Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 3,765,000	$ 3,505,000
Interest earning deposits with banks	5,784,000	5,575,000
Total cash and cash equivalents	9,549,000	9,080,000
Interest earning time deposits	2,484,000	2,484,000
Securities - available-for-sale	166,155,000	186,270,000
Securities - equity investments	5,000	5,000
Loans held for sale	120,000	469,000
Loans receivable, net of allowance for loan losses of $10,268 and $10,393	794,932,000	780,010,000
Federal bank stocks, at cost	5,547,000	5,715,000
Bank-owned life insurance	22,041,000	21,902,000
Accrued interest receivable	3,970,000	3,731,000
Premises and equipment, net	16,292,000	16,444,000
Goodwill	19,460,000	19,460,000
Core deposit intangible, net	861,000	899,000
Prepaid expenses and other assets	16,156,000	13,039,000
Total Assets	1,057,572,000	1,059,508,000
Liabilities and Stockholders' Equity
Non-interest bearing	232,162,000	221,993,000
Interest bearing	703,794,000	696,503,000
Total deposits	935,956,000	918,496,000
Short-term borrowed funds	3,050,000	7,050,000
Long-term borrowed funds	15,000,000	15,000,000
Accrued interest payable	333,000	338,000
Accrued expenses and other liabilities	16,571,000	21,665,000
Total Liabilities	970,910,000	962,549,000
Stockholders' Equity
Preferred stock, $1.00 par value, 3,000,000 shares authorized; Series C, non-cumulative preferred stock, $2.9 million liquidation value, 286,888 shares issued and outstanding; Series D, non-cumulative preferred stock, $1.3 million liquidation value, 133,705 shares issued and outstanding	4,206,000	4,206,000
Common stock, $1.25 par value, 12,000,000 shares authorized; 2,837,229 shares issued; 2,735,212 shares outstanding	3,547,000	3,547,000
Additional paid-in capital	47,765,000	47,645,000
Treasury stock, at cost; 102,017 shares	(2,114,000)	(2,114,000)
Retained earnings	50,440,000	48,852,000
Accumulated other comprehensive loss	(17,182,000)	(5,177,000)
Total Stockholders' Equity	86,662,000	96,959,000
Total Liabilities and Stockholders' Equity	$ 1,057,572,000	$ 1,059,508,000