Consolidated Statements of Net Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest and dividend income:
Loans receivable, including fees	$ 8,298,000	$ 8,113,000	$ 16,279,000	$ 16,344,000
Securities:
Taxable	558,000	530,000	1,222,000	1,022,000
Exempt from federal income tax	90,000	100,000	174,000	222,000
Federal bank stocks	86,000	112,000	193,000	212,000
Interest earning deposits with banks	50,000	99,000	117,000	146,000
Total interest and dividend income	9,082,000	8,954,000	17,985,000	17,946,000
Interest expense:
Deposits	1,901,000	1,636,000	3,841,000	3,107,000
Borrowed funds	259,000	236,000	532,000	537,000
Total interest expense	2,160,000	1,872,000	4,373,000	3,644,000
Net interest income	6,922,000	7,082,000	13,612,000	14,302,000
Provision for loan losses	1,100,000	270,000	1,892,000	450,000
Net interest income after provision for loan losses	5,822,000	6,812,000	11,720,000	13,852,000
Noninterest income:
Fees and service charges	288,000	536,000	739,000	1,091,000
Net realized gain (loss) on sales of securities	557,000	(1,000)	635,000	1,000
Net gain on sales of loans		38,000		52,000
Earnings on bank-owned life insurance	115,000	122,000	209,000	217,000
Other	418,000	436,000	820,000	827,000
Total noninterest income	1,378,000	1,131,000	2,403,000	2,188,000
Noninterest expense:
Compensation and employee benefits	2,841,000	2,787,000	5,754,000	5,704,000
Premises and equipment	801,000	840,000	1,596,000	1,726,000
Intangible asset amortization	41,000	45,000	83,000	90,000
Professional fees	185,000	165,000	405,000	386,000
Federal deposit insurance	81,000	131,000	184,000	267,000
Other	1,691,000	1,362,000	3,109,000	2,716,000
Total noninterest expense	5,640,000	5,330,000	11,131,000	10,889,000
Income before provision for income taxes	1,560,000	2,613,000	2,992,000	5,151,000
Provision for income taxes	266,000	473,000	508,000	929,000
Net income	1,294,000	2,140,000	2,484,000	4,222,000
Preferred stock dividends	91,000	91,000	91,000	91,000
Net income available to common stockholders	$ 1,203,000	$ 2,049,000	$ 2,393,000	$ 4,131,000
Basic earnings per common share (in dollars per share)	$ 0.44	$ 0.76	$ 0.88	$ 1.53
Diluted earnings per common share (in dollars per share)	$ 0.44	$ 0.75	$ 0.88	$ 1.52
Average common shares outstanding - basic (in shares)	2,708,712	2,698,712	2,708,712	2,698,712
Average common shares outstanding - diluted (in shares)	2,722,149	2,715,658	2,722,665	2,714,049