Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities
Net income	$ 2,174	$ 1,190
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	348	354
Provision for loan losses	275	792
Amortization/accretion of premiums, discounts and deferred costs and fees, net	(214)	265
Amortization of operating lease right-of-use assets	35	34
Amortization of intangible assets and mortgage servicing rights	65	62
Realized gain on sales of debt securities, net	(26)	(78)
Change in fair value of equity securities	2	10
Net gain on sales of loans	(102)
Net (gain) loss on foreclosed real estate	(17)	5
Loans originated for sale	(3,068)
Proceeds from the sale of loans originated for sale	3,198
Stock compensation expense	112	112
Increase in bank-owned life insurance	(95)	(94)
Increase in accrued interest receivable	(431)	(261)
Increase in prepaid expenses and other assets	(320)	(59)
Increase (decrease) in accrued interest payable	(6)	45
Increase (decrease) in accrued expenses and other liabilities	3,404	(386)
Net cash provided by operating activities	5,334	1,991
Cash flows from investing activities
Loan originations and principal collections, net	14,159	(40,577)
Proceeds from sales of loans held for sale previously classified as portfolio loans	700
Available-for-sale securities:
Sales		8,226
Maturities, repayments and calls	4,202	5,772
Purchases	(35,723)	(6,786)
Purchase of federal bank stocks	(404)	(2,512)
Redemption of federal bank stocks	328	1,436
Net change in interest earning time deposits		750
Proceeds from surrender of bank-owned life insurance		220
Purchases of premises and equipment	(241)	(312)
Proceeds from the sale of foreclosed real estate	338	115
Net cash used in investing activities	(16,641)	(33,668)
Cash flows from financing activities
Net increase (decrease) in deposits	32,600	(4,408)
Proceeds from long-term debt		20,000
Repayments on long-term debt		(250)
Net change in short-term borrowings		12,250
Dividends paid	(816)	(812)
Net cash provided by financing activities	31,784	26,780
Net increase (decrease) in cash and cash equivalents	20,477	(4,897)
Cash and cash equivalents at beginning of period	37,439	14,986
Cash and cash equivalents at end of period	57,916	10,089
Supplemental information:
Interest paid	1,452	2,168
Supplemental noncash disclosure:
Transfers from loans to foreclosed real estate		209
Transfers from portfolio loans to loans held for sale	700
Bonds purchased, not yet settled	$ 3,544