Note 6 - Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2020

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Year Ended December 31, 2020
(Amounts in thousands)	Commercial			Consumer Real Estate			Consumer and Other			Total Allowance
Beginning balance	$	10,235		$	6,325		$	1,865		$	18,425
Provision for loan losses charged to operations		6,583			2,760			3,325			12,668
Charge-offs		(2,769	)		(558	)		(3,296	)		(6,623	)
Recoveries		612			424			676			1,712
Net charge-offs		(2,157	)		(134	)		(2,620	)		(4,911	)
Ending balance	$	14,661		$	8,951		$	2,570		$	26,182

	Year Ended December 31, 2019
(Amounts in thousands)	Commercial			Consumer Real Estate			Consumer and Other			Total Allowance
Beginning balance	$	10,499		$	6,732		$	1,036		$	18,267
Provision for (recovery of) loan losses charged to operations		1,411			(105	)		2,265			3,571
Charge-offs		(2,548	)		(1,790	)		(1,923	)		(6,261	)
Recoveries		873			1,488			487			2,848
Net charge-offs		(1,675	)		(302	)		(1,436	)		(3,413	)
Ending balance	$	10,235		$	6,325		$	1,865		$	18,425

Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block]

	December 31, 2020
(Amounts in thousands)	Loans Individually Evaluated for Impairment		Allowance for Loans Individually Evaluated		Loans Collectively Evaluated for Impairment		Allowance for Loans Collectively Evaluated
Commercial loans
Construction, development, and other land	$	—	$	—	$	43,716	$	528
Commercial and industrial		724		—		171,486		1,024
Multi-family residential		695		—		112,852		1,417
Single family non-owner occupied		1,041		—		183,283		1,861
Non-farm, non-residential		3,916		319		714,160		9,097
Agricultural		—		—		9,728		218
Farmland		—		—		17,540		196
Total commercial loans		6,376		319		1,252,765		14,341
Consumer real estate loans
Home equity lines		—		—		95,765		799
Single family owner occupied		1,673		108		647,040		7,849
Owner occupied construction		—		—		17,567		195
Total consumer real estate loans		1,673		108		760,372		8,843
Consumer and other loans
Consumer loans		—		—		119,770		2,570
Other		—		—		6,014		—
Total consumer and other loans		—		—		125,784		2,570
Total loans, excluding PCI loans	$	8,049	$	427	$	2,138,921	$	25,754

	December 31, 2019
(Amounts in thousands)	Loans Individually Evaluated for Impairment		Allowance for Loans Individually Evaluated		Loans Collectively Evaluated for Impairment		Allowance for Loans Collectively Evaluated
Commercial loans
Construction, development, and other land	$	—	$	—	$	30,334	$	245
Commercial and industrial		—		—		95,659		699
Multi-family residential		944		—		98,201		969
Single family non-owner occupied		—		—		128,520		1,323
Non-farm, non-residential		2,575		292		591,520		6,361
Agricultural		—		—		9,458		145
Farmland		—		—		16,146		201
Total commercial loans		3,519		292		969,838		9,943
Consumer real estate loans
Home equity lines		—		—		91,999		673
Single family owner occupied		3,016		353		490,712		5,175
Owner occupied construction		—		—		16,144		124
Total consumer real estate loans		3,016		353		598,855		5,972
Consumer and other loans
Consumer loans		—		—		99,199		1,865
Other		—		—		4,742		—
Total consumer and other loans		—		—		103,941		1,865
Total loans, excluding PCI loans	$	6,535	$	645	$	1,672,634	$	17,780

Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block]

	December 31, 2020				December 31, 2019
(Amounts in thousands)	Recorded Investment		Allowance for Loan Pools With Impairment		Recorded Investment		Allowance for Loan Pools With Impairment
Commercial loans
Waccamaw commercial	$	—	$	—	$	—	$	—
Peoples commercial		—		—		4,371		—
Highlands:
1-4 family, senior-commercial		—		—		4,564		—
Construction & land development		958		—		1,956		—
Farmland and other agricultural		2,242		—		3,722		—
Multifamily		1,614		—		1,663		—
Commercial real estate-owner occupied		16,717		—		13,024		—
Commercial real estate- non-owner occupied		3,459		—		8,686		—
Commercial and industrial		814		—		2,829		—
Other		—		—		352		—
Total commercial loans		25,804		—		41,167		—
Consumer real estate loans
Waccamaw serviced home equity lines		—		—		2,121		—
Waccamaw residential		—		—		587		—
Highlands:
1-4 family, junior and HELOCS		761		—		2,157		—
1-4 family, senior-consumer		12,494		—		13,174		—
Consumer		603		—		1,341		—
Peoples residential		—		—		700		—
Total consumer real estate loans		13,858		—		20,080		—
Total PCI loans	$	39,662	$	—	$	61,247	$	—