Consolidated Statements of Net Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest and dividend income:
Loans receivable, including fees	$ 7,647,000	$ 8,298,000	$ 15,943,000	$ 16,279,000
Securities:
Taxable	623,000	558,000	1,123,000	1,222,000
Exempt from federal income tax	233,000	90,000	435,000	174,000
Federal bank stocks	77,000	86,000	146,000	193,000
Interest earning deposits with banks	33,000	50,000	64,000	117,000
Total interest and dividend income	8,613,000	9,082,000	17,711,000	17,985,000
Interest expense:
Deposits	1,214,000	1,901,000	2,481,000	3,841,000
Borrowed funds	181,000	259,000	360,000	532,000
Total interest expense	1,395,000	2,160,000	2,841,000	4,373,000
Net interest income	7,218,000	6,922,000	14,870,000	13,612,000
Provision for loan losses	250,000	1,100,000	525,000	1,892,000
Net interest income after provision for loan losses	6,968,000	5,822,000	14,345,000	11,720,000
Noninterest income:
Fees and service charges	335,000	288,000	661,000	739,000
Net realized gain on sales of securities	4,000	557,000	29,000	635,000
Net gain on sales of loans	100,000	0	202,000	0
Earnings on bank-owned life insurance	117,000	115,000	212,000	209,000
Other	522,000	418,000	1,026,000	820,000
Total noninterest income	1,078,000	1,378,000	2,130,000	2,403,000
Noninterest expense:
Compensation and employee benefits	2,935,000	2,841,000	5,957,000	5,754,000
Premises and equipment	799,000	801,000	1,660,000	1,596,000
Intangible asset amortization	39,000	41,000	78,000	83,000
Professional fees	267,000	185,000	537,000	405,000
Federal deposit insurance	131,000	81,000	289,000	184,000
Other	1,546,000	1,691,000	3,009,000	3,109,000
Total noninterest expense	5,717,000	5,640,000	11,530,000	11,131,000
Income before provision for income taxes	2,329,000	1,560,000	4,945,000	2,992,000
Provision for income taxes	395,000	266,000	837,000	508,000
Net income	1,934,000	1,294,000	4,108,000	2,484,000
Preferred stock dividends	95,000	91,000	95,000	91,000
Net income available to common stockholders	$ 1,839,000	$ 1,203,000	$ 4,013,000	$ 2,393,000
Basic earnings per common share (in dollars per share)	$ 0.68	$ 0.44	$ 1.47	$ 0.88
Diluted earnings per common share (in dollars per share)	$ 0.67	$ 0.44	$ 1.46	$ 0.88
Average common shares outstanding - basic (in shares)	2,721,212	2,708,712	2,721,212	2,708,712
Average common shares outstanding - diluted (in shares)	2,744,344	2,722,149	2,742,269	2,722,665