The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
THERMO FISHER SCIENTIFIC INC COM 883556102 14,826 33,579 SH   DFND 1 33,579 0 0
AMERICAN TOWER CORP NEW COM 03027X100 25,849 106,933 SH   SOLE 0 98,336 0 8,597
PFIZER INC COM 717081103 11,339 308,951 SH   SOLE 0 271,866 0 37,085
DISNEY WALT CO COM DISNEY 254687106 57,956 467,084 SH   DFND 1 467,084 0 0
DIGITAL RLTY TR INC COM 253868103 2,055 14,000 SH   SOLE 0 0 0 14,000
COMCAST CORP NEW CL A 20030N101 27,694 598,650 SH   DFND 1 598,650 0 0
BECTON DICKINSON & CO COM 075887109 591 2,538 SH   SOLE 0 2,538 0 0
DISNEY WALT CO COM DISNEY 254687106 36,163 291,449 SH   SOLE 0 275,424 0 16,025
YUM CHINA HLDGS INC COM 98850P109 7,703 145,470 SH   DFND 1 145,470 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,088 227,506 SH   DFND 1 227,506 0 0
HONEYWELL INTL INC COM 438516106 9,935 60,357 SH   DFND 1 60,357 0 0
GENERAL ELECTRIC CO COM 369604103 74 11,892 SH   SOLE 0 11,892 0 0
LILLY ELI & CO COM 532457108 12,068 81,530 SH   DFND 1 81,530 0 0
YUM CHINA HLDGS INC COM 98850P109 2,609 49,274 SH   SOLE 0 49,274 0 0
DANAHER CORPORATION COM 235851102 9,039 41,979 SH   SOLE 0 39,141 0 2,838
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,615 79,108 SH   DFND 1 79,108 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 18,562 693,649 SH   SOLE 0 693,649 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 6,724 114,748 SH   DFND 1 114,748 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,348 9,900 SH   SOLE 0 1,900 0 8,000
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 11,517 196,532 SH   SOLE 0 176,505 0 20,027
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7,900 137,293 SH   DFND 1 137,293 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,479 37,264 SH   SOLE 0 37,255 0 9
ABBOTT LABS COM 002824100 12,387 113,816 SH   SOLE 0 94,632 0 19,184
NIKE INC CL B 654106103 4,406 35,098 SH   DFND 1 35,098 0 0
PEPSICO INC COM 713448108 34,164 246,497 SH   SOLE 0 236,484 0 10,013
INTERNATIONAL PAPER CO COM 460146103 569 14,040 SH   DFND 1 14,040 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 13,135 18,512 SH   SOLE 0 18,294 0 218
CVS HEALTH CORP COM 126650100 5,101 87,344 SH   DFND 1 87,344 0 0
BK OF AMERICA CORP COM 060505104 1,532 63,613 SH   SOLE 0 33,613 0 30,000
AMERICAN EXPRESS CO COM 025816109 4,120 41,097 SH   SOLE 0 41,097 0 0
NETFLIX INC COM 64110L106 495 990 SH   DFND 1 990 0 0
AMERIPRISE FINL INC COM 03076C106 5,424 35,195 SH   DFND 1 35,195 0 0
ISHARES TR SELECT DIVID ETF 464287168 293 3,597 SH   SOLE 0 3,597 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1 200 SH Put SOLE 0 200 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 7,332 10,333 SH   DFND 1 10,333 0 0
HESS CORP COM 42809H107 429 10,487 SH   SOLE 0 10,487 0 0
ALPHABET INC CAP STK CL A 02079K305 9,293 6,341 SH   DFND 1 6,341 0 0
ARK ETF TR INNOVATION ETF 00214Q104 3,332 36,212 SH   DFND 1 36,212 0 0
ROBERT HALF INTL INC COM 770323103 211 3,990 SH   SOLE 0 3,990 0 0
NORTHERN TR CORP COM 665859104 468 6,000 SH   SOLE 0 6,000 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,280 4 SH   DFND 1 4 0 0
CVS HEALTH CORP COM 126650100 13,103 224,365 SH   SOLE 0 197,517 0 26,848
NEXTERA ENERGY INC COM 65339F101 834 3,003 SH   SOLE 0 3,003 0 0
COSTCO WHSL CORP NEW COM 22160K105 16,608 46,783 SH   SOLE 0 43,779 0 3,004
UNION PAC CORP COM 907818108 36,925 187,559 SH   SOLE 0 176,943 0 10,616
NOVARTIS AG SPONSORED ADR 66987V109 757 8,702 SH   SOLE 0 8,702 0 0
APPLE INC COM 037833100 26,729 230,797 SH   SOLE 0 230,773 0 24
TARGET CORP COM 87612E106 489 3,105 SH   SOLE 0 3,105 0 0
ARK ETF TR INNOVATION ETF 00214Q104 10,358 112,588 SH   SOLE 0 105,158 0 7,430
BAIDU INC SPON ADR REP A 056752108 16 127 SH   SOLE 0 127 0 0
AMAZON COM INC COM 023135106 40,723 12,933 SH   SOLE 0 11,829 0 1,104
3M CO COM 88579Y101 144 900 SH   DFND 1 900 0 0
AT&T INC COM 00206R102 928 32,548 SH   SOLE 0 32,548 0 0
HOME DEPOT INC COM 437076102 4,075 14,675 SH   DFND 1 14,675 0 0
DUPONT DE NEMOURS INC COM 26614N102 2,858 51,521 SH   DFND 1 51,521 0 0
BLACK KNIGHT INC COM 09215C105 356 4,091 SH   SOLE 0 4,091 0 0
QUALCOMM INC COM 747525103 796 6,767 SH   SOLE 0 6,767 0 0
COLGATE PALMOLIVE CO COM 194162103 10,491 135,980 SH   DFND 1 135,980 0 0
NOVO-NORDISK A S ADR 670100205 455 6,553 SH   SOLE 0 6,553 0 0
LOWES COS INC COM 548661107 494 2,976 SH   SOLE 0 2,976 0 0
MERCK & CO. INC COM 58933Y105 18,520 223,272 SH   SOLE 0 208,250 0 15,022
PALO ALTO NETWORKS INC COM 697435105 18,847 77,005 SH   SOLE 0 68,572 0 8,433
ILLUMINA INC COM 452327109 274 886 SH   SOLE 0 886 0 0
PHILIP MORRIS INTL INC COM 718172109 1,637 21,826 SH   SOLE 0 21,826 0 0
COLGATE PALMOLIVE CO COM 194162103 22,662 293,736 SH   SOLE 0 293,736 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 17,383 254,433 SH   SOLE 0 254,433 0 0
PROLOGIS INC. COM 74340W103 5,016 49,850 SH   DFND 1 49,850 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 4,394 174,585 SH   DFND 1 174,585 0 0
NORFOLK SOUTHN CORP COM 655844108 975 4,557 SH   SOLE 0 4,557 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,541 15,400 SH   SOLE 0 3,400 0 12,000
PROCTER AND GAMBLE CO COM 742718109 2,203 15,853 SH   SOLE 0 10,963 0 4,890
WILEY JOHN & SONS INC CL A 968223206 457 14,407 SH   SOLE 0 14,407 0 0
CABOT OIL & GAS CORP COM 127097103 270 15,535 SH   SOLE 0 15,535 0 0
CONOCOPHILLIPS COM 20825C104 1,571 47,848 SH   DFND 1 47,848 0 0
GLOBAL PMTS INC COM 37940X102 345 1,940 SH   SOLE 0 1,940 0 0
STRYKER CORPORATION COM 863667101 13,134 63,030 SH   SOLE 0 58,518 0 4,512
SCHLUMBERGER LTD COM 806857108 634 40,754 SH   SOLE 0 40,754 0 0
NIKE INC CL B 654106103 15,534 123,738 SH   SOLE 0 108,893 0 14,845
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214 348 16,000 SH   SOLE 0 16,000 0 0
ROYAL BK CDA COM 780087102 214 3,050 SH   SOLE 0 3,050 0 0
ESSEX PPTY TR INC COM 297178105 641 3,191 SH   SOLE 0 3,191 0 0
WALMART INC COM 931142103 663 4,738 SH   SOLE 0 4,738 0 0
PAYPAL HLDGS INC COM 70450Y103 24,750 125,614 SH   DFND 1 125,614 0 0
STARBUCKS CORP COM 855244109 3,549 41,306 SH   DFND 1 41,306 0 0
INTEL CORP COM 458140100 1,239 23,936 SH   SOLE 0 23,936 0 0
COMCAST CORP NEW CL A 20030N101 24,689 533,697 SH   SOLE 0 494,153 0 39,544
ISHARES TR RUS 2000 GRW ETF 464287648 305 1,376 SH   SOLE 0 1,376 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 214 1,833 SH   DFND 1 1,833 0 0
EXXON MOBIL CORP COM 30231G102 325 9,454 SH   DFND 1 9,454 0 0
UNION PAC CORP COM 907818108 33,149 168,382 SH   DFND 1 168,382 0 0
FORTIVE CORP COM 34959J108 12,841 168,498 SH   SOLE 0 162,920 0 5,578
ALPHABET INC CAP STK CL C 02079K107 6,526 4,441 SH   DFND 1 4,441 0 0
DANAHER CORPORATION COM 235851102 3,165 14,698 SH   DFND 1 14,698 0 0
GLOBE LIFE INC COM 37959E102 3,368 42,154 SH   DFND 1 42,154 0 0
JPMORGAN CHASE & CO COM 46625H100 16,149 167,752 SH   SOLE 0 152,826 0 14,926
FEDEX CORP COM 31428X106 3,421 13,603 SH   SOLE 0 8,603 0 5,000
CISCO SYS INC COM 17275R102 1,520 38,589 SH   SOLE 0 13,589 0 25,000
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 388 19,263 SH   SOLE 0 19,263 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,446 57,160 SH   SOLE 0 57,160 0 0
EXXON MOBIL CORP COM 30231G102 2,094 61,010 SH   SOLE 0 61,010 0 0
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 967 5,550 SH   SOLE 0 5,550 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,151 45,746 SH   SOLE 0 45,746 0 0
HERSHEY CO COM 427866108 222 1,547 SH   SOLE 0 1,547 0 0
BK OF AMERICA CORP COM 060505104 2,191 90,938 SH   DFND 1 90,938 0 0
AVANGRID INC COM 05351W103 252 4,999 SH   SOLE 0 4,999 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 6,462 171,689 SH   DFND 1 171,689 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 735 2,500 SH   SOLE 0 2,500 0 0
CORNING INC COM 219350105 582 17,946 SH   SOLE 0 17,946 0 0
ABBVIE INC COM 00287Y109 1,355 15,474 SH   SOLE 0 15,474 0 0
CHEVRON CORP NEW COM 166764100 7,203 100,045 SH   SOLE 0 84,844 0 15,201
ISHARES TR PFD AND INCM SEC 464288687 474 13,010 SH   SOLE 0 13,010 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,382 7,114 SH   DFND 1 7,114 0 0
BROADCOM INC COM 11135F101 23,241 63,794 SH   SOLE 0 57,503 0 6,291
KANSAS CITY SOUTHERN COM NEW 485170302 3,125 17,279 SH   DFND 1 17,279 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 38,733 181,895 SH   SOLE 0 172,389 0 9,506
AMPHENOL CORP NEW CL A 032095101 325 3,000 SH   SOLE 0 3,000 0 0
SAP SE SPON ADR 803054204 20,625 132,373 SH   SOLE 0 124,358 0 8,015
GILEAD SCIENCES INC COM 375558103 978 15,479 SH   SOLE 0 15,479 0 0
VISA INC COM CL A 92826C839 2,615 13,075 SH   SOLE 0 1,075 0 12,000
KANSAS CITY SOUTHERN COM NEW 485170302 2,720 15,040 SH   SOLE 0 15,040 0 0
CONSTELLATION BRANDS INC CL A 21036P108 15,011 79,207 SH   SOLE 0 71,816 0 7,391
APPLE INC COM 037833100 10,830 93,514 SH   DFND 1 93,514 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 342 23,200 SH   SOLE 0 23,200 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 368 2,090 SH   SOLE 0 2,090 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 20,751 110,221 SH   SOLE 0 101,210 0 9,011
LEXICON PHARMACEUTICALS INC COM NEW 528872302 15 10,618 SH   SOLE 0 10,618 0 0
AIR LEASE CORP CL A 00912X302 1,144 38,900 SH   SOLE 0 500 0 38,400
WEYERHAEUSER CO MTN BE COM NEW 962166104 12,086 423,764 SH   SOLE 0 387,686 0 36,078
ISHARES TR NASDAQ BIOTECH 464287556 363 2,680 SH   SOLE 0 2,680 0 0
NXP SEMICONDUCTORS N V COM N6596X109 17,256 138,256 SH   SOLE 0 126,240 0 12,016
ILLINOIS TOOL WKS INC COM 452308109 8,198 42,428 SH   DFND 1 42,428 0 0
SVB FINANCIAL GROUP COM 78486Q101 505 2,100 SH   SOLE 0 2,100 0 0
MONDELEZ INTL INC CL A 609207105 15,166 263,980 SH   SOLE 0 227,522 0 36,458
FIDELITY NATL INFORMATION SV COM 31620M106 3,759 25,532 SH   DFND 1 25,532 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,142 8,480 SH   SOLE 0 8,480 0 0
VULCAN MATLS CO COM 929160109 13,497 99,580 SH   SOLE 0 85,685 0 13,895
AMAZON COM INC COM 023135106 19,251 6,114 SH   DFND 1 6,114 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 20,297 646,386 SH   SOLE 0 646,386 0 0
PFIZER INC COM 717081103 3,004 81,853 SH   DFND 1 81,853 0 0
PROLOGIS INC. COM 74340W103 14,642 145,515 SH   SOLE 0 127,040 0 18,475
ISHARES TR CORE S&P TTL STK 464287150 395 5,229 SH   SOLE 0 5,229 0 0
CONSTELLATION BRANDS INC CL A 21036P108 7,517 39,667 SH   DFND 1 39,667 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 181 13,467 SH   SOLE 0 13,467 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,055 17,610 SH   SOLE 0 17,610 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 594 4,257 SH   SOLE 0 4,257 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 10,208 54,222 SH   DFND 1 54,222 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 373 11,911 SH   SOLE 0 11,911 0 0
HESS CORP COM 42809H107 3,061 74,785 SH   DFND 1 74,785 0 0
FACEBOOK INC CL A 30303M102 23,336 89,104 SH   SOLE 0 80,441 0 8,663
TJX COS INC NEW COM 872540109 5,136 92,295 SH   SOLE 0 74,295 0 18,000
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 12,366 374,041 SH   SOLE 0 333,178 0 40,863
ILLINOIS TOOL WKS INC COM 452308109 8,059 41,713 SH   SOLE 0 41,713 0 0
QUEST DIAGNOSTICS INC COM 74834L100 458 4,000 SH   SOLE 0 4,000 0 0
LILLY ELI & CO COM 532457108 4,988 33,696 SH   SOLE 0 33,696 0 0
FACEBOOK INC CL A 30303M102 14,961 57,124 SH   DFND 1 57,124 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,128 29,973 SH   SOLE 0 29,973 0 0
SALESFORCE COM INC COM 79466L302 18,522 73,699 SH   SOLE 0 63,964 0 9,735
ALTRIA GROUP INC COM 02209S103 1,456 37,677 SH   SOLE 0 37,677 0 0
HOME DEPOT INC COM 437076102 15,621 56,250 SH   SOLE 0 51,244 0 5,006
CHUBB LIMITED COM H1467J104 9,512 81,915 SH   SOLE 0 73,901 0 8,014
STRYKER CORPORATION COM 863667101 3,413 16,381 SH   DFND 1 16,381 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,503 12,731 SH   SOLE 0 12,731 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,880 9 SH   SOLE 0 9 0 0
WELLS FARGO CO NEW COM 949746101 353 15,019 SH   SOLE 0 15,019 0 0
NETFLIX INC COM 64110L106 121 241 SH   SOLE 0 241 0 0
COCA COLA CO COM 191216100 1,591 32,236 SH   SOLE 0 32,236 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 12,194 43,888 SH   SOLE 0 43,888 0 0
PROCTER AND GAMBLE CO COM 742718109 6,255 45,000 SH   DFND 1 45,000 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 230 5,000 SH   SOLE 0 5,000 0 0
AMGEN INC COM 031162100 340 1,339 SH   SOLE 0 1,339 0 0
ABBOTT LABS COM 002824100 2,650 24,348 SH   DFND 1 24,348 0 0
LOCKHEED MARTIN CORP COM 539830109 4,354 11,360 SH   SOLE 0 11,360 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 954 16,037 SH   SOLE 0 16,037 0 0
SOUTHERN CO COM 842587107 324 5,978 SH   SOLE 0 5,978 0 0
INTERNATIONAL PAPER CO COM 460146103 20 500 SH   SOLE 0 500 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,041 192,393 SH   DFND 1 192,393 0 0
YUM BRANDS INC COM 988498101 3,945 43,205 SH   SOLE 0 43,205 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 15,977 108,529 SH   SOLE 0 98,648 0 9,881
BROADCOM INC COM 11135F101 12,368 33,947 SH   DFND 1 33,947 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 280 9,173 SH   SOLE 0 9,173 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,070 17,015 SH   SOLE 0 17,015 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 295 3,558 SH   SOLE 0 3,558 0 0
MEDTRONIC PLC SHS G5960L103 8,551 82,282 SH   DFND 1 82,282 0 0
LOEWS CORP COM 540424108 725 20,850 SH   SOLE 0 20,850 0 0
FORTIVE CORP COM 34959J108 9,005 118,156 SH   DFND 1 118,156 0 0
3M CO COM 88579Y101 20,772 129,677 SH   SOLE 0 129,677 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 14,847 258,023 SH   SOLE 0 222,130 0 35,893
VARIAN MED SYS INC COM 92220P105 1,121 6,515 SH   SOLE 0 6,515 0 0
CONSOLIDATED EDISON INC COM 209115104 305 3,920 SH   SOLE 0 3,920 0 0
BP PLC SPONSORED ADR 055622104 1,984 113,607 SH   DFND 1 113,607 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 21 376 SH   DFND 1 376 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 20,648 96,964 SH   DFND 1 96,964 0 0
ALLSTATE CORP COM 020002101 2,709 28,777 SH   SOLE 0 28,777 0 0
CHEVRON CORP NEW COM 166764100 1,623 22,544 SH   DFND 1 22,544 0 0
JOHNSON & JOHNSON COM 478160104 18,463 124,015 SH   DFND 1 124,015 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,179 49,028 SH   SOLE 0 49,028 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 5,775 202,495 SH   DFND 1 202,495 0 0
STARBUCKS CORP COM 855244109 14,674 170,784 SH   SOLE 0 153,391 0 17,393
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,708 45,984 SH   SOLE 0 45,984 0 0
NXP SEMICONDUCTORS N V COM N6596X109 8,274 66,295 SH   DFND 1 66,295 0 0
DOMINION ENERGY INC COM 25746U109 895 11,340 SH   SOLE 0 11,340 0 0
VULCAN MATLS CO COM 929160109 6,249 46,103 SH   DFND 1 46,103 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,160 3,945 SH   DFND 1 3,945 0 0
MICROSOFT CORP COM 594918104 34,419 163,641 SH   SOLE 0 151,317 0 12,324
ISHARES TR RUS 1000 GRW ETF 464287614 299 1,380 SH   SOLE 0 1,380 0 0
PEPSICO INC COM 713448108 41,769 301,364 SH   DFND 1 301,364 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 214 1,428 SH   SOLE 0 1,428 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 16,683 34,017 SH   SOLE 0 31,102 0 2,915
UNITED PARCEL SERVICE INC CL B 911312106 9,704 58,235 SH   DFND 1 58,235 0 0
SPDR GOLD TR GOLD SHS 78463V107 744 4,201 SH   SOLE 0 4,201 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,545 74,121 SH   SOLE 0 74,121 0 0
SCHLUMBERGER LTD COM 806857108 821 52,755 SH   DFND 1 52,755 0 0
MCDONALDS CORP COM 580135101 1,477 6,729 SH   SOLE 0 6,729 0 0
ALPHABET INC CAP STK CL A 02079K305 24,108 16,449 SH   SOLE 0 15,048 0 1,401
INTEL CORP COM 458140100 29 563 SH   DFND 1 563 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 13,986 69,593 SH   SOLE 0 64,129 0 5,464
GENERAL DYNAMICS CORP COM 369550108 368 2,660 SH   SOLE 0 2,660 0 0
SAP SE SPON ADR 803054204 10,719 68,797 SH   DFND 1 68,797 0 0
PALO ALTO NETWORKS INC COM 697435105 8,564 34,989 SH   DFND 1 34,989 0 0
MONDELEZ INTL INC CL A 609207105 3,507 61,046 SH   DFND 1 61,046 0 0
NORFOLK SOUTHN CORP COM 655844108 6,903 32,259 SH   DFND 1 32,259 0 0
ISHARES TR MSCI EAFE ETF 464287465 478 7,505 SH   SOLE 0 7,505 0 0
AMERICAN TOWER CORP NEW COM 03027X100 11,869 49,102 SH   DFND 1 49,102 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,758 84,274 SH   DFND 1 84,274 0 0
MICROSOFT CORP COM 594918104 10,313 49,033 SH   DFND 1 49,033 0 0
UDR INC COM 902653104 447 13,701 SH   SOLE 0 13,701 0 0
ALPHABET INC CAP STK CL C 02079K107 15,169 10,322 SH   SOLE 0 10,045 0 277
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 284 5,595 SH   SOLE 0 5,595 0 0
HONEYWELL INTL INC COM 438516106 25,913 157,421 SH   SOLE 0 145,449 0 11,972
EMERSON ELEC CO COM 291011104 580 8,839 SH   SOLE 0 8,839 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 1,225 65,350 SH   SOLE 0 65,350 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 398 9,202 SH   SOLE 0 9,202 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 186 3,080 SH   DFND 1 3,080 0 0
ALLEGHANY CORP DEL COM 017175100 205 393 SH   SOLE 0 393 0 0
DUPONT DE NEMOURS INC COM 26614N102 9,865 177,817 SH   SOLE 0 160,097 0 17,720
BAXTER INTL INC COM 071813109 1,031 12,818 SH   SOLE 0 12,818 0 0
UNITED PARCEL SERVICE INC CL B 911312106 21,941 131,673 SH   SOLE 0 116,628 0 15,045
CHUBB LIMITED COM H1467J104 2,956 25,453 SH   DFND 1 25,453 0 0
CONOCOPHILLIPS COM 20825C104 4,819 146,730 SH   SOLE 0 128,707 0 18,023
MEDTRONIC PLC SHS G5960L103 14,875 143,141 SH   SOLE 0 128,129 0 15,012
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,198 8,559 SH   DFND 1 8,559 0 0
AMERICAN EXPRESS CO COM 025816109 10,460 104,341 SH   DFND 1 104,341 0 0
SALESFORCE COM INC COM 79466L302 8,825 35,116 SH   DFND 1 35,116 0 0
JPMORGAN CHASE & CO COM 46625H100 5,375 55,837 SH   DFND 1 55,837 0 0
COSTCO WHSL CORP NEW COM 22160K105 6,162 17,358 SH   DFND 1 17,358 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 6,278 31,237 SH   DFND 1 31,237 0 0
BP PLC SPONSORED ADR 055622104 4,835 276,898 SH   SOLE 0 244,836 0 32,062
XILINX INC COM 983919101 1,251 12,000 SH   SOLE 0 0 0 12,000
THERMO FISHER SCIENTIFIC INC COM 883556102 26,429 59,859 SH   SOLE 0 55,354 0 4,505
WHITE MTNS INS GROUP LTD COM G9618E107 439 563 SH   SOLE 0 563 0 0
KRAFT HEINZ CO COM 500754106 267 8,913 SH   SOLE 0 8,913 0 0
OTIS WORLDWIDE CORP COM 68902V107 422 6,759 SH   SOLE 0 6,759 0 0
YUM BRANDS INC COM 988498101 9,966 109,158 SH   DFND 1 109,158 0 0
BAIDU INC SPON ADR REP A 056752108 258 2,035 SH   DFND 1 2,035 0 0
MERCK & CO. INC COM 58933Y105 8,633 104,072 SH   DFND 1 104,072 0 0
PAYPAL HLDGS INC COM 70450Y103 46,594 236,481 SH   SOLE 0 222,468 0 14,013
AES CORP COM 00130H105 192 10,579 SH   SOLE 0 10,579 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,534 27,646 SH   SOLE 0 27,646 0 0
JOHNSON & JOHNSON COM 478160104 70,937 476,469 SH   SOLE 0 469,461 0 7,008
AIR PRODS & CHEMS INC COM 009158106 267 897 SH   SOLE 0 897 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,107 11,184 SH   DFND 1 11,184 0 0