Consolidated Balance Sheets - USD ($)	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 8,059,888	$ 7,062,943
Interest bearing deposits with banks and federal funds sold	26,353,334	9,829,231
Total Cash and Cash Equivalents	34,413,222	16,892,174
Investment securities available for sale, at fair value	33,352,233	35,349,889
Investment securities held to maturity, at amortized cost	1,573,165	1,315,718
Restricted equity securities, at cost	2,969,595	1,862,995
Loans held for sale	4,864,344	7,233,306
Loans, net of unearned fees and costs	393,240,567	393,051,192
Less: Allowance for loan losses	(1,773,009)	(1,294,976)
Loans, net	391,467,558	391,756,216
Real estate acquired through foreclosure	1,459,732	1,480,472
Premises and equipment, net	5,060,802	5,553,957
Bank owned life insurance	5,611,352	5,485,377
Core deposit intangible	2,624,184	3,478,282
Deferred tax assets, net	2,723,557	3,214,100
Accrued interest receivable	1,271,871	1,306,111
Accrued taxes receivable	2,775,237	3,122,885
Defined benefit pension asset		680,668
Prepaid Expenses	691,372	925,288
Other assets	303,614	285,547
Total Assets	491,161,838	479,942,985
LIABILITIES
Noninterest-bearing deposits	101,838,210	91,676,534
Interest-bearing deposits	265,577,728	296,153,598
Total deposits	367,415,938	387,830,132
Short-term borrowings	52,300,000	22,150,000
Defined benefit pension liability	829,237	680,668
Accrued expenses and other liabilities	2,934,174	3,319,567
Total Liabilities	423,479,349	413,299,699
STOCKHOLDERS' EQUITY
Common stock - par $1.00 per share, authorized 20,000,000 shares, issued and outstanding 11,014,517 shares as of December 31, 2014; authorized 11,108,500 shares, issued and outstanding 9,379,753 shares as of December 31, 2013.	11,062,932	11,014,517
Additional paid-in capital	43,378,927	43,228,950
Retained earnings	12,667,070	10,736,305
Accumulated other comprehensive income	573,560	1,663,514
Total Stockholders' Equity	67,682,489	66,643,286
Total Liabilities and Stockholders' equity	$ 491,161,838	$ 479,942,985