XML 59 R48.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS AND ALLOWANCE FOR LOAN LOSSES (Impaired Loans) (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2017
Jun. 30, 2017
Jun. 30, 2016
Dec. 31, 2016
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With an allowance recorded $ 5,727,963 $ 5,727,963   $ 5,724,536
Unpaid Principal Balance, With an allowance recorded 6,329,732 6,329,732   6,350,178
Related Allowance 392,120 392,120   270,526
Average Recorded Investment, With an allowance recorded 6,201,374 6,327,547 $ 5,585,142 6,482,714
Interest Income Recognized, With an allowance recorded 41,755 145,879 162,468 201,402
Recorded Investment 5,727,963 5,727,963   5,724,536
Unpaid Principal Balance 6,329,732 6,329,732   6,350,178
Average Recorded Investment 6,201,374 6,327,547 5,585,142 6,482,714
Interest Income Recognized 41,755 145,879 162,468 201,402
Commercial And Industrial [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With no related allowance recorded 501,474 501,474   641,774
Unpaid Principal Balance, With no related allowance recorded 588,656 588,656   739,128
Average Recorded Investment, With no related allowance recorded 567,298 588,963 855,500 804,938
Interest Income Recognized, With no related allowance recorded 9,720 31,027 52,267 79,886
Recorded Investment 501,474 501,474   641,774
Unpaid Principal Balance 588,656 588,656   739,128
Average Recorded Investment 567,298 588,963 855,500 804,938
Interest Income Recognized 9,720 31,027 52,267 79,886
Commercial Real Estate [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment       277,515
Unpaid Principal Balance       277,515
Average Recorded Investment     352,315 294,053
Interest Income Recognized     1,048  
Commercial Real Estate - Investor [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With no related allowance recorded       277,515
Unpaid Principal Balance, With no related allowance recorded       277,515
Average Recorded Investment, With no related allowance recorded     352,315 294,053
Interest Income Recognized, With no related allowance recorded     1,048  
Commercial Real Estate - Owner Occupied [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With no related allowance recorded 587,589 587,589    
Unpaid Principal Balance, With no related allowance recorded 563,226 563,226    
Average Recorded Investment, With no related allowance recorded 582,540      
Related Allowance 172,754 172,754    
Average Recorded Investment, With an allowance recorded   582,540    
Interest expense Recognized, With an allowance recorded   (264)    
Residential Real Estate [Member]        
Financing Receivable, Impaired [Line Items]        
Related Allowance 392,120 392,120   270,526
Recorded Investment 5,163,067 5,163,067   4,743,897
Unpaid Principal Balance 5,464,541 5,464,541   5,058,861
Average Recorded Investment 5,462,804 5,566,629 4,004,048 5,213,196
Interest Income Recognized 32,038 114,863 109,222 121,584
Residential Real Estate - Investor [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With no related allowance recorded 761,048 761,048   785,500
Unpaid Principal Balance, With no related allowance recorded 852,663 852,663   890,719
Average Recorded Investment, With no related allowance recorded 827,594 882,220 1,149,681 994,674
Interest Income Recognized, With no related allowance recorded 787 12,909 35,973 11,748
Recorded Investment, With an allowance recorded 592,598 592,598   790,537
Unpaid Principal Balance, With an allowance recorded 627,785 627,785   813,087
Related Allowance 219,366 219,366   268,537
Average Recorded Investment, With an allowance recorded 617,502 626,619 523,195 832,508
Interest Income Recognized, With an allowance recorded 1,992 3,980 3,004 5,920
Residential Real Estate - Owner Occupied [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With no related allowance recorded 3,221,832 3,221,832   3,008,832
Unpaid Principal Balance, With no related allowance recorded 3,420,867 3,420,867   3,196,027
Average Recorded Investment, With no related allowance recorded 3,435,168 3,475,250 2,331,172 3,225,912
Interest Income Recognized, With no related allowance recorded 29,259 98,238 70,245 103,916
Recorded Investment, With an allowance recorded       159,028
Unpaid Principal Balance, With an allowance recorded       159,028
Related Allowance       1,989
Average Recorded Investment, With an allowance recorded       160,102
Home Equity Line Of Credit [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With no related allowance recorded 57,624 57,624   55,552
Unpaid Principal Balance, With no related allowance recorded 87,331 87,331   85,470
Average Recorded Investment, With no related allowance recorded 73,771 74,454 112,616 73,026
Interest Expense Recognized, With no related allowance recorded (3) (11) (69) (68)
Average Recorded Investment 73,771 74,454 112,616 73,026
Interest Expense Recognized (3) (11) (69) (68)
Construction [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment, With no related allowance recorded     71,459  
Average Recorded Investment     71,459  
Consumer And Other [Member]        
Financing Receivable, Impaired [Line Items]        
Recorded Investment, With no related allowance recorded 5,798 5,798   5,798
Unpaid Principal Balance, With no related allowance recorded 189,204 189,204   189,204
Average Recorded Investment, With no related allowance recorded 97,501 97,501 189,204 97,501
Recorded Investment 5,798 5,798   5,798
Unpaid Principal Balance 189,204 189,204   189,204
Average Recorded Investment $ 97,501 $ 97,501 $ 189,204 $ 97,501