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2023-04-28 0000859607 transamerica:C000216251Member transamerica:BusinessContinuityMember 2023-04-28 2023-04-28 0000859607 vip:StandardDeathBenefitMember transamerica:C000216251Member 2023-04-28 2023-04-28 pure iso4217:USD utr:Y 2023-04-28 0000859607 false N-4 0 0 N-4 SEPARATE ACCOUNT VA B <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:32.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES AND EXPENSES</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:41pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawal</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">There are no surrender charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Annuity Policy Fee </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Tables and Expense </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Examples</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:83pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Transaction Charges</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may be assessed a special service fee.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Special Service Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">. We reserve the right to deduct a charge for special </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">services, including overnight delivery, duplicate policies, handling </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">insufficient checks on new business, duplicate Form 1099 and Form 5498 </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tax forms, check copies, printing and mailing previously submitted form, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and asset verification requests from mortgage companies.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Annuity Policy Fee </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Tables and Expense </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Examples</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:2.5pt;text-decoration:underline;">–</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;margin-left:0.0pt;text-decoration:underline;"> </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Transaction Expenses</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:53pt;"> <td rowspan="11" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">(annual charges)</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The table below describes the fees and expenses that </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">You</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> may pay </span><span style="font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">year, </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">depending on the options You choose. Please refer to Your </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Policy</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">specifications page for information about the specific fees You will pay </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each year based on the options You have elected.</span></div></div></td> <td rowspan="11" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Annuity Policy Fee </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Tables and Expense </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Examples</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Base Contract Expenses</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Appendix </span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:2.5pt;text-decoration:underline;">–</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;"> Portfolio </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Companies Available </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Under the Policy</span></div></div></td></tr> <tr style="height:21pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Policy</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.30</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">2.30</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Portfolio Company</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (fund fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">expenses)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.11</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.48</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Optional Benefit Expenses (if elected)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.20</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:14pt;"> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> As a percentage of average </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;text-decoration:underline;">Policy Value</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">.</span></div></div></td></tr> <tr style="height:12pt;"> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> As a percentage of Portfolio Company assets.</span></div></div></td></tr> <tr style="height:63pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Your</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Policy is customizable, the choices You make affect how </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">much You will pay. To help You understand the cost of owning Your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Policy, the following table shows the lowest and highest cost You could pay </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on current charges. This estimate assumes that You do not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">take withdrawals from the Policy.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:33pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">$</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">422</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Highest Annual Cost</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">$</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">1,002</span></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:41pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawal</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">There are no surrender charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Annuity Policy Fee </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Tables and Expense </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Examples</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:83pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Transaction Charges</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may be assessed a special service fee.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Special Service Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">. We reserve the right to deduct a charge for special </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">services, including overnight delivery, duplicate policies, handling </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">insufficient checks on new business, duplicate Form 1099 and Form 5498 </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tax forms, check copies, printing and mailing previously submitted form, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and asset verification requests from mortgage companies.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Annuity Policy Fee </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Tables and Expense </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Examples</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:2.5pt;text-decoration:underline;">–</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;margin-left:0.0pt;text-decoration:underline;"> </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Transaction Expenses</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:53pt;"> <td rowspan="11" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">(annual charges)</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The table below describes the fees and expenses that </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">You</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> may pay </span><span style="font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">year, </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">depending on the options You choose. Please refer to Your </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Policy</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">specifications page for information about the specific fees You will pay </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each year based on the options You have elected.</span></div></div></td> <td rowspan="11" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Annuity Policy Fee </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Tables and Expense </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Examples</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Base Contract Expenses</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Appendix </span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:2.5pt;text-decoration:underline;">–</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;"> Portfolio </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Companies Available </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Under the Policy</span></div></div></td></tr> <tr style="height:21pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Policy</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.30</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">2.30</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Portfolio Company</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (fund fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">expenses)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.11</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.48</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Optional Benefit Expenses (if elected)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;">0.20</span><span style="font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:14pt;"> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> As a percentage of average </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;text-decoration:underline;">Policy Value</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">.</span></div></div></td></tr> <tr style="height:12pt;"> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> As a percentage of Portfolio Company assets.</span></div></div></td></tr> <tr style="height:63pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Your</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Policy is customizable, the choices You make affect how </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">much You will pay. To help You understand the cost of owning Your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Policy, the following table shows the lowest and highest cost You could pay </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on current charges. This estimate assumes that You do not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">take withdrawals from the Policy.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:33pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">$</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">422</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Highest Annual Cost</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">$</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">1,002</span></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td></tr></table> 0.0030 0.0230 0.0011 0.0048 0.0020 <span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> As a percentage of average </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;text-decoration:underline;">Policy Value</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">.</span> <span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> As a percentage of Portfolio Company assets.</span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:33pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">$</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">422</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Highest Annual Cost</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">$</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">1,002</span></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:140pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Least expensive Portfolio Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">No additional purchase payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">transfers, or withdrawals</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">of optional benefits and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">Portfolio Company fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">payments, transfers, or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">withdrawals</span></div></div></td></tr></table> 422 1002 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:33pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Prospectus</span></div></div></td></tr> <tr style="height:25.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Risk of Loss</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in this Policy.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Investing in the Policy</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:fixed;"> <tr style="height:59pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Not a Short-Term </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Investment</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">This Policy is not a short-term investment and is not appropriate for an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investor who needs ready access to cash.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The benefits of tax deferral and living benefit protection also means the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Policy is more beneficial to investors with a long time horizon.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Investing in the Policy</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Tax Information</span></div></div></td></tr> <tr style="height:86pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Risks Associated with </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Investment Options</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">An investment in this Policy is subject to the risk of poor investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">performance and can vary depending on the performance of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;text-decoration:underline;">Investment Options</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> available under the Policy.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Each Investment Option, has its own unique risks.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">You should review the prospectuses for the available Portfolio </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">Companies before making an investment decision.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Investing in the Policy</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Appendix: Portfolio </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Companies Available </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Under the Policy</span></div></div></td></tr> <tr style="height:77pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Insurance Company </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Risks</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:300pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Any obligations, guarantees, and benefits under the Policy are subject to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">our claims-paying ability. If we experience financial distress, we may not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">be able to meet our obligations to You. More information about </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Transamerica Life Insurance Company or Transamerica Financial Life </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Insurance Company, including our financial strength ratings, is available </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">by visiting transamerica.com or by calling toll-free (800)525-6205.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Investing in the Policy</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Information About Us</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Financial Condition</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in this Policy.</span> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">This Policy is not a short-term investment and is not appropriate for an </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investor who needs ready access to cash.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The benefits of tax deferral and living benefit protection also means the </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Policy is more beneficial to investors with a long time horizon.</span> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">An investment in this Policy is subject to the risk of poor investment </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">performance and can vary depending on the performance of the </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;text-decoration:underline;">Investment Options</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> available under the Policy.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Each Investment Option, has its own unique risks.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">You should review the prospectuses for the available Portfolio </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">Companies before making an investment decision.</span> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Any obligations, guarantees, and benefits under the Policy are subject to </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">our claims-paying ability. If we experience financial distress, we may not </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">be able to meet our obligations to You. More information about </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Transamerica Life Insurance Company or Transamerica Financial Life </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Insurance Company, including our financial strength ratings, is available </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">by visiting transamerica.com or by calling toll-free (800)525-6205.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">We reserve the right to limit transfers in circumstances of large or </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">frequent transfers.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">We reserve the right to remove or substitute the Portfolio Companies </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">that are available as Investment Options under the Policy.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Withdrawals may reduce the value of an optional benefit by an amount </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">greater than the value withdrawn, which could significantly reduce the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">value or even terminate the benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">We may stop offering an optional benefit at any time for new sales, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">which includes sales to the Owners who may want to purchase the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">benefit after they purchase the Policy.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Consult with a tax professional to determine the tax implications of an </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">investment in and payments received under the Policy.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">If You purchase the Policy as an individual retirement account or </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">through a tax qualified plan, You do not get any additional tax benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">You will generally not be taxed on increases in the value of Your Policy </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">until they are withdrawn. Earnings on Your Policy are taxed at ordinary </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">income tax rates when withdrawn, and You may have to pay a penalty if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.0pt;">You take a withdrawal before age 59 ½.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling this </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Policy to You, in the form of commissions, additional cash benefits (e.g., </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">bonuses), and non-cash compensation. Our affiliate, Transamerica </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Capital, Inc. (“TCI”) is the principal underwriter and may share the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">revenue we earn on this Policy with Your investment professional’s firm. In </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">addition, we may pay all or a portion of the cost of affiliates’ operating </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and other expenses. This conflict of interest may influence Your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investment professional to recommend this Policy over another investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">for which the investment professional is not compensated or compensated </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">less.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You already own an insurance Policy, some investment professionals </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">may have a financial incentive to offer You a new Policy in place of the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">one You own. You should only exchange a Policy You already own if You </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">determine, after comparing the features, fees, and risks of both policies, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">that it is better for You to purchase the new Policy rather than continue to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">own Your existing Policy.</span> <span style="font-family:Times New Roman;font-size:14pt;font-weight:bold;margin-left:0%;text-transform:uppercase;">ANNUITY POLICY FEE TABLE AND EXPENSE EXAMPLES</span><span style="font-family:Times New Roman;font-size:14pt;font-weight:bold;line-height:18pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The following table describes the fees and expenses that You will pay when buying, owning, and surrendering or making withdrawals from the Policy. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please refer to Your Policy specification page for information about the specific fees You will pay each year based on the options You have elected.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;">The first table describes the fees and expenses that You will pay at the time that You buy the Policy, surrender or make withdrawals from the Policy, or transfer </span><span style="font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Cash Value</span><span style="font-family:Times New Roman;font-size:10pt;"> between Investment Options. State premium taxes may also be deducted. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Transaction Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:496pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sales Load Imposed On Purchase Payments</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:21pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"><span style="-sec-ix-hidden:x_4079a276-d677-4dc4-9c76-4c2ec9837294">0%</span></span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:496pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Contingent Deferred Surrender Charges (as a percentage of premium surrendered or withdrawn)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:21pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"><span style="-sec-ix-hidden:x_1bfff839-c58b-48e0-abbb-134022480ca7">0%</span></span></div></div></td></tr> <tr style="height:11pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:496pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Special Service Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:21pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$50</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The next table describes the fees and expenses that You will pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> during the time that You own the Policy, not including underlying fund portfolio fees and expenses.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Annual Contract Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Service Charge</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$25</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage, annually, of average Policy Value)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(4)</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:12pt;">Optional Benefit Expenses:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:11pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:12pt;">Return of Premium Death Benefit (as a percentage, annually, of average Policy Value)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(4)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">0.20%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:12pt;font-weight:bold;text-transform:uppercase;">Notes to Fee Table</span><span style="color:#000000;font-family:Times New Roman;font-size:12pt;font-weight:bold;line-height:14pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Transaction Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">1) Maximum Surrender Charge:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This product does not have a surrender charge.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">2) Special Service Fee:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We currently deduct a charge for overnight delivery and duplicate policies.  We reserve the right to deduct a charge for special services in the future, including non-sufficient checks on new business; duplicate Form 1099 and Form 5498 tax forms; duplicate disclosure documents and semi-annual reports; check copies; printing and mailing previously submitted forms; and asset verification requests from mortgage companies. We may charge a fee for each service performed and fees may vary based on the type of service but will not exceed the maximum Special Service Fee shown above.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">3) Annual Service Charge:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The annual service charge of $25 is assessed on each Policy anniversary and at the time of surrender. The charge is waived if Your Policy Value or the sum of Your premiums less all withdrawals, is at least $25,000. The annual service charge is the lesser of $25 per Policy Year or 2% of the Policy Value.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Annual Contract Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">4</span><span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">) Base Contract Expenses:</span></span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Base contract expenses consist of the Mortality &amp; Expense Risk Fee and the Administrative Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Mortality and Expense Risk and Administrative Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">: The mortality and expense risk and administrative fee shown is for both the accumulation phase and income phase, and is for the Policy Value death benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The mortality and expense risk charge will not be greater than 0.20% (as shown in the table); however, the fee may be assessed at a lower rate for certain periods. Currently the daily mortality and expense risk charge will be assessed at a rate corresponding to an annual charge of 0.17%</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Optional Benefit Separate Account Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">: Any optional benefit Separate Account expense is in addition to the mortality and expense risk and administrative fees. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Annual Portfolio Company Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The fee table information relating to the underlying fund portfolios was provided to us by the underlying fund portfolios, their investment advisers or managers. We have not verified the accuracy of information provided by unaffiliated fund portfolios. Actual future expenses of the portfolios may be greater or less than those shown in the Table. “Gross” expense figures do not reflect any fee waivers or expense reimbursements. Actual expenses may have been lower than those shown in the Table.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The next table shows the minimum and maximum total operating expenses charged by the Portfolio Companies that You may pay periodically during the time You own the Policy. A complete list of the Portfolios available under the Policy, including their annual expenses may be found under </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Appendix: Portfolio Companies Available Under the Policy</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:376.1pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Company Expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:73.18pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6.00pt;margin-right:6.00pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-right:-10pt;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:67.72pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-right:-10pt;">Maximum</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:376.1pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:10pt;">distribution and/or service 12b-1 fees, and other expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:73.18pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6.00pt;margin-right:6.00pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.24pt;">0.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:67.72pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.78pt;">0.48%</span></div></div></td></tr> <tr style="height:21pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:376.1pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, 12b-1 </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:10pt;">fees, and other expenses, after any waivers or expense reimbursements</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:73.18pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6.00pt;margin-right:6.00pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.24pt;">0.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:67.72pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.78pt;">0.30%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Expense Example</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The following Example is intended to help You compare the cost of investing in the Policy with the cost of investing in other variable annuity policies. These costs include transaction expenses, annual Policy expenses, and annual Portfolio Company operating expenses.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Example assumes that You invest $100,000 in the Policy for the time periods indicated. The Example also assumes that Your Policy has a 5% return each year and assumes the most expensive combination of annual Portfolio Company expenses and optional benefits available for an additional charge. This includes the maximum Portfolio Company expenses and Return of Premium death benefit. Although Your actual costs may be higher or lower, based on these assumptions, Your costs would be:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">If the Policy is surrendered or Annuitized at the end of the applicable time period or if You do not surrender Your Policy:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:5pt;">1,002</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:5pt;">3,129</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5,430</span></div></div></td></tr> <tr style="height:11pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">10 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;">12,041</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Please remember that these Examples are illustrations and do not represent past or future expenses. Your actual expenses may be lower or higher than those reflected in the Examples. Similarly, Your rate of return may be more or less than the 5% assumed in the Examples. The Example does not reflect premium tax charges or special service fees. Different fees and expenses not reflected in the Example may be assessed during the income phase of the Policy.</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:496pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sales Load Imposed On Purchase Payments</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:21pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"><span style="-sec-ix-hidden:x_4079a276-d677-4dc4-9c76-4c2ec9837294">0%</span></span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:496pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Contingent Deferred Surrender Charges (as a percentage of premium surrendered or withdrawn)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:21pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"><span style="-sec-ix-hidden:x_1bfff839-c58b-48e0-abbb-134022480ca7">0%</span></span></div></div></td></tr> <tr style="height:11pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:496pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Special Service Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:21pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$50</span></div></div></td></tr></table> 50 <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Service Charge</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$25</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage, annually, of average Policy Value)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(4)</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:12pt;">Optional Benefit Expenses:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:11pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:485.06pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:12pt;">Return of Premium Death Benefit (as a percentage, annually, of average Policy Value)</span><span style="font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(4)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:31.94pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">0.20%</span></div></div></td></tr></table> 25 0.0030 0.0020 <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">1) Maximum Surrender Charge:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This product does not have a surrender charge.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">2) Special Service Fee:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We currently deduct a charge for overnight delivery and duplicate policies.  We reserve the right to deduct a charge for special services in the future, including non-sufficient checks on new business; duplicate Form 1099 and Form 5498 tax forms; duplicate disclosure documents and semi-annual reports; check copies; printing and mailing previously submitted forms; and asset verification requests from mortgage companies. We may charge a fee for each service performed and fees may vary based on the type of service but will not exceed the maximum Special Service Fee shown above.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">3) Annual Service Charge:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The annual service charge of $25 is assessed on each Policy anniversary and at the time of surrender. The charge is waived if Your Policy Value or the sum of Your premiums less all withdrawals, is at least $25,000. The annual service charge is the lesser of $25 per Policy Year or 2% of the Policy Value.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">) Base Contract Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Base contract expenses consist of the Mortality &amp; Expense Risk Fee and the Administrative Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Mortality and Expense Risk and Administrative Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">: The mortality and expense risk and administrative fee shown is for both the accumulation phase and income phase, and is for the Policy Value death benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The mortality and expense risk charge will not be greater than 0.20% (as shown in the table); however, the fee may be assessed at a lower rate for certain periods. Currently the daily mortality and expense risk charge will be assessed at a rate corresponding to an annual charge of 0.17%</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Optional Benefit Separate Account Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">: Any optional benefit Separate Account expense is in addition to the mortality and expense risk and administrative fees. </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:376.1pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Company Expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:73.18pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6.00pt;margin-right:6.00pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-right:-10pt;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:67.72pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-right:-10pt;">Maximum</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:376.1pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:10pt;">distribution and/or service 12b-1 fees, and other expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:73.18pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6.00pt;margin-right:6.00pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.24pt;">0.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:67.72pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.78pt;">0.48%</span></div></div></td></tr> <tr style="height:21pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:376.1pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, 12b-1 </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:10pt;">fees, and other expenses, after any waivers or expense reimbursements</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:73.18pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6.00pt;margin-right:6.00pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.24pt;">0.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:67.72pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:35.78pt;">0.30%</span></div></div></td></tr></table> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:10pt;">distribution and/or service 12b-1 fees, and other expenses</span> 0.0011 0.0048 <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:517pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:5pt;">1,002</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:5pt;">3,129</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:5pt;">5,430</span></div></div></td></tr> <tr style="height:11pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:478.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">10 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:38.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;">$</span><span style="font-family:Times New Roman;font-size:10pt;">12,041</span></div></div></td></tr></table> 1002 1002 1002 3129 3129 3129 5430 5430 5430 12041 12041 12041 <span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;text-transform:uppercase;">Principal Risks of Investing in the Policy</span><span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;line-height:14pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">There are risks associated with investing in the Policy.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> You can lose money in a variable annuity, including potential loss of Your original investment. The value of Your investment and any returns will depend primarily on the performance of the underlying fund portfolios You select. Each underlying fund portfolio may have its own unique risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Variable annuities are not a short-term investment vehicle. The surrender charge applies for a number of years, so that the Policy should only be purchased for the long-term. Under some circumstances, You may receive less than the sum of Your premium payments. In addition, full or partial withdrawals will be subject to income tax and may be subject to a 10% Internal Revenue Service (“IRS”) penalty if taken before age 59½. Accordingly, You should carefully consider Your income and liquidity needs before purchasing a Policy. Additional information about these risks appears in the Tax Information section of this prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Risks Of An Increase In Current Fees And Expenses. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Certain fees and expenses are currently assessed at less than their guaranteed maximum levels. In the future, these charges may be increased up to the guaranteed (maximum) levels.</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment Risk. </span><span style="font-family:Times New Roman;font-size:10pt;">You bear the risk of any decline in the Policy Value caused by the performance of the underlying fund portfolios held by the </span><span style="font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Subaccounts</span><span style="font-family:Times New Roman;font-size:10pt;">. Those funds could decline in value very significantly, and there is a risk of loss of your entire amount invested. The risk of loss varies with each underlying fund. This risk could have a significant negative impact on the value of certain optional benefits offered under the Policy. The investment risks are described in the prospectuses for the underlying funds.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment Restrictions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:2.5pt;">– Opportunity Risks. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Generally, the living benefit riders offered under the Policy restrict Your choice of available underlying fund portfolios. These restrictions are intended to protect us financially, in that they reduce the likelihood that we will have to pay guaranteed benefits under the riders from our own assets. These restrictions could result in an opportunity cost </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:2.5pt;">–</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:2.5pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">in the form of underlying fund portfolios that You did not invest in that ultimately generated superior investment performance. Thus, You should consider these underlying fund portfolio restrictions when deciding whether to elect an optional benefit that features such restrictions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Risk Associated With Election of Optional Benefits. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Several of the optional benefits include a host of requirements that must be adhered to in order to preserve and maximize the guarantees we offer under the benefit. If You fail to adhere to these requirements, that may diminish the value of the benefit and even possibly cause termination of the benefit. In addition, it is possible that You will pay fees for the optional benefit without fully realizing the guarantees available under the optional benefit. For example, such would be the case if You were to hold a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Guaranteed Lifetime Withdrawal Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> for many years yet die sooner than anticipated, without having taken a significant number of lifetime withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Risks of Managing General Account Assets. </span><span style="font-family:Times New Roman;font-size:10pt;">The general account assets of the Company are used to support the payment of guaranteed benefits under the Policy. To the extent that the Company is required to pay amounts in addition to the Policy Value, such amounts will come from our general account assets. You should be aware that the general account assets are exposed to the risks normally associated with a portfolio of fixed-income securities, including interest rate, option, liquidity and credit risk, and are also subject to the claims of the Company’s general creditors. The Company’s financial statements contained in the Statement of Additional Information include a further discussion of risks inherent in the general account investments.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Insurance Company Insolvency</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">. It is possible that we could experience financial difficulty in the future and even become insolvent, and therefore unable to provide all of the guarantees and benefits that exceed the assets in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Separate Account</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> that we promise.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Tax Consequences. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Withdrawals are generally taxable to the extent of any earnings in the Policy, and prior to age 59½ a tax penalty may apply. In addition, even if the Policy is held for years before any withdrawal is made, withdrawals are taxable as ordinary income rather than capital gains.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Cybersecurity and Certain Business Continuity Risks</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Our operations support complex transactions and are highly dependent on the proper functioning of information technology and communication systems. Any failure of or gap in the systems and processes necessary to support complex transactions and avoid systems failure, fraud, information security failures, processing errors, cyber intrusion, loss of data and breaches of regulation may lead to a materially adverse effect on our results of operations and corporate reputation. In addition, we must commit significant resources to maintain and enhance its existing systems in order to keep pace with applicable regulatory requirements, industry standards and customer preferences. If we fail to maintain secure and well-functioning information systems, we may not be able to rely on information for product pricing, compliance obligations, risk management and underwriting decisions. In addition, we cannot assure investors or consumers that interruptions, failures or breaches in security of these processes and systems will not occur, or if they do occur, that they can be timely detected and remediated. The occurrence of any of these events may have a materially adverse effect on our businesses, results of operations and financial condition.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">For additional detail regarding cybersecurity and related risks, please reference the Cyber Security section in the Statement of Additional Information.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Business Continuity</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;">Our business operations may be adversely affected by volatile natural and man-made disasters, including (but not limited to) hurricanes, earthquakes, terrorism, civil unrest, geopolitical disputes, military action, fires and explosions, pandemic diseases, and other catastrophes (“Catastrophic Events”). Over the past several years, changing weather patterns and climatic conditions have added to the unpredictability and frequency of natural disasters in certain parts of the world. To date, the COVID-19 pandemic has caused significant uncertainty and disruption to governments, business operations, and consumer behavior on a global scale. Such uncertainty as to future trends and exposure may lead to financial losses to our businesses. Furthermore, Catastrophic Events may disrupt our operations and result in the loss of, or restricted access to, property and information about Transamerica and its clients. Such events may also impact the availability and capacity of our key personnel. If our business continuity plans do not include effective contingencies for Catastrophic Events, we may experience business disruption, damage to corporate reputation, and damage to financial condition for a prolonged period of time.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">There are risks associated with investing in the Policy.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> You can lose money in a variable annuity, including potential loss of Your original investment. The value of Your investment and any returns will depend primarily on the performance of the underlying fund portfolios You select. Each underlying fund portfolio may have its own unique risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Variable annuities are not a short-term investment vehicle. The surrender charge applies for a number of years, so that the Policy should only be purchased for the long-term. Under some circumstances, You may receive less than the sum of Your premium payments. In addition, full or partial withdrawals will be subject to income tax and may be subject to a 10% Internal Revenue Service (“IRS”) penalty if taken before age 59½. Accordingly, You should carefully consider Your income and liquidity needs before purchasing a Policy. Additional information about these risks appears in the Tax Information section of this prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Risks Of An Increase In Current Fees And Expenses. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Certain fees and expenses are currently assessed at less than their guaranteed maximum levels. In the future, these charges may be increased up to the guaranteed (maximum) levels.</span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment Risk. </span><span style="font-family:Times New Roman;font-size:10pt;">You bear the risk of any decline in the Policy Value caused by the performance of the underlying fund portfolios held by the </span><span style="font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Subaccounts</span><span style="font-family:Times New Roman;font-size:10pt;">. Those funds could decline in value very significantly, and there is a risk of loss of your entire amount invested. The risk of loss varies with each underlying fund. This risk could have a significant negative impact on the value of certain optional benefits offered under the Policy. The investment risks are described in the prospectuses for the underlying funds.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment Restrictions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:2.5pt;">– Opportunity Risks. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Generally, the living benefit riders offered under the Policy restrict Your choice of available underlying fund portfolios. These restrictions are intended to protect us financially, in that they reduce the likelihood that we will have to pay guaranteed benefits under the riders from our own assets. These restrictions could result in an opportunity cost </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:2.5pt;">–</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:2.5pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">in the form of underlying fund portfolios that You did not invest in that ultimately generated superior investment performance. Thus, You should consider these underlying fund portfolio restrictions when deciding whether to elect an optional benefit that features such restrictions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Risk Associated With Election of Optional Benefits. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Several of the optional benefits include a host of requirements that must be adhered to in order to preserve and maximize the guarantees we offer under the benefit. If You fail to adhere to these requirements, that may diminish the value of the benefit and even possibly cause termination of the benefit. In addition, it is possible that You will pay fees for the optional benefit without fully realizing the guarantees available under the optional benefit. For example, such would be the case if You were to hold a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Guaranteed Lifetime Withdrawal Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> for many years yet die sooner than anticipated, without having taken a significant number of lifetime withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Risks of Managing General Account Assets. </span><span style="font-family:Times New Roman;font-size:10pt;">The general account assets of the Company are used to support the payment of guaranteed benefits under the Policy. To the extent that the Company is required to pay amounts in addition to the Policy Value, such amounts will come from our general account assets. You should be aware that the general account assets are exposed to the risks normally associated with a portfolio of fixed-income securities, including interest rate, option, liquidity and credit risk, and are also subject to the claims of the Company’s general creditors. The Company’s financial statements contained in the Statement of Additional Information include a further discussion of risks inherent in the general account investments.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Insurance Company Insolvency</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">. It is possible that we could experience financial difficulty in the future and even become insolvent, and therefore unable to provide all of the guarantees and benefits that exceed the assets in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Separate Account</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> that we promise.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Tax Consequences. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Withdrawals are generally taxable to the extent of any earnings in the Policy, and prior to age 59½ a tax penalty may apply. In addition, even if the Policy is held for years before any withdrawal is made, withdrawals are taxable as ordinary income rather than capital gains.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Cybersecurity and Certain Business Continuity Risks</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Our operations support complex transactions and are highly dependent on the proper functioning of information technology and communication systems. Any failure of or gap in the systems and processes necessary to support complex transactions and avoid systems failure, fraud, information security failures, processing errors, cyber intrusion, loss of data and breaches of regulation may lead to a materially adverse effect on our results of operations and corporate reputation. In addition, we must commit significant resources to maintain and enhance its existing systems in order to keep pace with applicable regulatory requirements, industry standards and customer preferences. If we fail to maintain secure and well-functioning information systems, we may not be able to rely on information for product pricing, compliance obligations, risk management and underwriting decisions. In addition, we cannot assure investors or consumers that interruptions, failures or breaches in security of these processes and systems will not occur, or if they do occur, that they can be timely detected and remediated. The occurrence of any of these events may have a materially adverse effect on our businesses, results of operations and financial condition.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">For additional detail regarding cybersecurity and related risks, please reference the Cyber Security section in the Statement of Additional Information.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Business Continuity</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;">Our business operations may be adversely affected by volatile natural and man-made disasters, including (but not limited to) hurricanes, earthquakes, terrorism, civil unrest, geopolitical disputes, military action, fires and explosions, pandemic diseases, and other catastrophes (“Catastrophic Events”). Over the past several years, changing weather patterns and climatic conditions have added to the unpredictability and frequency of natural disasters in certain parts of the world. To date, the COVID-19 pandemic has caused significant uncertainty and disruption to governments, business operations, and consumer behavior on a global scale. Such uncertainty as to future trends and exposure may lead to financial losses to our businesses. Furthermore, Catastrophic Events may disrupt our operations and result in the loss of, or restricted access to, property and information about Transamerica and its clients. Such events may also impact the availability and capacity of our key personnel. If our business continuity plans do not include effective contingencies for Catastrophic Events, we may experience business disruption, damage to corporate reputation, and damage to financial condition for a prolonged period of time.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;text-transform:uppercase;">Benefits Available Under the Policy</span><span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;line-height:14pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The following table summarizes information about the benefits available under the Policy.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:34.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:104pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:133.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">or</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Brief Description of</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/Limitations</span></div></div></td></tr> <tr style="height:230pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Return of Premium </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pays minimum death benefit </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal to total premium </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">payments (minus adjusted </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals as of the date of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">death, and minus withdrawals </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the date of death to the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">date the death benefit is paid).</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Optional</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.20</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% annually of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">average Policy Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Available only at time of </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">purchase.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Cannot change death benefit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">once elected.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Not available if You or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Annuitant is 86 or older on </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Policy Date.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Must allocate 100% of Policy </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Value to designated </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Investment Options.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Withdrawals can significantly </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">reduce benefit value or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">terminate benefit.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Terminates upon </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;text-decoration:underline;">Annuitization</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">May not be available in all </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">states.</span></div></div></td></tr> <tr style="height:86pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Dollar Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make transfers into one or more </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Subaccounts.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">No</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">A minimum of $500 per </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">transfer is required.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Minimum and maximum </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">number of transfers.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">May not be available in all </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">states.</span></div></div></td></tr> <tr style="height:59pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Asset Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically rebalances the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts in Your </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Subaccounts</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to maintain Your desired asset </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation percentages.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">No</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Can be stopped at any time.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">You can choose to rebalance </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">monthly, quarterly, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">semi-annually, or annually.</span></div></div></td></tr> <tr style="height:142.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Systematic Payout </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Provides monthly, quarterly, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">semi-annual or annual </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Optional</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">No</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Subject to $40 minimum </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">withdrawals.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Systematic withdrawals in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">excess of cumulative interest </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">credited from </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Guaranteed </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;text-decoration:underline;">Period Options</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">subject to Excess Interest </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Adjustment.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Systematic withdrawals can </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">significantly reduce benefit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">value or terminate benefit.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:34.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:104pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:133.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">or</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Brief Description of</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/Limitations</span></div></div></td></tr> <tr style="height:230pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Return of Premium </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pays minimum death benefit </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal to total premium </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">payments (minus adjusted </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals as of the date of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">death, and minus withdrawals </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the date of death to the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">date the death benefit is paid).</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Optional</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.20</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% annually of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">average Policy Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Available only at time of </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">purchase.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Cannot change death benefit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">once elected.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Not available if You or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Annuitant is 86 or older on </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Policy Date.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Must allocate 100% of Policy </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Value to designated </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Investment Options.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Withdrawals can significantly </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">reduce benefit value or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">terminate benefit.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Terminates upon </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;text-decoration:underline;">Annuitization</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">May not be available in all </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">states.</span></div></div></td></tr> <tr style="height:86pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Dollar Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make transfers into one or more </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Subaccounts.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">No</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">A minimum of $500 per </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">transfer is required.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Minimum and maximum </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">number of transfers.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">May not be available in all </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">states.</span></div></div></td></tr> <tr style="height:59pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Asset Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically rebalances the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts in Your </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Subaccounts</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to maintain Your desired asset </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation percentages.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">No</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Can be stopped at any time.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">You can choose to rebalance </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">monthly, quarterly, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">semi-annually, or annually.</span></div></div></td></tr> <tr style="height:142.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:104pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Systematic Payout </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:133.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Provides monthly, quarterly, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">semi-annual or annual </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Optional</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">No</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Subject to $40 minimum </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">withdrawals.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Systematic withdrawals in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">excess of cumulative interest </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">credited from </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Guaranteed </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;text-decoration:underline;">Period Options</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> may be </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">subject to Excess Interest </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Adjustment.</span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Systematic withdrawals can </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">significantly reduce benefit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">value or terminate benefit.</span></div></div></td></tr></table> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Name of Benefit</span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Purpose</span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Brief Description of</span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/Limitations</span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Return of Premium </span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pays minimum death benefit </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal to total premium </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">payments (minus adjusted </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals as of the date of </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">death, and minus withdrawals </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the date of death to the </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">date the death benefit is paid).</span> true 0.0020 <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Available only at time of </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">purchase.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Cannot change death benefit </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">once elected.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Not available if You or </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Annuitant is 86 or older on </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Policy Date.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Must allocate 100% of Policy </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Value to designated </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Investment Options.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Withdrawals can significantly </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">reduce benefit value or </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">terminate benefit.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Terminates upon </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;text-decoration:underline;">Annuitization</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">May not be available in all </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">states.</span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Dollar Cost Averaging </span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Program</span> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allows you to automatically </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make transfers into one or more </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Subaccounts.</span> true 0 <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">A minimum of $500 per </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">transfer is required.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Minimum and maximum </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">number of transfers.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">May not be available in all </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">states.</span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Asset Rebalancing</span> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically rebalances the </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts in Your </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Subaccounts</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to maintain Your desired asset </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation percentages.</span> true 0 <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Can be stopped at any time.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">You can choose to rebalance </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">monthly, quarterly, </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">semi-annually, or annually.</span> <span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Systematic Payout </span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Option</span> <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Provides monthly, quarterly, </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">semi-annual or annual </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals.</span> true 0 <span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Subject to $40 minimum </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">withdrawals.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Systematic withdrawals in </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">excess of cumulative interest </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">credited from </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;text-decoration:underline;">Guaranteed </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;text-decoration:underline;">Period Options</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> may be </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">subject to Excess Interest </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">Adjustment.</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;margin-left:0.9pt;">Systematic withdrawals can </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">significantly reduce benefit </span><span style="font-family:Times New Roman;font-size:10pt;margin-left:8pt;">value or terminate benefit.</span> <span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;text-transform:uppercase;">DEATH BENEFIT</span><span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;line-height:14pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We will pay a death benefit to Your beneficiary, under certain circumstances, if the Annuitant dies during the accumulation phase. If there is a surviving Owner(s) when the Annuitant dies, the surviving Owner(s) will receive the death benefit instead of the listed beneficiary. The person receiving the death benefit may choose an Annuity Payment Option (if You pick a variable Annuity Payment Option fees and expenses will apply), or may choose to receive the death benefit as a lump sum withdrawal. The guarantees of these death benefits are based on our claims-paying ability. No death benefit will be payable upon or after the Annuity Commencement Date. Please note that there is a mandatory Annuity Commencement Date. See </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">ANNUITY PAYMENTS (THE INCOME PHASE</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">) section in this prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We will determine the amount of and process the death benefit proceeds, if any are payable on a policy, upon receipt at our Administrative Office of satisfactory proof of the Annuitant's death, directions regarding how to process the death benefit, and any other documents, forms and information that we need (collectively referred to as “due proof of death”). For policies with multiple beneficiaries, we will process the death benefit when the first beneficiary provides us with due proof of death for their share of the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Death Proceeds</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">. We will not pay any remaining beneficiary(ies) their share(s) until we receive due proof of death for their share(s) of the Death Proceeds. Such beneficiaries continue to bear the investment risk until they submit due proof of death. Please note, we may be required to remit the death benefit proceeds to a state prior to receiving “due proof of death.”</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;"> Abandoned or Unclaimed Property</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please Note</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">: Such due proof of death must be received in good order to avoid a delay in processing the death benefit claim. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">See</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Sending Forms and Transaction Requests in Good Order</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The death benefit proceeds remain invested in the Separate Account in accordance with the allocations made by the policy Owner until the beneficiary has provided us with due proof of death. Once we receive due proof of death, investments in the Separate Account may be reallocated in accordance with the beneficiary's instructions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We may permit the beneficiary to give a “one-time” written instruction to reallocate the Policy Value in the Separate Account to the money market Subaccount after the death of the Annuitant. If there is more than one beneficiary, all beneficiaries must agree to the reallocation instructions. This one-time reallocation will be permitted if the beneficiary provides satisfactory evidence of the Annuitant's death (satisfactory evidence may include a certified death certificate).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">When We Pay A Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We will pay a death benefit IF:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">You are both the Annuitant and sole Owner of the Policy; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">You die before the Annuity Commencement Date.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We will pay a death benefit to You (Owner) IF:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">You are not the Annuitant; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">the Annuitant dies before the Annuity Commencement Date.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please note</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">: If there is a surviving Owner(s) when the Annuitant dies, the surviving Owner(s) will receive the death benefit (i.e., the surviving Owner(s) takes the place of any beneficiary designation).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">If the designated beneficiary receiving the death benefit is the surviving spouse of the deceased, then he or she may elect, if eligible, to continue the Policy as the new Annuitant and Owner, instead of receiving the death benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">See</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;"> DEATH BENEFIT - Spousal Continuation</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">When We Do Not Pay A Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We will not pay a death benefit IF:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">You are the Owner but not the Annuitant; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">You die prior to the Annuity Commencement Date.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please note:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> If an Owner (who is not the Annuitant) dies before the Annuitant, the amount payable will be equal to the Policy Value. Distribution requirements apply upon the death of any Owner. Generally, upon the Owner's death (who is not the Annuitant) the entire interest must be distributed within five years. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">See</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;"> TAX INFORMATION</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> for a more detailed discussion of the distribution requirements under the Code.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Deaths After the Annuity Commencement Date</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The amount payable, if any, on or after the Annuity Commencement Date depends on the annuity income option.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;">IF:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">You are not the Annuitant; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">You die on or after the Annuity Commencement Date; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">the entire guaranteed amount in the Policy has not been paid;</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;">THEN:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">the remaining portion of such guaranteed amount in the Policy will continue to be distributed at least as rapidly as under the method of distribution being used as of the date of Your death.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;">IF:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">You are the Owner and Annuitant; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">You die after the Annuity Commencement Date; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">the Annuity Payment Option You selected did not have or no longer has a guaranteed period;</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;">THEN:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">no additional payments will be made.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Owner Death</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">If an Owner (who is not the Annuitant) dies during the accumulation phase, the Policy Value will be paid to the person or entity first listed below who is alive or in existence on the date of that death:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">any surviving Owner(s);</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">primary beneficiary(ies);</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">contingent beneficiary(ies); or</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">deceased Owner's estate.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Spousal Continuation</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">If the sole primary beneficiary is the spouse of the deceased, upon the Owner's or the Annuitant's death, the beneficiary may elect to continue the Policy in his or her own name. Upon the Annuitant's death if such election is made, the Policy Value will be adjusted upward (but not downward) to an amount equal to the death benefit amount determined upon such election and receipt of due proof of death of the Annuitant. Any excess of the death benefit amount over the Policy Value will be allocated to each applicable Investment Option in the ratio that the Policy Value in the Investment Option bears to the total Policy Value. The terms and conditions of the Policy that applied prior to the Annuitant's death will continue to apply, with certain exceptions described in the Policy. For purposes of the death benefit on the continued Policy, the death benefit is calculated in the same manner as it was prior to continuation on the date the spouse continues the Policy. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">See</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;"> TAX INFORMATION - Same Sex Relationships</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> for more information concerning spousal continuation involving same sex spouses.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">For these purposes, if the sole primary beneficiary of the Policy is a revocable grantor trust and the spouse of the Owner/Annuitant is the sole grantor, trustee, and beneficiary of the trust and the trust is using the spouse of the Owner/Annuitant's social security number at the time of claim, she or he shall be treated as the Owner/Annuitant's spouse. In those circumstances, the Owner/Annuitant's spouse will be treated as the beneficiary of the policy for purposes of applying the spousal continuation provisions of the Policy.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">For these purposes, if the Owner is an individual retirement account within the meaning of IRC sections 408 or 408A and if the Annuitant's spouse is the sole primary beneficiary of the Annuitant's interest in such account, the Annuitant's spouse will be treated as the beneficiary of the policy for purposes of applying the spousal continuation provisions of the Policy.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Amount of Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Death benefit provisions may differ from state to state. The death benefit may be paid as a lump sum, as annuity payments or as otherwise permitted by the Company in accordance with applicable law. The amount of the death benefit depends on the guaranteed minimum death benefit option, if any, You choose when You buy the Policy. The “base Policy” death benefit will generally be the greatest of:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">the Policy Value on the date we receive the required information in good order at our Administrative Office; and</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">the guaranteed minimum death benefit (if one was elected) on the date of death; plus premium payments, minus withdrawals, from the date of death to the date the death benefit is paid. Please </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">see</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;"> Appendix - Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> for illustrative examples regarding death benefit calculations.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Please note: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The death benefit terminates upon Annuitization.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Guaranteed Minimum Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The guaranteed minimum death benefit terminates upon Annuitization and there is a mandatory Annuity Commencement Date. On the Policy application, You may generally choose a guaranteed minimum death benefit, Return of Premium (age limitations may apply) for an additional fee. After the Policy is issued, You cannot make an election and the death benefit cannot be changed.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">The Guaranteed Minimum Death Benefit may not be available for all policies, in all states, at all times or through all financial intermediaries. Once you elect a death benefit and your policy is issued, your death benefit cannot be changed new sales.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Adjusted Withdrawal</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">When You request a withdrawal, Your guaranteed minimum death benefit will be reduced by an amount called the adjusted withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Under certain circumstances, the adjusted withdrawal may be more than the dollar amount of Your withdrawal request</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">. This will generally be the case if the guaranteed minimum death benefit exceeds the Policy Value at the time of withdrawal. It is also possible that if a death benefit is paid after You have taken a withdrawal, then the total amount paid could be less than the total premium payments.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The formula used to calculate the adjusted withdrawal amount is: adjusted withdrawal = amount of the withdrawal x (the current Death Proceeds prior to the withdrawal / Policy Value prior to the withdrawal).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">We have included a detailed explanation of this adjustment with examples in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Appendix - Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">. This is referred to as “adjusted withdrawal” in Your Policy. If You have a qualified Policy, minimum required distributions rules may require You to request a withdrawal.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Return of Premium Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:13pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Return of Premium Death Benefit is equal to:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">total premium payments; minus</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">any adjusted withdrawals (please </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">see</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;"> Appendix - Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">) as of the date of death; minus</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">withdrawals from the date of death to the date the death benefit is paid.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This benefit is not available if You or the Annuitant is 76 or older on the Policy Date. There is an extra charge for this death benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;">See</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;"> ANNUITY POLICY FEE TABLE AND EXPENSE EXAMPLES</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Designated Investment Options</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">. If You elected the Return of Premium Death Benefit, You must allocate 100% of Your Policy Value to one or more of the designated investment options approved for the Return of Premium Death Benefit. See </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Appendix </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:2.5pt;text-decoration:underline;">–</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:2.5pt;text-decoration:underline;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Designated Investment Options</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> for a complete listing of available designated options. Requiring that You designate 100% of Your Policy Value to the designated Investment Options, some of which employ strategies that are intended to reduce the risk of loss and/or manage volatility, may reduce investment returns and may reduce the likelihood that we will be required to use our own assets to pay amounts due under this benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Please note:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">All Policy Value must be allocated to one or more designated Investment Options.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">You may transfer amounts among the designated investment options; however, You cannot transfer any amount to any other Subaccount if You elect this death benefit.</span><span style="font-family:Times New Roman;font-size:10pt;">•</span><span style="font-family:Times New Roman;font-size:10pt;">You will not receive an </span><span style="font-family:Times New Roman;font-size:10pt;font-weight:bold;">optional</span><span style="font-family:Times New Roman;font-size:10pt;"> guaranteed minimum death benefit if You do not choose one when You purchase Your Policy.</span> <span style="color:#000000;font-family:Times New Roman;font-size:14pt;font-style:italic;font-weight:bold;margin-left:0%;text-transform:uppercase;">APPENDIX</span><span style="color:#000000;font-family:Times New Roman;font-size:14pt;font-style:italic;font-weight:bold;line-height:18pt;"> </span><span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;margin-left:0%;text-transform:uppercase;">PORTFOLIO COMPANIES AVAILABLE UNDER THE POLICY</span><span style="font-family:Times New Roman;font-size:12pt;font-weight:bold;line-height:14pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The following is a list of current Portfolio Companies available under the Policy, which are subject to change as discussed in this prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Certain Subaccounts may not be available in all states, at all times or through all financial intermediaries. We may discontinue offering any Subaccount at any time. In some cases, a Subaccount not available through a financial intermediary may be obtained by contacting us directly. For more information on the options available for electing a Subaccount, please contact Your financial intermediary or our Administrative Office.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;">More information about the Portfolio Companies is available in the prospectuses for the Portfolio Companies, which may be amended from time to time and can be found online at http://dfinview.com/Transamerica/TAHD/89390D540?site=VAVUL. You can also request this information at no cost by calling our </span><span style="font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Administrative Office</span><span style="font-family:Times New Roman;font-size:10pt;"> at (800)525-6205.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;">The current expenses and performance below reflects fee and expenses of the Portfolio Companies, but do not reflect the other fees and expenses that Your Policy may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company’s past performance is not necessarily an indication of future performance.</span><span style="font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:30.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Underlying Fund Portfolio and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adviser/Sub-adviser</span><span style="font-family:Times New Roman;font-size:4.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-5.5pt;"> (1)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Current</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Average Annual</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Total Returns</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">(as of 12/31/22)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">5 years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">10 years</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Equity Allocation Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.48%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Provide a market rate of return for a fixed </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income portfolio with low relative volatility of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">returns.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Global Bond Portfolio - Institutional </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-4.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.98%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To see total return consisting of capital </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">appreciation and current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Global Moderate Allocation Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-12.83%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.05%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">5.45%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA International Small Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.40%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-20.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">5.77%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA International Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-5.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.55%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve a stable real return in excess of the </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">rate of inflation with minimum risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Short-Term Fixed Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-1.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.09%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.74%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA U.S. Large Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-7.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">10.29%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA U.S. Targeted Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-14.48%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.48%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide investment results that, before </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">expenses, correspond generally to the price and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">yield performance of the S&amp;P 500</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Transamerica S&amp;P 500 Index VP - Initial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Class</span><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">(3)</span> <div style="clear:right;"> </div></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">: </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.44%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">reasonable current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Balanced Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by: </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-14.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">5.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.41%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Capital Growth Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> PRIMECAP Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.34%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-15.48%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">13.75%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide current income and low to moderate </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Conservative Allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-14.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">2.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.52%</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0%;text-transform:uppercase;">PORTFOLIO COMPANIES AVAILABLE UNDER THE POLICY</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;"> — (Continued)</span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:30.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Underlying Fund Portfolio and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adviser/Sub-adviser</span><span style="font-family:Times New Roman;font-size:4.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-5.5pt;"> (1)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Current</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Average Annual</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Total Returns</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">(as of 12/31/22)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">5 years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">10 years</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Diversified Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Barrow, Hanley, Mewhinney, &amp; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Strauss, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-11.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.08%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">10.08%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide an above-average level of current </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income and reasonable long-term capital </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Equity Income Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP and Vanguard's Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">11.58%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">large-capitalization stocks.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Equity Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP and Vanguard's Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">9.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">12.40%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">the global, investment-grade, fixed income </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">market.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Global Bond Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-13.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-0.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Growth Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Jackson Square Partners, Wellington </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Management Company, LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.34%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-33.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">12.49%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide a high level of current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF High Yield Bond Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-9.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">2.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.64%</span></div></div></td></tr> <tr style="height:48pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF International Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Baillie Gifford Overseas Ltd., M&amp;G </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Investment Management Limited, and Schroder </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Investment Management North America Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.41%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-30.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">7.58%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">mid-capitalization stocks.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Mid-Cap Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">7.18%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">10.95%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide capital appreciation and a low </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">to moderate level of current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Moderate Allocation Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-15.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.14%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide current income while </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">maintaining liquidity and a stable share price of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">$1.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Money Market Portfolio</span><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">(2)</span> <div style="clear:right;"> </div></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.81%</span></div></div></td></tr> <tr style="height:48pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide a high level of income and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">moderate long-term capital appreciation by </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">tracking the performance of a benchmark index </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">that measures the performance of publicly </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">traded equity REIT's.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Real Estate Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-26.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.36%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide current income while </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">maintaining limited price volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Short-Term Investment-Grade </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-5.72%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.44%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a broad, </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">market-weighted bond index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total Bond Market Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-13.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-0.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.92%</span></div></div></td></tr> <tr style="height:48pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">stocks issued by companies located in developed </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">and emerging markets, excluding the United </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">States.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total International Stock </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Market Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-16.01%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.01%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">the overall stock market.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total Stock Market Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-19.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">11.92%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;position:relative;top:-3.75pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:9pt;">Some Subaccounts may be available for certain policies and may not be available for all policies. You should work with Your financial </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:3.48%;text-transform:uppercase;">PORTFOLIO COMPANIES AVAILABLE UNDER THE POLICY</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;"> — (Continued)</span><span style="color:#000000;font-family:Times New Roman;font-size:9pt;">intermediary to decide which Subaccount(s) may be appropriate for you based on a thorough analysis of your particular insurance needs, financial objective, investment goals, time horizons, and risk tolerance.</span><span style="color:#000000;font-family:Times New Roman;font-size:9pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;position:relative;top:-3.75pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:9pt;">There can be no assurance that any money market portfolio offered under this policy will be able to maintain a stable net asset value per share during extended periods of low interest rates, and partly as a result of policy charges, the yield on the money market Subaccount may become extremely low and possibly negative.</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;position:relative;top:-3.75pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:9pt;">Effective on or about May 1, 2022, Transamerica S&amp;P 500 Index VP sub-advised by SSGA Fund Management will be made available.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">There are no Portfolios that have been closed to new investments or new investors.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The following is a list of current Portfolio Companies available under the Policy, which are subject to change as discussed in this prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Certain Subaccounts may not be available in all states, at all times or through all financial intermediaries. We may discontinue offering any Subaccount at any time. In some cases, a Subaccount not available through a financial intermediary may be obtained by contacting us directly. For more information on the options available for electing a Subaccount, please contact Your financial intermediary or our Administrative Office.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;">More information about the Portfolio Companies is available in the prospectuses for the Portfolio Companies, which may be amended from time to time and can be found online at http://dfinview.com/Transamerica/TAHD/89390D540?site=VAVUL. You can also request this information at no cost by calling our </span><span style="font-family:Times New Roman;font-size:10pt;text-decoration:underline;">Administrative Office</span><span style="font-family:Times New Roman;font-size:10pt;"> at (800)525-6205.</span><span style="font-family:Times New Roman;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Times New Roman;font-size:10pt;">The current expenses and performance below reflects fee and expenses of the Portfolio Companies, but do not reflect the other fees and expenses that Your Policy may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company’s past performance is not necessarily an indication of future performance.</span><span style="font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:30.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Underlying Fund Portfolio and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adviser/Sub-adviser</span><span style="font-family:Times New Roman;font-size:4.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-5.5pt;"> (1)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Current</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Average Annual</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Total Returns</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">(as of 12/31/22)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">5 years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">10 years</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Equity Allocation Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.48%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Provide a market rate of return for a fixed </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income portfolio with low relative volatility of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">returns.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Global Bond Portfolio - Institutional </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-4.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.98%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To see total return consisting of capital </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">appreciation and current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Global Moderate Allocation Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-12.83%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.05%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">5.45%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA International Small Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.40%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-20.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">5.77%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA International Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-5.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.55%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve a stable real return in excess of the </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">rate of inflation with minimum risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Short-Term Fixed Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-1.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.09%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.74%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA U.S. Large Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-7.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">10.29%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA U.S. Targeted Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-14.48%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.48%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide investment results that, before </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">expenses, correspond generally to the price and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">yield performance of the S&amp;P 500</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Transamerica S&amp;P 500 Index VP - Initial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Class</span><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">(3)</span> <div style="clear:right;"> </div></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">: </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.44%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">reasonable current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Balanced Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by: </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-14.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">5.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.41%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Capital Growth Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> PRIMECAP Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.34%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-15.48%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">13.75%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide current income and low to moderate </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Conservative Allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-14.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">2.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.52%</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:30.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Underlying Fund Portfolio and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adviser/Sub-adviser</span><span style="font-family:Times New Roman;font-size:4.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-5.5pt;"> (1)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Current</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Average Annual</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Total Returns</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">(as of 12/31/22)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">5 years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">10 years</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Diversified Value Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Barrow, Hanley, Mewhinney, &amp; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Strauss, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-11.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.08%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">10.08%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide an above-average level of current </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income and reasonable long-term capital </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Equity Income Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP and Vanguard's Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">11.58%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">large-capitalization stocks.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Equity Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP and Vanguard's Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">9.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">12.40%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">the global, investment-grade, fixed income </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">market.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Global Bond Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-13.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-0.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Growth Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Jackson Square Partners, Wellington </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Management Company, LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.34%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-33.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">12.49%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide a high level of current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF High Yield Bond Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-9.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">2.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.64%</span></div></div></td></tr> <tr style="height:48pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF International Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Baillie Gifford Overseas Ltd., M&amp;G </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Investment Management Limited, and Schroder </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Investment Management North America Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.41%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-30.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">4.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">7.58%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">mid-capitalization stocks.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Mid-Cap Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-18.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">7.18%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">10.95%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide capital appreciation and a low </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">to moderate level of current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Moderate Allocation Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-15.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.14%</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide current income while </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">maintaining liquidity and a stable share price of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">$1.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Money Market Portfolio</span><span style="font-family:Times New Roman;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">(2)</span> <div style="clear:right;"> </div></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.81%</span></div></div></td></tr> <tr style="height:48pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide a high level of income and </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">moderate long-term capital appreciation by </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">tracking the performance of a benchmark index </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">that measures the performance of publicly </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">traded equity REIT's.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Real Estate Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard Equity Investment Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-26.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">3.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">6.36%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide current income while </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">maintaining limited price volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Short-Term Investment-Grade </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-5.72%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.44%</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a broad, </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">market-weighted bond index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total Bond Market Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-13.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-0.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.92%</span></div></div></td></tr> <tr style="height:48pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">stocks issued by companies located in developed </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">and emerging markets, excluding the United </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">States.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total International Stock </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Market Index Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-16.01%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">1.01%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">the overall stock market.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:155.1pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total Stock Market Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Advised by:</span><span style="font-family:Times New Roman;font-size:8pt;line-height:9pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">0.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">-19.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">8.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:51.7pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">11.92%</span></div></div></td></tr></table> <span style="font-family:Times New Roman;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Investment Objective</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Equity Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0048 -0.1814 0.0614 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Provide a market rate of return for a fixed </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income portfolio with low relative volatility of </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">returns.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Global Bond Portfolio - Institutional </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Class</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0021 -0.0449 0.0073 0.0098 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To see total return consisting of capital </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">appreciation and current income.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Global Moderate Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0045 -0.1283 0.0405 0.0545 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA International Small Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0040 -0.2059 0.0045 0.0577 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA International Value Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0028 -0.0564 0.0056 0.0355 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve a stable real return in excess of the </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">rate of inflation with minimum risk.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA Short-Term Fixed Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0012 -0.0102 0.0109 0.0074 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA U.S. Large Value Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0021 -0.0754 0.0667 0.1029 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To achieve long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">DFA VA U.S. Targeted Value Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Dimensional Fund Advisors LP</span> 0.0029 -0.1448 0.0413 0.0848 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide investment results that, before </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">expenses, correspond generally to the price and </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">yield performance of the S&amp;P 500</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> Index.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Transamerica S&amp;P 500 Index VP - Initial </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Class</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> 0.0013 -0.1844 0.0893 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation and </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">reasonable current income.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Balanced Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company, </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP</span> 0.0021 -0.1430 0.0596 0.0841 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Capital Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> PRIMECAP Management Company</span> 0.0034 -0.1548 0.0857 0.1375 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide current income and low to moderate </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Conservative Allocation </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span> 0.0013 -0.1490 0.0252 0.0452 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide long-term capital appreciation and </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Diversified Value Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Barrow, Hanley, Mewhinney, &amp; </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Strauss, LLC</span> 0.0029 -0.1149 0.0808 0.1008 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">To provide an above-average level of current </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">income and reasonable long-term capital </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Equity Income Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP and Vanguard's Equity Investment Group</span> 0.0030 -0.0066 0.0851 0.1158 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">large-capitalization stocks.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Equity Index Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP and Vanguard's Equity Investment Group</span> 0.0013 -0.1823 0.0927 0.1240 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">the global, investment-grade, fixed income </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">market.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Global Bond Index Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span> 0.0013 -0.1313 -0.0012 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Jackson Square Partners, Wellington </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Management Company, LLP</span> 0.0034 -0.3337 0.0855 0.1249 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide a high level of current income.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF High Yield Bond Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Wellington Management Company, </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">LLP</span> 0.0025 -0.0923 0.0227 0.0364 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide long-term capital appreciation.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF International Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Baillie Gifford Overseas Ltd., M&amp;G </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Investment Management Limited, and Schroder </span><span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;">Investment Management North America Inc.</span> 0.0041 -0.3012 0.0445 0.0758 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">mid-capitalization stocks.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Mid-Cap Index Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard Equity Investment Group</span> 0.0017 -0.1882 0.0718 0.1095 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide capital appreciation and a low </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">to moderate level of current income.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Moderate Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span> 0.0012 -0.1593 0.0365 0.0614 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide current income while </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">maintaining liquidity and a stable share price of </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">$1.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Money Market Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span> 0.0014 0.0151 0.0125 0.0081 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide a high level of income and </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">moderate long-term capital appreciation by </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">tracking the performance of a benchmark index </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">that measures the performance of publicly </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">traded equity REIT's.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Real Estate Index Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard Equity Investment Group</span> 0.0026 -0.2629 0.0369 0.0636 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to provide current income while </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">maintaining limited price volatility.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Short-Term Investment-Grade </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span> 0.0014 -0.0572 0.0110 0.0144 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a broad, </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">market-weighted bond index.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total Bond Market Index </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> Vanguard's Fixed Income Group</span> 0.0014 -0.1321 -0.0010 0.0092 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">stocks issued by companies located in developed </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">and emerging markets, excluding the United </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">States.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total International Stock </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Market Index Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span> 0.0011 -0.1601 0.0101 <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Seeks to track the performance of a benchmark </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">index that measures the investment return of </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">the overall stock market.</span> <span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Vanguard</span><span style="font-family:Times New Roman;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;"> VIF Total Stock Market Index </span><span style="font-family:Times New Roman;font-size:8pt;margin-left:0.0pt;">Portfolio</span> <span style="font-family:Times New Roman;font-size:8pt;font-style:italic;margin-left:0.0pt;"> The Vanguard Group, Inc.</span> 0.0013 -0.1959 0.0855 0.1192