Consolidated Statements of Net Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest and dividend income:
Loans receivable, including fees	$ 8,489,000	$ 8,170,000	$ 24,767,000	$ 24,514,000
Securities:
Taxable	414,000	583,000	1,636,000	1,606,000
Exempt from federal income tax	136,000	79,000	310,000	301,000
Federal bank stocks	94,000	104,000	287,000	316,000
Interest earning deposits with banks	39,000	251,000	156,000	397,000
Total interest and dividend income	9,172,000	9,187,000	27,156,000	27,134,000
Interest expense:
Deposits	1,753,000	1,938,000	5,594,000	5,045,000
Borrowed funds	182,000	233,000	714,000	769,000
Total interest expense	1,935,000	2,171,000	6,308,000	5,814,000
Net interest income	7,237,000	7,016,000	20,848,000	21,320,000
Provision for (recovery of) loan losses	750,000	(145,000)	2,642,000	305,000
Net interest income after provision for loan losses	6,487,000	7,161,000	18,206,000	21,015,000
Noninterest income:
Fees and service charges	362,000	531,000	1,100,000	1,622,000
Net realized gain on sales of securities		42,000	635,000	43,000
Net gain on sales of loans	181,000	77,000	181,000	129,000
Earnings on bank-owned life insurance	96,000	96,000	305,000	313,000
Other	501,000	463,000	1,322,000	1,289,000
Total noninterest income	1,140,000	1,209,000	3,543,000	3,396,000
Noninterest expense:
Compensation and employee benefits	2,750,000	3,187,000	8,503,000	8,892,000
Premises and equipment	837,000	810,000	2,433,000	2,536,000
Intangible asset amortization	41,000	44,000	124,000	134,000
Professional fees	211,000	278,000	616,000	664,000
Federal deposit insurance	144,000		328,000	267,000
Other	1,462,000	1,439,000	4,571,000	4,155,000
Total noninterest expense	5,445,000	5,758,000	16,575,000	16,648,000
Income before provision for income taxes	2,182,000	2,612,000	5,174,000	7,763,000
Provision for income taxes	384,000	444,000	892,000	1,372,000
Net income	1,798,000	2,168,000	4,282,000	6,391,000
Preferred stock dividends			91,000	91,000
Net income available to common stockholders	$ 1,798,000	$ 2,168,000	$ 4,191,000	$ 6,300,000
Basic earnings per common share (in dollars per share)	$ 0.66	$ 0.80	$ 1.55	$ 2.33
Diluted earnings per common share (in dollars per share)	$ 0.66	$ 0.80	$ 1.54	$ 2.32
Average common shares outstanding - basic (in shares)	2,708,712	2,698,712	2,708,712	2,698,712
Average common shares outstanding - diluted (in shares)	2,725,574	2,719,528	2,723,555	2,715,957