The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 119 800 SH   DFND 1 800 0 0
3M CO COM 88579Y101 18,269 122,712 SH   SOLE 0 122,712 0 0
ABBOTT LABS COM 002824100 2,900 24,502 SH   DFND 1 24,502 0 0
ABBOTT LABS COM 002824100 118 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100 12,575 106,247 SH   SOLE 0 94,376 0 11,871
ABBVIE INC COM 00287Y109 2,379 14,678 SH   SOLE 0 14,678 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 209 619 SH   SOLE 0 619 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,989 8,756 SH   DFND 1 8,756 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 15,329 33,645 SH   SOLE 0 31,124 0 2,521
ADVANCED MICRO DEVICES INC COM 007903107 1,601 14,641 SH   SOLE 0 213 0 14,428
AES CORP COM 00130H105 265 10,285 SH   SOLE 0 10,285 0 0
AIR LEASE CORP CL A 00912X302 405 9,064 SH   SOLE 0 500 0 8,564
AIR PRODS & CHEMS INC COM 009158106 206 826 SH   SOLE 0 826 0 0
ALLEGHANY CORP MD COM 017175100 332 392 SH   SOLE 0 392 0 0
ALLSTATE CORP COM 020002101 3,132 22,615 SH   SOLE 0 22,615 0 0
ALPHABET INC CAP STK CL A 02079K305 20,718 7,449 SH   DFND 1 7,449 0 0
ALPHABET INC CAP STK CL A 02079K305 167 60 SH   OTR 3 60 0 0
ALPHABET INC CAP STK CL A 02079K305 48,496 17,436 SH   SOLE 0 16,070 0 1,366
ALPHABET INC CAP STK CL C 02079K107 11,758 4,210 SH   DFND 1 4,210 0 0
ALPHABET INC CAP STK CL C 02079K107 168 60 SH   OTR 3 60 0 0
ALPHABET INC CAP STK CL C 02079K107 22,137 7,926 SH   SOLE 0 7,241 0 685
ALTRIA GROUP INC COM 02209S103 1,069 20,456 SH   SOLE 0 20,456 0 0
AMAZON COM INC COM 023135106 20,384 6,253 SH   DFND 1 6,253 0 0
AMAZON COM INC COM 023135106 45,277 13,889 SH   SOLE 0 12,529 0 1,360
AMERICAN EXPRESS CO COM 025816109 19,285 103,129 SH   DFND 1 103,129 0 0
AMERICAN EXPRESS CO COM 025816109 5,126 27,414 SH   SOLE 0 27,414 0 0
AMERICAN TOWER CORP NEW COM 03027X100 12,243 48,735 SH   DFND 1 48,735 0 0
AMERICAN TOWER CORP NEW COM 03027X100 251 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100 26,491 105,450 SH   SOLE 0 95,450 0 10,000
AMERIPRISE FINL INC COM 03076C106 10,552 35,131 SH   DFND 1 35,131 0 0
AMGEN INC COM 031162100 288 1,193 SH   SOLE 0 1,193 0 0
AMPHENOL CORP NEW CL A 032095101 653 8,662 SH   SOLE 0 8,662 0 0
APPLE INC COM 037833100 20,554 117,712 SH   DFND 1 117,712 0 0
APPLE INC COM 037833100 17 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100 52,466 300,473 SH   SOLE 0 283,251 0 17,222
ARK ETF TR INNOVATION ETF 00214Q104 2,168 32,705 SH   DFND 1 32,705 0 0
ARK ETF TR INNOVATION ETF 00214Q104 9,388 141,615 SH   SOLE 0 136,615 0 5,000
AT&T INC COM 00206R102 331 13,996 SH   SOLE 0 13,996 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,104 4,852 SH   SOLE 0 4,852 0 0
AVANGRID INC COM 05351W103 210 4,500 SH   SOLE 0 4,500 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,799 36,246 SH   SOLE 0 36,246 0 0
BAXTER INTL INC COM 071813109 876 11,301 SH   SOLE 0 11,301 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 31,939 90,503 SH   DFND 1 90,503 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 494 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 54,566 154,617 SH   SOLE 0 144,450 0 10,167
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,116 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,174 6 SH   SOLE 0 6 0 0
BK OF AMERICA CORP COM 060505104 2,894 70,214 SH   DFND 1 70,214 0 0
BK OF AMERICA CORP COM 060505104 1,765 42,827 SH   SOLE 0 42,827 0 0
BLACKROCK INC COM 09247X101 219 286 SH   SOLE 0 286 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 225 3,080 SH   DFND 1 3,080 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,607 35,696 SH   SOLE 0 35,696 0 0
BROADCOM INC COM 11135F101 21,112 33,528 SH   DFND 1 33,528 0 0
BROADCOM INC COM 11135F101 63 100 SH   OTR 3 100 0 0
BROADCOM INC COM 11135F101 35,578 56,501 SH   SOLE 0 50,570 0 5,931
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 4,635 81,930 SH   DFND 1 81,930 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 20,833 368,277 SH   SOLE 0 327,466 0 40,811
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 7,496 171,142 SH   DFND 1 171,142 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 14,597 333,289 SH   SOLE 0 286,514 0 46,775
CABOT CORP COM 127055101 294 4,300 SH   SOLE 0 4,300 0 0
CANADIAN PAC RY LTD COM 13645T100 1,934 23,437 SH   SOLE 0 23,437 0 0
CDW CORP COM 12514G108 201 1,126 SH   SOLE 0 1,126 0 0
CHEVRON CORP NEW COM 166764100 835 5,129 SH   SOLE 0 5,129 0 0
CHUBB LIMITED COM H1467J104 5,593 26,150 SH   DFND 1 26,150 0 0
CHUBB LIMITED COM H1467J104 18,651 87,194 SH   SOLE 0 79,762 0 7,432
CINTAS CORP COM 172908105 201 472 SH   SOLE 0 472 0 0
CISCO SYS INC COM 17275R102 1,240 22,239 SH   SOLE 0 5,987 0 16,252
CITIGROUP INC COM NEW 172967424 247 4,630 SH   SOLE 0 4,630 0 0
CMC MATERIALS INC COM 12571T100 222 1,200 SH   SOLE 0 1,200 0 0
COCA COLA CO COM 191216100 954 15,394 SH   SOLE 0 15,394 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 2,188 11,522 SH   DFND 1 11,522 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 7,988 42,074 SH   SOLE 0 35,174 0 6,900
COLGATE PALMOLIVE CO COM 194162103 9,862 130,051 SH   DFND 1 130,051 0 0
COLGATE PALMOLIVE CO COM 194162103 23 300 SH   OTR 3 300 0 0
COLGATE PALMOLIVE CO COM 194162103 19,983 263,523 SH   SOLE 0 263,523 0 0
COMCAST CORP NEW CL A 20030N101 26,852 573,516 SH   DFND 1 573,516 0 0
COMCAST CORP NEW CL A 20030N101 22,186 473,866 SH   SOLE 0 425,766 0 48,100
CONSTELLATION BRANDS INC CL A 21036P108 9,086 39,449 SH   DFND 1 39,449 0 0
CONSTELLATION BRANDS INC CL A 21036P108 18,087 78,532 SH   SOLE 0 69,887 0 8,645
CORNING INC COM 219350105 589 15,946 SH   SOLE 0 15,946 0 0
COSTCO WHSL CORP NEW COM 22160K105 9,959 17,295 SH   DFND 1 17,295 0 0
COSTCO WHSL CORP NEW COM 22160K105 27,112 47,081 SH   SOLE 0 42,331 0 4,750
CROWN CASTLE INTL CORP NEW COM 22822V101 210 1,135 SH   SOLE 0 1,135 0 0
CVS HEALTH CORP COM 126650100 8,616 85,128 SH   DFND 1 85,128 0 0
CVS HEALTH CORP COM 126650100 21,372 211,164 SH   SOLE 0 191,407 0 19,757
DANAHER CORPORATION COM 235851102 4,270 14,556 SH   DFND 1 14,556 0 0
DANAHER CORPORATION COM 235851102 11,963 40,783 SH   SOLE 0 37,952 0 2,831
DIGITAL RLTY TR INC COM 253868103 1,886 13,300 SH   SOLE 0 0 0 13,300
DISNEY WALT CO COM 254687106 59,557 434,212 SH   DFND 1 434,212 0 0
DISNEY WALT CO COM 254687106 82 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106 34,337 250,343 SH   SOLE 0 234,143 0 16,200
DOMINION ENERGY INC COM 25746U109 913 10,740 SH   SOLE 0 10,740 0 0
DUPONT DE NEMOURS INC COM 26614N102 3,906 53,091 SH   DFND 1 53,091 0 0
DUPONT DE NEMOURS INC COM 26614N102 14,621 198,714 SH   SOLE 0 177,934 0 20,780
EATON CORP PLC SHS G29183103 3,508 23,113 SH   DFND 1 23,113 0 0
EATON CORP PLC SHS G29183103 13,081 86,197 SH   SOLE 0 73,677 0 12,520
EMERSON ELEC CO COM 291011104 385 3,930 SH   SOLE 0 3,930 0 0
ESSEX PPTY TR INC COM 297178105 1,102 3,191 SH   SOLE 0 3,191 0 0
EVEREST RE GROUP LTD COM G3223R108 256 850 SH   SOLE 0 850 0 0
EXXON MOBIL CORP COM 30231G102 445 5,385 SH   DFND 1 5,385 0 0
EXXON MOBIL CORP COM 30231G102 1,380 16,707 SH   SOLE 0 16,707 0 0
F N B CORP COM 302520101 180 14,452 SH   SOLE 0 14,452 0 0
FASTENAL CO COM 311900104 261 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106 2,327 10,058 SH   SOLE 0 7,258 0 2,800
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 570 11,661 SH   SOLE 0 11,661 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 2,772 27,605 SH   DFND 1 27,605 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 12,555 125,025 SH   SOLE 0 110,507 0 14,518
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 235 5,000 SH   SOLE 0 5,000 0 0
FORTIVE CORP COM 34959J108 7,100 116,525 SH   DFND 1 116,525 0 0
FORTIVE CORP COM 34959J108 10,920 179,220 SH   SOLE 0 170,095 0 9,125
GENERAL DYNAMICS CORP COM 369550108 488 2,025 SH   SOLE 0 2,025 0 0
GILEAD SCIENCES INC COM 375558103 709 11,934 SH   SOLE 0 11,934 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 6,745 154,844 SH   DFND 1 154,844 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 434 9,974 SH   SOLE 0 9,974 0 0
GLOBAL PMTS INC COM 37940X102 252 1,840 SH   SOLE 0 1,840 0 0
GLOBE LIFE INC COM 37959E102 3,992 39,685 SH   DFND 1 39,685 0 0
GLOBE LIFE INC COM 37959E102 3 28 SH   SOLE 0 28 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 10,287 31,164 SH   DFND 1 31,164 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 20,908 63,337 SH   SOLE 0 57,882 0 5,455
HF SINCLAIR CORPORATION COM 403949100 239 6,000 SH   SOLE 0 6,000 0 0
HOME DEPOT INC COM 437076102 4,353 14,542 SH   DFND 1 14,542 0 0
HOME DEPOT INC COM 437076102 17,814 59,514 SH   SOLE 0 50,514 0 9,000
HONEYWELL INTL INC COM 438516106 11,120 57,147 SH   DFND 1 57,147 0 0
HONEYWELL INTL INC COM 438516106 175 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106 25,092 128,954 SH   SOLE 0 117,304 0 11,650
ILLINOIS TOOL WKS INC COM 452308109 8,373 39,986 SH   DFND 1 39,986 0 0
ILLINOIS TOOL WKS INC COM 452308109 5,368 25,636 SH   SOLE 0 25,636 0 0
ILLUMINA INC COM 452327109 223 639 SH   SOLE 0 639 0 0
INTEL CORP COM 458140100 28 563 SH   DFND 1 563 0 0
INTEL CORP COM 458140100 832 16,789 SH   SOLE 0 16,789 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,852 14,014 SH   SOLE 0 4,125 0 9,889
INTERNATIONAL BUSINESS MACHS COM 459200101 1,666 12,814 SH   SOLE 0 12,814 0 0
INTERNATIONAL PAPER CO COM 460146103 644 13,965 SH   DFND 1 13,965 0 0
INTERNATIONAL PAPER CO COM 460146103 25 531 SH   SOLE 0 531 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 9,341 30,962 SH   DFND 1 30,962 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 17,983 59,611 SH   SOLE 0 56,536 0 3,075
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 349 3,400 SH   SOLE 0 3,400 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 445 26,300 SH   SOLE 0 26,300 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,604 9,942 SH   DFND 1 9,942 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 17,571 48,465 SH   SOLE 0 48,465 0 0
INVESTORS BANCORP INC NEW COM 46146L101 225 15,100 SH   SOLE 0 15,100 0 0
IQVIA HLDGS INC COM 46266C105 305 1,321 SH   SOLE 0 1,321 0 0
ISHARES INC CORE MSCI EMKT 46434G103 299 5,374 SH   SOLE 0 5,374 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 223 1,658 SH   SOLE 0 1,658 0 0
ISHARES TR CORE S&P TTL STK 464287150 528 5,229 SH   SOLE 0 5,229 0 0
ISHARES TR NATIONAL MUN ETF 464288414 5,745 52,396 SH   SOLE 0 52,396 0 0
ISHARES TR SELECT DIVID ETF 464287168 503 3,925 SH   SOLE 0 3,925 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 348 1,360 SH   SOLE 0 1,360 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 368 1,327 SH   SOLE 0 1,327 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 257 1,250 SH   SOLE 0 1,250 0 0
ISHARES TR MSCI EAFE ETF 464287465 552 7,505 SH   SOLE 0 7,505 0 0
ISHARES TR ISHARES BIOTECH 464287556 218 1,671 SH   SOLE 0 1,671 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,048 20,853 SH   SOLE 0 20,853 0 0
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214 500 14,266 SH   SOLE 0 14,266 0 0
JOHNSON & JOHNSON COM 478160104 21,057 118,813 SH   DFND 1 118,813 0 0
JOHNSON & JOHNSON COM 478160104 620 3,500 SH   OTR 3 3,500 0 0
JOHNSON & JOHNSON COM 478160104 27,985 157,900 SH   SOLE 0 151,250 0 6,650
JPMORGAN CHASE & CO COM 46625H100 7,526 55,206 SH   DFND 1 55,206 0 0
JPMORGAN CHASE & CO COM 46625H100 21,686 159,078 SH   SOLE 0 142,823 0 16,255
KRAFT HEINZ CO COM 500754106 298 7,557 SH   SOLE 0 7,557 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 992 3,763 SH   SOLE 0 3,763 0 0
LILLY ELI & CO COM 532457108 22,462 78,438 SH   DFND 1 78,438 0 0
LILLY ELI & CO COM 532457108 7,559 26,396 SH   SOLE 0 26,396 0 0
LINDE PLC SHS G5494J103 330 1,034 SH   SOLE 0 1,034 0 0
LOCKHEED MARTIN CORP COM 539830109 3,968 8,989 SH   SOLE 0 8,989 0 0
LOWES COS INC COM 548661107 841 4,161 SH   SOLE 0 4,161 0 0
MARSH & MCLENNAN COS INC COM 571748102 233 1,370 SH   SOLE 0 1,370 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,510 7,023 SH   DFND 1 7,023 0 0
MASTERCARD INCORPORATED CL A 57636Q104 10,259 28,706 SH   SOLE 0 21,336 0 7,370
MCDONALDS CORP COM 580135101 1,320 5,337 SH   SOLE 0 5,337 0 0
MEDTRONIC PLC SHS G5960L103 8,946 80,628 SH   DFND 1 80,628 0 0
MEDTRONIC PLC SHS G5960L103 13,882 125,123 SH   SOLE 0 115,123 0 10,000
MERCK & CO INC COM 58933Y105 8,567 104,418 SH   DFND 1 104,418 0 0
MERCK & CO INC COM 58933Y105 18,591 226,580 SH   SOLE 0 202,580 0 24,000
META PLATFORMS INC CL A 30303M102 12,604 56,681 SH   DFND 1 56,681 0 0
META PLATFORMS INC CL A 30303M102 18,518 83,278 SH   SOLE 0 74,326 0 8,952
MICROSOFT CORP COM 594918104 20,924 67,868 SH   DFND 1 67,868 0 0
MICROSOFT CORP COM 594918104 58,884 190,991 SH   SOLE 0 177,141 0 13,850
MONDELEZ INTL INC CL A 609207105 4,005 63,791 SH   DFND 1 63,791 0 0
MONDELEZ INTL INC CL A 609207105 16,947 269,935 SH   SOLE 0 241,098 0 28,837
NETFLIX INC COM 64110L106 3,786 10,108 SH   DFND 1 10,108 0 0
NETFLIX INC COM 64110L106 10,746 28,688 SH   SOLE 0 25,248 0 3,440
NEXTERA ENERGY INC COM 65339F101 982 11,593 SH   SOLE 0 11,593 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 5,609 67,290 SH   DFND 1 67,290 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 13,407 160,830 SH   SOLE 0 143,300 0 17,530
NIKE INC CL B 654106103 4,779 35,515 SH   DFND 1 35,515 0 0
NIKE INC CL B 654106103 16,758 124,537 SH   SOLE 0 109,355 0 15,182
NORFOLK SOUTHN CORP COM 655844108 9,161 32,120 SH   DFND 1 32,120 0 0
NORFOLK SOUTHN CORP COM 655844108 962 3,372 SH   SOLE 0 3,372 0 0
NORTHERN TR CORP COM 665859104 699 6,000 SH   SOLE 0 6,000 0 0
NOVARTIS AG SPONSORED ADR 66987V109 725 8,257 SH   SOLE 0 8,257 0 0
NOVO-NORDISK A S ADR 670100205 640 5,765 SH   SOLE 0 5,765 0 0
NXP SEMICONDUCTORS N V COM N6596X109 12,255 66,215 SH   DFND 1 66,215 0 0
NXP SEMICONDUCTORS N V COM N6596X109 56 300 SH   OTR 3 300 0 0
NXP SEMICONDUCTORS N V COM N6596X109 22,445 121,274 SH   SOLE 0 111,274 0 10,000
PALANTIR TECHNOLOGIES INC CL A 69608A108 2,703 196,835 SH   DFND 1 196,835 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 9,597 698,964 SH   SOLE 0 603,164 0 95,800
PALO ALTO NETWORKS INC COM 697435105 21,482 34,508 SH   DFND 1 34,508 0 0
PALO ALTO NETWORKS INC COM 697435105 41,851 67,230 SH   SOLE 0 59,869 0 7,361
PAYPAL HLDGS INC COM 70450Y103 14,127 122,150 SH   DFND 1 122,150 0 0
PAYPAL HLDGS INC COM 70450Y103 22,118 191,246 SH   SOLE 0 182,246 0 9,000
PEPSICO INC COM 713448108 49,472 295,565 SH   DFND 1 295,565 0 0
PEPSICO INC COM 713448108 37,064 221,439 SH   SOLE 0 212,026 0 9,413
PFIZER INC COM 717081103 3,559 68,739 SH   DFND 1 68,739 0 0
PFIZER INC COM 717081103 12,567 242,751 SH   SOLE 0 211,991 0 30,760
PHILIP MORRIS INTL INC COM 718172109 1,139 12,128 SH   SOLE 0 12,128 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,872 35,324 SH   SOLE 0 35,324 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,945 38,924 SH   SOLE 0 38,924 0 0
PIONEER NAT RES CO COM 723787107 222 886 SH   SOLE 0 886 0 0
PNC FINL SVCS GROUP INC COM 693475105 317 1,717 SH   SOLE 0 1,717 0 0
PROCTER AND GAMBLE CO COM 742718109 6,654 43,550 SH   DFND 1 43,550 0 0
PROCTER AND GAMBLE CO COM 742718109 1,595 10,439 SH   SOLE 0 8,639 0 1,800
PROLOGIS INC. COM 74340W103 8,029 49,722 SH   DFND 1 49,722 0 0
PROLOGIS INC. COM 74340W103 23,208 143,723 SH   SOLE 0 120,379 0 23,344
PROSHARES TR SP500 EX ENRGY 74347B581 282 2,905 SH   SOLE 0 2,905 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 217 3,105 SH   SOLE 0 3,105 0 0
QUALCOMM INC COM 747525103 881 5,762 SH   SOLE 0 4,662 0 1,100
QUEST DIAGNOSTICS INC COM 74834L100 547 4,000 SH   SOLE 0 4,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 13,561 136,879 SH   DFND 1 136,879 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 23,963 241,879 SH   SOLE 0 209,471 0 32,408
REGENERON PHARMACEUTICALS COM 75886F107 402 575 SH   SOLE 0 0 0 575
ROBERT HALF INTL INC COM 770323103 343 3,008 SH   SOLE 0 3,008 0 0
ROYAL BK CDA COM 780087102 275 2,495 SH   SOLE 0 2,495 0 0
SALESFORCE COM INC COM 79466L302 7,530 35,466 SH   DFND 1 35,466 0 0
SALESFORCE COM INC COM 79466L302 16,587 78,124 SH   SOLE 0 67,094 0 11,030
SCHLUMBERGER LTD COM STK 806857108 943 22,819 SH   SOLE 0 22,819 0 0
SCHWAB CHARLES CORP COM 808513105 305 3,615 SH   SOLE 0 3,615 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,654 203,585 SH   DFND 1 203,585 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 22,438 807,978 SH   SOLE 0 807,978 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,094 149,787 SH   DFND 1 149,787 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 27,033 570,799 SH   SOLE 0 570,799 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,300 171,563 SH   DFND 1 171,563 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 24,944 679,295 SH   SOLE 0 679,295 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,998 92,808 SH   SOLE 0 92,808 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,290 8,115 SH   SOLE 0 8,115 0 0
SHELL PLC SPON ADS 780259305 6,490 118,148 SH   DFND 1 118,148 0 0
SHELL PLC SPON ADS 780259305 777 14,139 SH   SOLE 0 14,139 0 0
SNOWFLAKE INC CL A 833445109 2,336 10,195 SH   DFND 1 10,195 0 0
SNOWFLAKE INC CL A 833445109 6,506 28,395 SH   SOLE 0 26,571 0 1,824
SOUTHERN CO COM 842587107 230 3,178 SH   SOLE 0 3,178 0 0
SPDR GOLD TR GOLD SHS 78463V107 468 2,591 SH   SOLE 0 2,591 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 302 10,962 SH   SOLE 0 10,962 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 974 2,157 SH   DFND 1 2,157 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,880 21,875 SH   SOLE 0 21,875 0 0
SPDR SER TR DJ REIT ETF 78464A607 236 2,015 SH   SOLE 0 2,015 0 0
STARBUCKS CORP COM 855244109 3,903 42,900 SH   DFND 1 42,900 0 0
STARBUCKS CORP COM 855244109 15,747 173,105 SH   SOLE 0 154,910 0 18,195
STRYKER CORPORATION COM 863667101 4,510 16,870 SH   DFND 1 16,870 0 0
STRYKER CORPORATION COM 863667101 17,798 66,573 SH   SOLE 0 59,011 0 7,562
SVB FINANCIAL GROUP COM 78486Q101 1,175 2,100 SH   SOLE 0 2,100 0 0
TARGET CORP COM 87612E106 557 2,625 SH   SOLE 0 2,625 0 0
TESLA INC COM 88160R101 434 403 SH   SOLE 0 403 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 19,641 33,253 SH   DFND 1 33,253 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 31,341 53,062 SH   SOLE 0 49,456 0 3,606
TJX COS INC NEW COM 872540109 4,499 74,260 SH   SOLE 0 60,746 0 13,514
UDR INC COM 902653104 786 13,701 SH   SOLE 0 13,701 0 0
UNILEVER PLC SPON ADR NEW 904767704 215 4,725 SH   SOLE 0 4,725 0 0
UNION PAC CORP COM 907818108 42,973 157,291 SH   DFND 1 157,291 0 0
UNION PAC CORP COM 907818108 219 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108 39,575 144,851 SH   SOLE 0 136,308 0 8,543
UNITED PARCEL SERVICE INC CL B 911312106 11,915 55,556 SH   DFND 1 55,556 0 0
UNITED PARCEL SERVICE INC CL B 911312106 23,517 109,657 SH   SOLE 0 95,872 0 13,785
UNITEDHEALTH GROUP INC COM 91324P102 495 971 SH   SOLE 0 971 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,289 4,778 SH   SOLE 0 4,778 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 799 1,925 SH   SOLE 0 1,925 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 424 9,202 SH   SOLE 0 9,202 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 271 3,470 SH   SOLE 0 3,470 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 299 1,846 SH   SOLE 0 1,846 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 582 11,431 SH   SOLE 0 11,431 0 0
VISA INC COM CL A 92826C839 2,627 11,846 SH   DFND 1 11,846 0 0
VISA INC COM CL A 92826C839 10,202 46,004 SH   SOLE 0 34,119 0 11,885
VULCAN MATLS CO COM 929160109 8,465 46,079 SH   DFND 1 46,079 0 0
VULCAN MATLS CO COM 929160109 18,809 102,392 SH   SOLE 0 89,092 0 13,300
WALMART INC COM 931142103 247 1,661 SH   SOLE 0 1,661 0 0
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 491 19,263 SH   SOLE 0 19,263 0 0
WELLS FARGO CO NEW COM 949746101 226 4,659 SH   SOLE 0 4,659 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 587 517 SH   SOLE 0 517 0 0
WILEY JOHN & SONS INC CL A 968223206 538 10,142 SH   SOLE 0 10,142 0 0
YUM BRANDS INC COM 988498101 12,532 105,730 SH   DFND 1 105,730 0 0
YUM BRANDS INC COM 988498101 4,009 33,821 SH   SOLE 0 33,821 0 0