0000859607 transamerica:TransamericaIncomeEdgeSM12RiderSingleMember transamerica:C000216274Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderSingleMember transamerica:C000216271Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderSingleMember transamerica:C000216269Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderSingleMember transamerica:C000216272Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderJointMember transamerica:C000216274Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderJointMember transamerica:C000216271Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderJointMember transamerica:C000216269Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderJointMember transamerica:C000216272Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderMember transamerica:C000216274Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderMember transamerica:C000216271Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderMember transamerica:C000216269Member 2025-04-28 2025-04-28 0000859607 transamerica:TransamericaIncomeEdgeSM12RiderMember transamerica:C000216272Member 2025-04-28 2025-04-28 0000859607 2025-04-28 2025-04-28 pure iso4217:USD utr:Y 2025-04-28 Separate Account VA B 0000859607 false N-4 N-4 0.0145 0.0145 0.0145 0.0145 0.0155 0.0155 0.0155 0.0155 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">VALUATION FREQUENCY</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annually</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">MINIMUM BENEFIT AGE</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">59</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">This Supplement must be accompanied or preceded by the current Prospectus.</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please read this Supplement carefully and retain it for future reference.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">REQUIRED ALLOCATIONS</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:81.7pt;width:353.59pt;"> <tr style="height:14pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:115.28pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Premium</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:109.78pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rebalance</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.9pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Stable Account*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Select Investment Options</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Flexible Investment Options</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The stable account is excluded from rebalancing</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">SINGLE LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.75%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.00%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.75%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">JOINT LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.25%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.50%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.50%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.25%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The withdrawal percentage is determined by the number of rider years and the annuitant’s age (or the annuitant’s spouse’s age if younger and the joint life option is elected) at the time of the first withdrawal taken on or after the rider anniversary immediately following the annuitant’s (or the annuitant’s spouse’s if younger and the joint life option is elected) attainment of the minimum benefit age.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">VALUATION FREQUENCY</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annually</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">MINIMUM BENEFIT AGE</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">59</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">This Supplement must be accompanied or preceded by the current Prospectus.</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please read this Supplement carefully and retain it for future reference.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">REQUIRED ALLOCATIONS</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:81.7pt;width:353.59pt;"> <tr style="height:14pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:115.28pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Premium</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:109.78pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rebalance</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.9pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Stable Account*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Select Investment Options</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Flexible Investment Options</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The stable account is excluded from rebalancing</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">SINGLE LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.75%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.00%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.75%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">JOINT LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.25%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.50%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.50%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.25%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The withdrawal percentage is determined by the number of rider years and the annuitant’s age (or the annuitant’s spouse’s age if younger and the joint life option is elected) at the time of the first withdrawal taken on or after the rider anniversary immediately following the annuitant’s (or the annuitant’s spouse’s if younger and the joint life option is elected) attainment of the minimum benefit age.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">VALUATION FREQUENCY</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annually</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">MINIMUM BENEFIT AGE</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">59</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">This Supplement must be accompanied or preceded by the current Prospectus.</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please read this Supplement carefully and retain it for future reference.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">REQUIRED ALLOCATIONS</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:81.7pt;width:353.59pt;"> <tr style="height:14pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:115.28pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Premium</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:109.78pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rebalance</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.9pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Stable Account*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Select Investment Options</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Flexible Investment Options</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The stable account is excluded from rebalancing</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">SINGLE LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.75%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.00%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.75%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">JOINT LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.25%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.50%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.50%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.25%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The withdrawal percentage is determined by the number of rider years and the annuitant’s age (or the annuitant’s spouse’s age if younger and the joint life option is elected) at the time of the first withdrawal taken on or after the rider anniversary immediately following the annuitant’s (or the annuitant’s spouse’s if younger and the joint life option is elected) attainment of the minimum benefit age.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">VALUATION FREQUENCY</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annually</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">MINIMUM BENEFIT AGE</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">59</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">This Supplement must be accompanied or preceded by the current Prospectus.</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please read this Supplement carefully and retain it for future reference.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">REQUIRED ALLOCATIONS</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:81.7pt;width:353.59pt;"> <tr style="height:14pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:115.28pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Premium</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:109.78pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rebalance</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.9pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Stable Account*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:57.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:52.4pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">N/A</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Select Investment Options</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:128.53pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Flexible Investment Options</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.9pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:20.44pt;"> <div style="display:flex;white-space:nowrap;width:20.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:57.38pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:33.38pt;"> <div style="display:flex;margin:auto;width:15.44pt;"> <div style="display:flex;white-space:nowrap;width:15.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:52.4pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:33.9pt;"> <div style="display:flex;margin:auto;width:25.44pt;"> <div style="display:flex;white-space:nowrap;width:25.44pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">100%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The stable account is excluded from rebalancing</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">SINGLE LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Single Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.75%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.00%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.75%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">JOINT LIFE WITHDRAWAL PERCENTAGES</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:76.14pt;width:364.72pt;"> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Age at time of</span></div> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">first withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 1-4</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:99.91pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 5-7</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:9.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:94.41pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Rider Years 8+</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Withdrawal Percentage</span></div> <div style="margin-left:9.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8pt;font-weight:bold;">Joint Life Option**</span></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0-58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">0.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">59-64</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">65-69</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">70-74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">6.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">75-79</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">7.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.75%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">80-84</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">85-89</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.25%</span></div></div></div></td></tr> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">90-94</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:5pt;">9.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:13.0pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.25%</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:70.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">95+</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:27.94pt;"> <div style="display:flex;white-space:nowrap;width:27.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.50%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:99.91pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.50%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:94.41pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:3pt;text-align:right;width:75.91pt;"> <div style="display:flex;margin:auto;width:32.94pt;"> <div style="display:flex;white-space:nowrap;width:32.94pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.25%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The withdrawal percentage is determined by the number of rider years and the annuitant’s age (or the annuitant’s spouse’s age if younger and the joint life option is elected) at the time of the first withdrawal taken on or after the rider anniversary immediately following the annuitant’s (or the annuitant’s spouse’s if younger and the joint life option is elected) attainment of the minimum benefit age.</span>