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Financing Receivables (Tables)
 3 Months Ended
Oct. 29, 2022
Receivables [Abstract]  
Summary of Financing Receivables
A summary of our financing receivables is presented as follows (in millions):
October 29, 2022Loan ReceivablesLease ReceivablesTotal
Gross$6,277 $1,129 $7,406 
Residual value— 70 70 
Unearned income— (55)(55)
Allowance for credit loss(101)(19)(120)
Total, net$6,176 $1,125 $7,301 
Reported as:
Current$3,144 $539 $3,683 
Noncurrent3,032 586 3,618 
Total, net$6,176 $1,125 $7,301 
July 30, 2022Loan ReceivablesLease ReceivablesTotal
Gross$6,842 $1,176 $8,018 
Residual value— 76 76 
Unearned income— (54)(54)
Allowance for credit loss(103)(23)(126)
Total, net$6,739 $1,175 $7,914 
Reported as:
Current$3,327 $578 $3,905 
Noncurrent3,412 597 4,009 
Total, net$6,739 $1,175 $7,914 
Schedule of Financing Receivables by Internal Credit Risk Rating by Period of Origination
The tables below present our gross financing receivables, excluding residual value, less unearned income, categorized by our internal credit risk rating by period of origination (in millions):
October 29, 2022Fiscal YearThree Months Ended
Internal Credit Risk RatingPriorJuly 27, 2019July 25, 2020July 31, 2021July 30, 2022October 29, 2022Total
Loan Receivables:
1 to 4$33 $146 $451 $1,265 $1,542 $656 $4,093 
5 to 610 96 263 555 768 325 2,017 
7 and Higher2 19 40 38 66 2 167 
Total Loan Receivables$45 $261 $754 $1,858 $2,376 $983 $6,277 
Lease Receivables:
1 to 4$16 $72 $124 $189 $112 $30 $543 
5 to 67 32 90 106 124 146 505 
7 and Higher1 3 10 2 4 6 26 
Total Lease Receivables$24 $107 $224 $297 $240 $182 $1,074 
Total$69 $368 $978 $2,155 $2,616 $1,165 $7,351 
July 30, 2022Fiscal Year
Internal Credit Risk RatingPriorJuly 28, 2018July 27, 2019July 25, 2020July 31, 2021July 30, 2022Total
Loan Receivables:
1 to 4$2 $49 $173 $536 $1,458 $2,287 $4,505 
5 to 61 17 115 345 709 1,030 2,217 
7 and Higher1 1 22 45 39 12 120 
Total Loan Receivables$4 $67 $310 $926 $2,206 $3,329 $6,842 
Lease Receivables:
1 to 4$2 $25 $74 $124 $176 $152 $553 
5 to 61 10 67 146 165 151 540 
7 and Higher— 1 4 12 2 10 29 
Total Lease Receivables$3 $36 $145 $282 $343 $313 $1,122 
Total$7 $103 $455 $1,208 $2,549 $3,642 $7,964 
Schedule of Aging Analysis of Financing Receivables
The following tables present the aging analysis of gross receivables as of October 29, 2022 and July 30, 2022 (in millions):
DAYS PAST DUE
(INCLUDES BILLED AND UNBILLED)
October 29, 202231-6061-90 91+Total
Past Due		CurrentTotal120+ Still AccruingNonaccrual
Financing
Receivables		Impaired
Financing
Receivables
Loan receivables$143 $26 $118 $287 $5,990 $6,277 $16 $60 $60 
Lease receivables17 14 27 58 1,016 1,074 7 10 10 
Total$160 $40 $145 $345 $7,006 $7,351 $23 $70 $70 
DAYS PAST DUE
(INCLUDES BILLED AND UNBILLED)
July 30, 202231-6061-90 91+Total
Past Due		CurrentTotal120+ Still AccruingNonaccrual
Financing
Receivables		Impaired
Financing
Receivables
Loan receivables$98 $62 $129 $289 $6,553 $6,842 $14 $60 $60 
Lease receivables8 6 26 40 1,082 1,122 7 11 11 
Total$106 $68 $155 $329 $7,635 $7,964 $21 $71 $71 
Schedule of Allowance for Credit Loss and Related Financing Receivables
The allowances for credit loss and the related financing receivables are summarized as follows (in millions):
Three Months Ended October 29, 2022CREDIT LOSS ALLOWANCES
Loan ReceivablesLease ReceivablesTotal
Allowance for credit loss as of July 30, 2022$103 $23 $126 
Provisions (benefits)(1)(3)(4)
Other(1)(1)(2)
Allowance for credit loss as of October 29, 2022$101 $19 $120 
Three Months Ended October 30, 2021CREDIT LOSS ALLOWANCES
Loan ReceivablesLease ReceivablesTotal
Allowance for credit loss as of July 31, 2021$89 $38 $127 
Provisions (benefits)(13)(5)(18)
Allowance for credit loss as of October 30, 2021$76 $33 $109