Consolidated Statements of Net Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest and dividend income:
Loans receivable, including fees	$ 7,970,000	$ 7,647,000	$ 15,582,000	$ 15,943,000
Securities:
Taxable	704,000	623,000	1,399,000	1,123,000
Exempt from federal income tax	275,000	233,000	560,000	435,000
Federal bank stocks	74,000	77,000	145,000	146,000
Interest earning deposits with banks	7,000	33,000	10,000	64,000
Total interest and dividend income	9,030,000	8,613,000	17,696,000	17,711,000
Interest expense:
Deposits	827,000	1,214,000	1,649,000	2,481,000
Borrowed funds	104,000	181,000	209,000	360,000
Total interest expense	931,000	1,395,000	1,858,000	2,841,000
Net interest income	8,099,000	7,218,000	15,838,000	14,870,000
Provision for loan losses	375,000	250,000	295,000	525,000
Net interest income after provision for loan losses	7,724,000	6,968,000	15,543,000	14,345,000
Noninterest income:
Fees and service charges	404,000	335,000	806,000	661,000
Net realized gain (loss) on sales of securities	(103,000)	4,000	(93,000)	29,000
Net gain (loss) on sales of loans	(4,000)	100,000	(7,000)	202,000
Earnings on bank-owned life insurance	158,000	117,000	297,000	212,000
Other	495,000	522,000	955,000	1,026,000
Total noninterest income	950,000	1,078,000	1,958,000	2,130,000
Noninterest expense:
Compensation and employee benefits	2,773,000	2,935,000	5,665,000	5,957,000
Premises and equipment	820,000	799,000	1,668,000	1,660,000
Intangible asset amortization	38,000	39,000	76,000	78,000
Professional fees	523,000	267,000	1,006,000	537,000
Federal deposit insurance	119,000	131,000	269,000	289,000
Other	1,593,000	1,546,000	3,056,000	3,009,000
Total noninterest expense	5,866,000	5,717,000	11,740,000	11,530,000
Income before provision for income taxes	2,808,000	2,329,000	5,761,000	4,945,000
Provision for income taxes	571,000	395,000	1,088,000	837,000
Net income	2,237,000	1,934,000	4,673,000	4,108,000
Preferred stock dividends	102,000	95,000	102,000	95,000
Net income available to common stockholders	$ 2,135,000	$ 1,839,000	$ 4,571,000	$ 4,013,000
Basic earnings per common share (in dollars per share)	$ 0.78	$ 0.68	$ 1.67	$ 1.47
Diluted earnings per common share (in dollars per share)	$ 0.77	$ 0.67	$ 1.65	$ 1.46
Average common shares outstanding - basic (in shares)	2,735,212	2,721,212	2,735,212	2,721,212
Average common shares outstanding - diluted (in shares)	2,765,913	2,744,344	2,762,336	2,742,269