598 0 3,884
NEXTERA ENERGY INC COM 65339F101   981,999 12,740 SH   SOLE 0 12,740 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   4,196,489 69,078 SH   DFND 1 69,078 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   10,111,352 166,442 SH   SOLE 0 139,871 0 26,571
NIKE INC CL B 654106103   4,710,848 38,412 SH   DFND 1 38,412 0 0
NIKE INC CL B 654106103   15,496,300 126,356 SH   SOLE 0 110,675 0 15,681
NORFOLK SOUTHN CORP COM 655844108   6,499,708 30,659 SH   DFND 1 30,659 0 0
NORFOLK SOUTHN CORP COM 655844108   632,184 2,982 SH   SOLE 0 2,982 0 0
NORTHERN TR CORP COM 665859104   471,672 5,352 SH   SOLE 0 5,352 0 0
NOVARTIS AG SPONSORED ADR 66987V109   758,356 8,243 SH   SOLE 0 8,243 0 0
NOVO-NORDISK A S ADR 670100205   877,657 5,515 SH   SOLE 0 5,515 0 0
NVIDIA CORPORATION COM 67066G104   520,819 1,875 SH   SOLE 0 1,875 0 0
NXP SEMICONDUCTORS N V COM N6596X109   12,317,979 66,057 SH   DFND 1 66,057 0 0
NXP SEMICONDUCTORS N V COM N6596X109   55,943 300 SH   OTR 3 300 0 0
NXP SEMICONDUCTORS N V COM N6596X109   22,126,192 118,655 SH   SOLE 0 106,097 0 12,558
OCCIDENTAL PETE CORP COM 674599105   206,706 3,311 SH   SOLE 0 3,311 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   71,234 8,430 SH   DFND 1 8,430 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   187,404 22,178 SH   SOLE 0 20,856 0 1,322
PALO ALTO NETWORKS INC COM 697435105   20,570,024 102,984 SH   DFND 1 102,984 0 0
PALO ALTO NETWORKS INC COM 697435105   36,558,812 183,032 SH   SOLE 0 162,838 0 20,194
PAYPAL HLDGS INC COM 70450Y103   9,709,840 127,862 SH   DFND 1 127,862 0 0
PAYPAL HLDGS INC COM 70450Y103   14,805,718 194,966 SH   SOLE 0 185,515 0 9,451
PEPSICO INC COM 713448108   52,115,195 285,876 SH   DFND 1 285,876 0 0
PEPSICO INC COM 713448108   36,908,823 202,462 SH   SOLE 0 193,271 0 9,191
PFIZER INC COM 717081103   2,824,992 69,240 SH   DFND 1 69,240 0 0
PFIZER INC COM 717081103   10,563,446 258,908 SH   SOLE 0 222,154 0 36,754
PHILIP MORRIS INTL INC COM 718172109   1,120,126 11,518 SH   SOLE 0 11,518 0 0
PROCTER AND GAMBLE CO COM 742718109   5,501,530 37,000 SH   DFND 1 37,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,753,204 11,791 SH   SOLE 0 11,791 0 0
PROLOGIS INC. COM 74340W103   6,190,713 49,617 SH   DFND 1 49,617 0 0
PROLOGIS INC. COM 74340W103   17,455,323 139,900 SH   SOLE 0 116,331 0 23,569
PROSHARES TR SP500 EX ENRGY 74347B581   318,162 3,650 SH   SOLE 0 3,650 0 0
QUALCOMM INC COM 747525103   417,952 3,276 SH   SOLE 0 3,276 0 0
QUEST DIAGNOSTICS INC COM 74834L100   565,920 4,000 SH   SOLE 0 4,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   13,369,795 136,524 SH   DFND 1 136,524 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   22,140,308 226,083 SH   SOLE 0 195,974 0 30,109
REGENERON PHARMACEUTICALS COM 75886F107   472,460 575 SH   SOLE 0 0 0 575
ROBERT HALF INTL INC COM 770323103   216,572 2,688 SH   SOLE 0 2,688 0 0
ROPER TECHNOLOGIES INC COM 776696106   4,276,896 9,705 SH   DFND 1 9,705 0 0
ROPER TECHNOLOGIES INC COM 776696106   10,412,183 23,627 SH   SOLE 0 21,617 0 2,010
SALESFORCE INC COM 79466L302   237,538 1,189 SH   SOLE 0 1,189 0 0
SCHLUMBERGER LTD COM STK 806857108   362,211 7,377 SH   SOLE 0 7,377 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,706,504 163,980 SH   DFND 1 163,980 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   23,538,894 676,405 SH   SOLE 0 676,405 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,166,156 86,131 SH   SOLE 0 86,131 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,001,986 143,143 SH   DFND 1 143,143 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   23,445,411 559,156 SH   SOLE 0 559,156 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,772,426 194,634 SH   DFND 1 194,634 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   20,388,797 831,517 SH   SOLE 0 831,517 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   9,358,241 61,971 SH   DFND 1 61,971 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   22,408,072 148,388 SH   SOLE 0 129,201 0 19,187
SERVICENOW INC COM 81762P102   3,219,580 6,928 SH   DFND 1 6,928 0 0
SERVICENOW INC COM 81762P102   8,728,371 18,782 SH   SOLE 0 17,877 0 905
SHELL PLC SPON ADS 780259305   5,316,696 92,400 SH   DFND 1 92,400 0 0
SHELL PLC SPON ADS 780259305   737,951 12,825 SH   SOLE 0 12,625 0 200
SNOWFLAKE INC CL A 833445109   2,653,171 17,196 SH   DFND 1 17,196 0 0
SNOWFLAKE INC CL A 833445109   6,747,565 43,733 SH   SOLE 0 37,478 0 6,255
SPDR GOLD TR GOLD SHS 78463V107   485,716 2,651 SH   SOLE 0 2,651 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   305,878 11,888 SH   SOLE 0 11,888 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,146,162 7,685 SH   DFND 1 7,685 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   14,394,473 35,161 SH   SOLE 0 34,781 0 380
STARBUCKS CORP COM 855244109   4,712,820 45,259 SH   DFND 1 45,259 0 0
STARBUCKS CORP COM 855244109   17,663,450 169,629 SH   SOLE 0 148,021 0 21,608
STRYKER CORPORATION COM 863667101   5,112,197 17,908 SH   DFND 1 17,908 0 0
STRYKER CORPORATION COM 863667101   18,850,441 66,033 SH   SOLE 0 58,001 0 8,032
TARGET CORP COM 87612E106   334,573 2,020 SH   SOLE 0 1,970 0 50
TESLA INC COM 88160R101   300,610 1,449 SH   SOLE 0 1,299 0 150
THERMO FISHER SCIENTIFIC INC COM 883556102   19,013,294 32,988 SH   DFND 1 32,988 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   28,840,402 50,038 SH   SOLE 0 45,873 0 4,165
TJX COS INC NEW COM 872540109   4,792,576 61,161 SH   SOLE 0 51,976 0 9,185
UNILEVER PLC SPON ADR NEW 904767704   245,369 4,725 SH   SOLE 0 4,725 0 0
UNION PAC CORP COM 907818108   30,982,166 153,941 SH   DFND 1 153,941 0 0
UNION PAC CORP COM 907818108   161,008 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108   27,858,007 138,418 SH   SOLE 0 129,856 0 8,562
UNITED PARCEL SERVICE INC CL B 911312106   10,884,779 56,110 SH   DFND 1 56,110 0 0
UNITED PARCEL SERVICE INC CL B 911312106   20,289,026 104,588 SH   SOLE 0 90,716 0 13,872
UNITEDHEALTH GROUP INC COM 91324P102   389,887 825 SH   SOLE 0 825 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,024,599 3,893 SH   SOLE 0 3,893 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   242,950 4,934 SH   SOLE 0 3,014 0 1,920
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   723,935 1,925 SH   SOLE 0 1,925 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   343,319 8,498 SH   SOLE 0 8,498 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   267,872 3,514 SH   SOLE 0 3,514 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   211,764 1,375 SH   SOLE 0 1,375 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   274,634 6,080 SH   SOLE 0 6,080 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   367,889 9,460 SH   SOLE 0 9,300 0 160
VISA INC COM CL A 92826C839   2,743,623 12,169 SH   DFND 1 12,169 0 0
VISA INC COM CL A 92826C839   10,429,780 46,260 SH   SOLE 0 33,436 0 12,824
VULCAN MATLS CO COM 929160109   8,081,848 47,108 SH   DFND 1 47,108 0 0
VULCAN MATLS CO COM 929160109   17,133,183 99,867 SH   SOLE 0 86,541 0 13,326
WALMART INC COM 931142103   200,679 1,361 SH   SOLE 0 1,361 0 0
WHITE MTNS INS GROUP LTD COM G9618E107   538,599 391 SH   SOLE 0 391 0 0
WILEY JOHN & SONS INC CL A 968223206   365,679 9,432 SH   SOLE 0 9,432 0 0
YUM BRANDS INC COM 988498101   13,606,221 103,015 SH   DFND 1 103,015 0 0
YUM BRANDS INC COM 988498101   3,500,120 26,500 SH   SOLE 0 26,500 0 0
ZSCALER INC COM 98980G102   951,580 8,145 SH   DFND 1 8,145 0 0
ZSCALER INC COM 98980G102   2,699,240 23,104 SH   SOLE 0 20,375 0 2,729