Consolidated Statements of Net Income - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest and dividend income
Loans receivable, including fees	$ 32,743,000	$ 34,029,000
Securities:
Taxable	2,435,000	2,070,000
Exempt from federal income tax	1,019,000	486,000
Federal bank stocks	293,000	371,000
Interest earning deposits with banks	91,000	191,000
Total interest and dividend income	36,581,000	37,147,000
Interest expense
Deposits	4,450,000	7,165,000
Short-term borrowed funds	89,000	131,000
Long-term borrowed funds	585,000	766,000
Total interest expense	5,124,000	8,062,000
Net interest income	31,457,000	29,085,000
Provision for loan losses	1,066,000	3,247,000
Net interest income after provision for loan losses	30,391,000	25,838,000
Noninterest income
Fees and service charges	1,435,000	1,498,000
Net gain on sales of available for sale securities	245,000	687,000
Net gain on sales of loans	390,000	241,000
Earnings on bank-owned life insurance	435,000	401,000
Other	2,085,000	1,536,000
Total noninterest income	4,590,000	4,363,000
Noninterest expense
Compensation and employee benefits	11,340,000	11,148,000
Premises and equipment	3,260,000	3,300,000
Intangible asset amortization	185,000	164,000
Professional fees	1,017,000	841,000
Federal deposit insurance	579,000	538,000
Other	6,215,000	6,027,000
Total noninterest expense	22,596,000	22,018,000
Income before provision for income taxes	12,385,000	8,183,000
Provision for income taxes	2,214,000	1,435,000
Net income	10,171,000	6,748,000
Preferred stock dividends	196,000	186,000
Net income available to common stockholders	$ 9,975,000	$ 6,562,000
Earnings per common share
Basic (in dollars per share)	$ 3.66	$ 2.42
Diluted (in dollars per share)	$ 3.63	$ 2.41