The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 142 800 SH   DFND 1 800 0 0
3M CO COM 88579Y101 22,027 124,006 SH   SOLE 0 124,006 0 0
ABBOTT LABS COM 002824100 3,427 24,353 SH   DFND 1 24,353 0 0
ABBOTT LABS COM 002824100 141 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100 14,927 106,058 SH   SOLE 0 94,173 0 11,885
ABBVIE INC COM 00287Y109 1,987 14,678 SH   SOLE 0 14,678 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 291 702 SH   SOLE 0 702 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,848 8,549 SH   DFND 1 8,549 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 18,864 33,266 SH   SOLE 0 30,740 0 2,526
AES CORP COM 00130H105 250 10,285 SH   SOLE 0 10,285 0 0
AIR LEASE CORP CL A 00912X302 401 9,064 SH   SOLE 0 500 0 8,564
AIR PRODS & CHEMS INC COM 009158106 251 826 SH   SOLE 0 826 0 0
ALLEGHANY CORP MD COM 017175100 262 392 SH   SOLE 0 392 0 0
ALLSTATE CORP COM 020002101 2,684 22,810 SH   SOLE 0 22,810 0 0
ALPHABET INC CAP STK CL A 02079K305 21,583 7,450 SH   DFND 1 7,450 0 0
ALPHABET INC CAP STK CL A 02079K305 174 60 SH   OTR 3 60 0 0
ALPHABET INC CAP STK CL A 02079K305 50,333 17,374 SH   SOLE 0 16,006 0 1,368
ALPHABET INC CAP STK CL C 02079K107 12,214 4,221 SH   DFND 1 4,221 0 0
ALPHABET INC CAP STK CL C 02079K107 174 60 SH   OTR 3 60 0 0
ALPHABET INC CAP STK CL C 02079K107 24,167 8,352 SH   SOLE 0 7,667 0 685
ALTRIA GROUP INC COM 02209S103 1,206 25,449 SH   SOLE 0 25,449 0 0
AMAZON COM INC COM 023135106 20,806 6,240 SH   DFND 1 6,240 0 0
AMAZON COM INC COM 023135106 45,527 13,654 SH   SOLE 0 12,292 0 1,362
AMERICAN EXPRESS CO COM 025816109 16,973 103,749 SH   DFND 1 103,749 0 0
AMERICAN EXPRESS CO COM 025816109 4,644 28,384 SH   SOLE 0 28,384 0 0
AMERICAN TOWER CORP NEW COM 03027X100 14,242 48,691 SH   DFND 1 48,691 0 0
AMERICAN TOWER CORP NEW COM 03027X100 293 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100 30,756 105,149 SH   SOLE 0 94,519 0 10,630
AMERIPRISE FINL INC COM 03076C106 10,598 35,131 SH   DFND 1 35,131 0 0
AMGEN INC COM 031162100 268 1,193 SH   SOLE 0 1,193 0 0
AMPHENOL CORP NEW CL A 032095101 758 8,662 SH   SOLE 0 8,662 0 0
APPLE INC COM 037833100 20,877 117,568 SH   DFND 1 117,568 0 0
APPLE INC COM 037833100 18 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100 53,625 301,995 SH   SOLE 0 284,733 0 17,262
ARK ETF TR INNOVATION ETF 00214Q104 2,981 31,512 SH   DFND 1 31,512 0 0
ARK ETF TR INNOVATION ETF 00214Q104 11,511 121,692 SH   SOLE 0 116,692 0 5,000
AT&T INC COM 00206R102 353 14,369 SH   SOLE 0 14,369 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,196 4,852 SH   SOLE 0 4,852 0 0
AVANGRID INC COM 05351W103 224 4,500 SH   SOLE 0 4,500 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,243 38,627 SH   SOLE 0 38,627 0 0
BAXTER INTL INC COM 071813109 997 11,612 SH   SOLE 0 11,612 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,803 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,704 6 SH   SOLE 0 6 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 27,597 92,299 SH   DFND 1 92,299 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 419 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 47,229 157,958 SH   SOLE 0 147,280 0 10,678
BK OF AMERICA CORP COM 060505104 3,124 70,214 SH   DFND 1 70,214 0 0
BK OF AMERICA CORP COM 060505104 1,761 39,573 SH   SOLE 0 39,573 0 0
BLACKROCK INC COM 09247X101 262 286 SH   SOLE 0 286 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 192 3,080 SH   DFND 1 3,080 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,337 37,475 SH   SOLE 0 37,475 0 0
BROADCOM INC COM 11135F101 22,463 33,758 SH   DFND 1 33,758 0 0
BROADCOM INC COM 11135F101 67 100 SH   OTR 3 100 0 0
BROADCOM INC COM 11135F101 38,455 57,792 SH   SOLE 0 51,360 0 6,432
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 4,913 81,372 SH   DFND 1 81,372 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 22,215 367,923 SH   SOLE 0 327,053 0 40,870
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 6,286 170,687 SH   DFND 1 170,687 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 11,072 300,606 SH   SOLE 0 265,552 0 35,054
CABOT CORP COM 127055101 242 4,300 SH   SOLE 0 4,300 0 0
CANADIAN PAC RY LTD COM 13645T100 1,858 25,823 SH   SOLE 0 25,823 0 0
CDW CORP COM 12514G108 231 1,126 SH   SOLE 0 1,126 0 0
CHEVRON CORP NEW COM 166764100 669 5,702 SH   SOLE 0 5,702 0 0
CHUBB LIMITED COM H1467J104 5,034 26,043 SH   DFND 1 26,043 0 0
CHUBB LIMITED COM H1467J104 16,706 86,423 SH   SOLE 0 78,974 0 7,449
CINTAS CORP COM 172908105 209 472 SH   SOLE 0 472 0 0
CISCO SYS INC COM 17275R102 1,423 22,457 SH   SOLE 0 6,205 0 16,252
CITIGROUP INC COM NEW 172967424 280 4,644 SH   SOLE 0 4,644 0 0
CMC MATERIALS INC COM 12571T100 230 1,200 SH   SOLE 0 1,200 0 0
COCA COLA CO COM 191216100 967 16,339 SH   SOLE 0 16,339 0 0
COLGATE PALMOLIVE CO COM 194162103 11,525 135,051 SH   DFND 1 135,051 0 0
COLGATE PALMOLIVE CO COM 194162103 26 300 SH   OTR 3 300 0 0
COLGATE PALMOLIVE CO COM 194162103 22,539 264,105 SH   SOLE 0 264,105 0 0
COMCAST CORP NEW CL A 20030N101 29,253 581,228 SH   DFND 1 581,228 0 0
COMCAST CORP NEW CL A 20030N101 24,679 490,341 SH   SOLE 0 442,191 0 48,150
CONSTELLATION BRANDS INC CL A 21036P108 9,919 39,524 SH   DFND 1 39,524 0 0
CONSTELLATION BRANDS INC CL A 21036P108 19,503 77,711 SH   SOLE 0 69,053 0 8,658
CORNING INC COM 219350105 631 16,946 SH   SOLE 0 16,946 0 0
COSTCO WHSL CORP NEW COM 22160K105 9,818 17,295 SH   DFND 1 17,295 0 0
COSTCO WHSL CORP NEW COM 22160K105 27,923 49,187 SH   SOLE 0 43,677 0 5,510
CROWN CASTLE INTL CORP NEW COM 22822V101 237 1,135 SH   SOLE 0 1,135 0 0
CVS HEALTH CORP COM 126650100 8,789 85,199 SH   DFND 1 85,199 0 0
CVS HEALTH CORP COM 126650100 22,028 213,528 SH   SOLE 0 192,417 0 21,111
DANAHER CORPORATION COM 235851102 4,773 14,506 SH   DFND 1 14,506 0 0
DANAHER CORPORATION COM 235851102 13,467 40,931 SH   SOLE 0 38,093 0 2,838
DIGITAL RLTY TR INC COM 253868103 2,352 13,300 SH   SOLE 0 0 0 13,300
DISNEY WALT CO COM 254687106 67,504 435,821 SH   DFND 1 435,821 0 0
DISNEY WALT CO COM 254687106 93 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106 39,739 256,565 SH   SOLE 0 242,299 0 14,266
DOMINION ENERGY INC COM 25746U109 844 10,740 SH   SOLE 0 10,740 0 0
DUPONT DE NEMOURS INC COM 26614N102 4,229 52,348 SH   DFND 1 52,348 0 0
DUPONT DE NEMOURS INC COM 26614N102 15,713 194,519 SH   SOLE 0 173,699 0 20,820
EATON CORP PLC SHS G29183103 3,942 22,810 SH   DFND 1 22,810 0 0
EATON CORP PLC SHS G29183103 14,887 86,142 SH   SOLE 0 72,778 0 13,364
EMERSON ELEC CO COM 291011104 373 4,016 SH   SOLE 0 4,016 0 0
ESSEX PPTY TR INC COM 297178105 1,124 3,191 SH   SOLE 0 3,191 0 0
EVEREST RE GROUP LTD COM G3223R108 233 850 SH   SOLE 0 850 0 0
EXELON CORP COM 30161N101 222 3,844 SH   SOLE 0 3,844 0 0
EXXON MOBIL CORP COM 30231G102 330 5,385 SH   DFND 1 5,385 0 0
EXXON MOBIL CORP COM 30231G102 1,262 20,618 SH   SOLE 0 20,618 0 0
F N B CORP COM 302520101 175 14,452 SH   SOLE 0 14,452 0 0
FASTENAL CO COM 311900104 282 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106 2,742 10,603 SH   SOLE 0 7,803 0 2,800
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 608 11,661 SH   SOLE 0 11,661 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 2,130 19,512 SH   DFND 1 19,512 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 11,749 107,641 SH   SOLE 0 98,404 0 9,237
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 240 5,000 SH   SOLE 0 5,000 0 0
FORTIVE CORP COM 34959J108 8,875 116,335 SH   DFND 1 116,335 0 0
FORTIVE CORP COM 34959J108 13,529 177,332 SH   SOLE 0 168,177 0 9,155
GENERAL DYNAMICS CORP COM 369550108 484 2,320 SH   SOLE 0 2,320 0 0
GILEAD SCIENCES INC COM 375558103 873 12,022 SH   SOLE 0 12,022 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 6,829 154,844 SH   DFND 1 154,844 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 464 10,529 SH   SOLE 0 10,529 0 0
GLOBAL PMTS INC COM 37940X102 249 1,840 SH   SOLE 0 1,840 0 0
GLOBE LIFE INC COM 37959E102 3,719 39,685 SH   DFND 1 39,685 0 0
GLOBE LIFE INC COM 37959E102 3 28 SH   SOLE 0 28 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 11,907 31,126 SH   DFND 1 31,126 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 24,258 63,411 SH   SOLE 0 57,947 0 5,464
HOME DEPOT INC COM 437076102 6,042 14,559 SH   DFND 1 14,559 0 0
HOME DEPOT INC COM 437076102 25,430 61,275 SH   SOLE 0 51,069 0 10,206
HONEYWELL INTL INC COM 438516106 11,989 57,497 SH   DFND 1 57,497 0 0
HONEYWELL INTL INC COM 438516106 188 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106 27,417 131,492 SH   SOLE 0 118,013 0 13,479
ILLINOIS TOOL WKS INC COM 452308109 10,419 42,218 SH   DFND 1 42,218 0 0
ILLINOIS TOOL WKS INC COM 452308109 6,586 26,686 SH   SOLE 0 26,686 0 0
ILLUMINA INC COM 452327109 243 639 SH   SOLE 0 639 0 0
INTEL CORP COM 458140100 29 563 SH   DFND 1 563 0 0
INTEL CORP COM 458140100 868 16,858 SH   SOLE 0 16,858 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,917 14,014 SH   SOLE 0 4,125 0 9,889
INTERNATIONAL BUSINESS MACHS COM 459200101 1,773 13,264 SH   SOLE 0 13,264 0 0
INTERNATIONAL PAPER CO COM 460146103 656 13,965 SH   DFND 1 13,965 0 0
INTERNATIONAL PAPER CO COM 460146103 25 531 SH   SOLE 0 531 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 11,084 30,848 SH   DFND 1 30,848 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 20,489 57,025 SH   SOLE 0 55,501 0 1,524
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 360 3,400 SH   SOLE 0 3,400 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 213 3,500 SH   SOLE 0 3,500 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 495 26,300 SH   SOLE 0 26,300 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,872 9,732 SH   DFND 1 9,732 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 18,992 47,737 SH   SOLE 0 47,737 0 0
INVESTORS BANCORP INC NEW COM 46146L101 229 15,100 SH   SOLE 0 15,100 0 0
IQVIA HLDGS INC COM 46266C105 373 1,321 SH   SOLE 0 1,321 0 0
ISHARES INC CORE MSCI EMKT 46434G103 322 5,374 SH   SOLE 0 5,374 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 241 1,658 SH   SOLE 0 1,658 0 0
ISHARES TR NATIONAL MUN ETF 464288414 6,093 52,396 SH   SOLE 0 52,396 0 0
ISHARES TR CORE S&P TTL STK 464287150 559 5,229 SH   SOLE 0 5,229 0 0
ISHARES TR SELECT DIVID ETF 464287168 481 3,925 SH   SOLE 0 3,925 0 0
ISHARES TR CORE US AGGBD ET 464287226 205 1,794 SH   SOLE 0 1,794 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 403 1,376 SH   SOLE 0 1,376 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 411 1,345 SH   SOLE 0 1,345 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 278 1,250 SH   SOLE 0 1,250 0 0
ISHARES TR MSCI EAFE ETF 464287465 590 7,505 SH   SOLE 0 7,505 0 0
ISHARES TR ISHARES BIOTECH 464287556 325 2,130 SH   SOLE 0 2,130 0 0
ISHARES TR IBOXX INV CP ETF 464287242 216 1,630 SH   SOLE 0 1,630 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,074 21,273 SH   SOLE 0 21,273 0 0
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214 671 16,000 SH   SOLE 0 16,000 0 0
JOHNSON & JOHNSON COM 478160104 20,474 119,684 SH   DFND 1 119,684 0 0
JOHNSON & JOHNSON COM 478160104 599 3,500 SH   OTR 3 3,500 0 0
JOHNSON & JOHNSON COM 478160104 27,398 160,155 SH   SOLE 0 153,497 0 6,658
JPMORGAN CHASE & CO COM 46625H100 8,732 55,146 SH   DFND 1 55,146 0 0
JPMORGAN CHASE & CO COM 46625H100 25,245 159,428 SH   SOLE 0 143,152 0 16,276
KRAFT HEINZ CO COM 500754106 320 8,912 SH   SOLE 0 8,912 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,871 5,954 SH   SOLE 0 5,954 0 0
LILLY ELI & CO COM 532457108 21,761 78,783 SH   DFND 1 78,783 0 0
LILLY ELI & CO COM 532457108 7,573 27,418 SH   SOLE 0 27,418 0 0
LINDE PLC SHS G5494J103 358 1,034 SH   SOLE 0 1,034 0 0
LOCKHEED MARTIN CORP COM 539830109 3,295 9,272 SH   SOLE 0 9,272 0 0
LOWES COS INC COM 548661107 1,076 4,161 SH   SOLE 0 4,161 0 0
MARSH & MCLENNAN COS INC COM 571748102 238 1,370 SH   SOLE 0 1,370 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,488 6,923 SH   DFND 1 6,923 0 0
MASTERCARD INCORPORATED CL A 57636Q104 10,038 27,937 SH   SOLE 0 19,984 0 7,953
MCDONALDS CORP COM 580135101 1,570 5,855 SH   SOLE 0 5,855 0 0
MEDTRONIC PLC SHS G5960L103 8,327 80,491 SH   DFND 1 80,491 0 0
MEDTRONIC PLC SHS G5960L103 12,854 124,251 SH   SOLE 0 114,239 0 10,012
MERCK & CO INC COM 58933Y105 8,005 104,449 SH   DFND 1 104,449 0 0
MERCK & CO INC COM 58933Y105 17,183 224,207 SH   SOLE 0 201,087 0 23,120
META PLATFORMS INC CL A 30303M102 19,023 56,558 SH   DFND 1 56,558 0 0
META PLATFORMS INC CL A 30303M102 28,409 84,464 SH   SOLE 0 75,704 0 8,760
MICROSOFT CORP COM 594918104 22,862 67,977 SH   DFND 1 67,977 0 0
MICROSOFT CORP COM 594918104 64,394 191,465 SH   SOLE 0 177,595 0 13,870
MONDELEZ INTL INC CL A 609207105 4,148 62,557 SH   DFND 1 62,557 0 0
MONDELEZ INTL INC CL A 609207105 18,021 271,762 SH   SOLE 0 242,882 0 28,880
NETFLIX INC COM 64110L106 630 1,045 SH   DFND 1 1,045 0 0
NETFLIX INC COM 64110L106 102 169 SH   SOLE 0 169 0 0
NEXTERA ENERGY INC COM 65339F101 1,151 12,333 SH   SOLE 0 12,333 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 5,647 66,902 SH   DFND 1 66,902 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 13,383 158,565 SH   SOLE 0 141,006 0 17,559
NIKE INC CL B 654106103 5,826 34,953 SH   DFND 1 34,953 0 0
NIKE INC CL B 654106103 20,478 122,864 SH   SOLE 0 107,664 0 15,200
NORFOLK SOUTHN CORP COM 655844108 9,562 32,120 SH   DFND 1 32,120 0 0
NORFOLK SOUTHN CORP COM 655844108 1,013 3,402 SH   SOLE 0 3,402 0 0
NORTHERN TR CORP COM 665859104 718 6,000 SH   SOLE 0 6,000 0 0
NOVARTIS AG SPONSORED ADR 66987V109 829 9,479 SH   SOLE 0 9,479 0 0
NOVO-NORDISK A S ADR 670100205 662 5,915 SH   SOLE 0 5,915 0 0
NXP SEMICONDUCTORS N V COM N6596X109 15,030 65,986 SH   DFND 1 65,986 0 0
NXP SEMICONDUCTORS N V COM N6596X109 68 300 SH   OTR 3 300 0 0
NXP SEMICONDUCTORS N V COM N6596X109 27,634 121,321 SH   SOLE 0 111,305 0 10,016
PALANTIR TECHNOLOGIES INC CL A 69608A108 3,353 184,143 SH   DFND 1 184,143 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 8,995 493,946 SH   SOLE 0 417,049 0 76,897
PALO ALTO NETWORKS INC COM 697435105 19,396 34,837 SH   DFND 1 34,837 0 0
PALO ALTO NETWORKS INC COM 697435105 38,615 69,357 SH   SOLE 0 61,178 0 8,179
PAYPAL HLDGS INC COM 70450Y103 22,935 121,622 SH   DFND 1 121,622 0 0
PAYPAL HLDGS INC COM 70450Y103 35,665 189,122 SH   SOLE 0 180,109 0 9,013
PEPSICO INC COM 713448108 51,532 296,658 SH   DFND 1 296,658 0 0
PEPSICO INC COM 713448108 39,064 224,878 SH   SOLE 0 215,447 0 9,431
PFIZER INC COM 717081103 4,046 68,517 SH   DFND 1 68,517 0 0
PFIZER INC COM 717081103 14,579 246,899 SH   SOLE 0 211,731 0 35,168
PHILIP MORRIS INTL INC COM 718172109 1,424 14,993 SH   SOLE 0 14,993 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,985 35,324 SH   SOLE 0 35,324 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,994 38,924 SH   SOLE 0 38,924 0 0
PNC FINL SVCS GROUP INC COM 693475105 344 1,717 SH   SOLE 0 1,717 0 0
PROCTER AND GAMBLE CO COM 742718109 7,124 43,550 SH   DFND 1 43,550 0 0
PROCTER AND GAMBLE CO COM 742718109 1,847 11,289 SH   SOLE 0 8,639 0 2,650
PROLOGIS INC. COM 74340W103 8,357 49,635 SH   DFND 1 49,635 0 0
PROLOGIS INC. COM 74340W103 25,096 149,063 SH   SOLE 0 122,652 0 26,411
PROSHARES TR SP500 EX ENRGY 74347B581 481 4,655 SH   SOLE 0 4,655 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 207 3,105 SH   SOLE 0 3,105 0 0
QUALCOMM INC COM 747525103 1,211 6,622 SH   SOLE 0 4,792 0 1,830
QUEST DIAGNOSTICS INC COM 74834L100 692 4,000 SH   SOLE 0 4,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 11,905 138,339 SH   DFND 1 138,339 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 21,075 244,889 SH   SOLE 0 209,355 0 35,534
REGENERON PHARMACEUTICALS COM 75886F107 505 800 SH   SOLE 0 0 0 800
ROBERT HALF INTL INC COM 770323103 335 3,008 SH   SOLE 0 3,008 0 0
ROYAL BK CDA COM 780087102 265 2,495 SH   SOLE 0 2,495 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 5,128 118,148 SH   DFND 1 118,148 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 614 14,139 SH   SOLE 0 14,139 0 0
SALESFORCE COM INC COM 79466L302 8,964 35,275 SH   DFND 1 35,275 0 0
SALESFORCE COM INC COM 79466L302 19,458 76,566 SH   SOLE 0 65,524 0 11,042
SCHLUMBERGER LTD COM STK 806857108 684 22,831 SH   SOLE 0 22,831 0 0
SCHWAB CHARLES CORP COM 808513105 304 3,615 SH   SOLE 0 3,615 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,866 198,047 SH   DFND 1 198,047 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 23,193 783,028 SH   SOLE 0 783,028 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,510 73,335 SH   DFND 1 73,335 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 28,655 279,832 SH   SOLE 0 279,832 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,508 167,430 SH   DFND 1 167,430 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 25,856 665,194 SH   SOLE 0 665,194 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,026 44,157 SH   SOLE 0 44,157 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,469 8,451 SH   SOLE 0 8,451 0 0
SNOWFLAKE INC CL A 833445109 3,263 9,632 SH   DFND 1 9,632 0 0
SNOWFLAKE INC CL A 833445109 7,610 22,464 SH   SOLE 0 20,636 0 1,828
SOUTHERN CO COM 842587107 218 3,178 SH   SOLE 0 3,178 0 0
SPDR GOLD TR GOLD SHS 78463V107 467 2,732 SH   SOLE 0 2,732 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 333 11,374 SH   SOLE 0 11,374 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,957 4,121 SH   DFND 1 4,121 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,163 34,030 SH   SOLE 0 34,030 0 0
SPDR SER TR DJ REIT ETF 78464A607 246 2,015 SH   SOLE 0 2,015 0 0
STARBUCKS CORP COM 855244109 4,871 41,645 SH   DFND 1 41,645 0 0
STARBUCKS CORP COM 855244109 20,028 171,221 SH   SOLE 0 153,003 0 18,218
STRYKER CORPORATION COM 863667101 4,445 16,622 SH   DFND 1 16,622 0 0
STRYKER CORPORATION COM 863667101 17,576 65,725 SH   SOLE 0 58,152 0 7,573
SVB FINANCIAL GROUP COM 78486Q101 1,424 2,100 SH   SOLE 0 2,100 0 0
TARGET CORP COM 87612E106 681 2,944 SH   SOLE 0 2,944 0 0
TESLA INC COM 88160R101 413 391 SH   SOLE 0 391 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 22,194 33,262 SH   DFND 1 33,262 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 35,519 53,233 SH   SOLE 0 49,622 0 3,611
TJX COS INC NEW COM 872540109 6,477 85,315 SH   SOLE 0 71,801 0 13,514
TRUIST FINL CORP COM 89832Q109 201 3,425 SH   SOLE 0 3,425 0 0
UDR INC COM 902653104 822 13,701 SH   SOLE 0 13,701 0 0
UNILEVER PLC SPON ADR NEW 904767704 254 4,725 SH   SOLE 0 4,725 0 0
UNION PAC CORP COM 907818108 39,910 158,418 SH   DFND 1 158,418 0 0
UNION PAC CORP COM 907818108 202 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108 37,318 148,129 SH   SOLE 0 139,576 0 8,553
UNITED PARCEL SERVICE INC CL B 911312106 11,913 55,580 SH   DFND 1 55,580 0 0
UNITED PARCEL SERVICE INC CL B 911312106 23,736 110,740 SH   SOLE 0 96,945 0 13,795
UNITEDHEALTH GROUP INC COM 91324P102 488 971 SH   SOLE 0 971 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,475 4,778 SH   SOLE 0 4,778 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 840 1,925 SH   SOLE 0 1,925 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 455 9,202 SH   SOLE 0 9,202 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 289 3,558 SH   SOLE 0 3,558 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 397 2,310 SH   SOLE 0 2,310 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 616 11,851 SH   SOLE 0 11,851 0 0
VISA INC COM CL A 92826C839 2,537 11,706 SH   DFND 1 11,706 0 0
VISA INC COM CL A 92826C839 9,104 42,012 SH   SOLE 0 31,961 0 10,051
VULCAN MATLS CO COM 929160109 9,589 46,192 SH   DFND 1 46,192 0 0
VULCAN MATLS CO COM 929160109 21,074 101,521 SH   SOLE 0 88,205 0 13,316
WALMART INC COM 931142103 268 1,852 SH   SOLE 0 1,852 0 0
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 498 19,263 SH   SOLE 0 19,263 0 0
WELLS FARGO CO NEW COM 949746101 224 4,659 SH   SOLE 0 4,659 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 524 517 SH   SOLE 0 517 0 0
WILEY JOHN & SONS INC CL A 968223206 581 10,142 SH   SOLE 0 10,142 0 0
XILINX INC COM 983919101 1,775 8,372 SH   SOLE 0 0 0 8,372
YUM BRANDS INC COM 988498101 14,682 105,730 SH   DFND 1 105,730 0 0
YUM BRANDS INC COM 988498101 5,486 39,504 SH   SOLE 0 39,504 0 0
YUM CHINA HLDGS INC COM 98850P109 6,982 140,093 SH   DFND 1 140,093 0 0
YUM CHINA HLDGS INC COM 98850P109 2,106 42,249 SH   SOLE 0 42,249 0 0
ZOETIS INC CL A 98978V103 238 975 SH   SOLE 0 975 0 0