Consolidated Statements of Net Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest and dividend income:
Loans receivable, including fees	$ 8,523,000	$ 8,785,000	$ 24,105,000	$ 24,728,000
Securities:
Taxable	678,000	652,000	2,077,000	1,775,000
Exempt from federal income tax	277,000	289,000	837,000	724,000
Federal bank stocks	81,000	72,000	225,000	218,000
Interest earning deposits with banks	13,000	18,000	23,000	82,000
Total interest and dividend income	9,572,000	9,816,000	27,267,000	27,527,000
Interest expense:
Deposits	863,000	1,007,000	2,512,000	3,488,000
Borrowed funds	150,000	172,000	358,000	532,000
Total interest expense	1,013,000	1,179,000	2,870,000	4,020,000
Net interest income	8,559,000	8,637,000	24,397,000	23,507,000
Provision for loan losses	140,000	125,000	435,000	650,000
Net interest income after provision for loan losses	8,419,000	8,512,000	23,962,000	22,857,000
Noninterest income:
Fees and service charges	428,000	380,000	1,234,000	1,041,000
Net realized gain (loss) on sales of securities	(181,000)	170,000	(274,000)	201,000
Net gain (loss) on sales of loans	0	151,000	(7,000)	353,000
Earnings on bank-owned life insurance	138,000	95,000	435,000	308,000
Other	498,000	552,000	1,454,000	1,575,000
Total noninterest income	883,000	1,348,000	2,842,000	3,478,000
Noninterest expense:
Compensation and employee benefits	2,515,000	2,806,000	8,180,000	8,763,000
Premises and equipment	864,000	819,000	2,533,000	2,479,000
Intangible asset amortization	38,000	68,000	114,000	146,000
Professional fees	233,000	268,000	1,239,000	805,000
Federal deposit insurance	143,000	137,000	412,000	425,000
Other	1,812,000	1,653,000	4,867,000	4,663,000
Total noninterest expense	5,605,000	5,751,000	17,345,000	17,281,000
Income before provision for income taxes	3,697,000	4,109,000	9,459,000	9,054,000
Provision for income taxes	657,000	734,000	1,746,000	1,571,000
Net income	3,040,000	3,375,000	7,713,000	7,483,000
Preferred stock dividends	31,000	0	133,000	95,000
Net income available to common stockholders	$ 3,009,000	$ 3,375,000	$ 7,580,000	$ 7,388,000
Basic earnings per common share (in dollars per share)	$ 1.10	$ 1.24	$ 2.77	$ 2.72
Diluted earnings per common share (in dollars per share)	$ 1.09	$ 1.23	$ 2.74	$ 2.69
Average common shares outstanding - basic (in shares)	2,735,212	2,721,212	2,735,212	2,721,212
Average common shares outstanding - diluted (in shares)	2,768,062	2,748,579	2,764,185	2,744,382