Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 3,769,000	$ 3,750,000
Interest earning deposits with banks	22,065,000	11,236,000
Total cash and cash equivalents	25,834,000	14,986,000
Interest earning time deposits	6,462,000	9,698,000
Securities - available-for-sale	91,387,000	120,107,000
Securities - equity investments	14,000	19,000
Loans receivable, net of allowance for loan losses of $8,159 and $6,556	803,732,000	695,348,000
Federal bank stocks, at cost	6,181,000	5,790,000
Bank-owned life insurance	15,276,000	15,287,000
Accrued interest receivable	3,449,000	2,600,000
Premises and equipment, net	18,905,000	19,041,000
Goodwill	19,460,000	19,460,000
Core deposit intangible, net	1,163,000	1,247,000
Prepaid expenses and other assets	11,406,000	11,713,000
Total Assets	1,003,269,000	915,296,000
Liabilities and Stockholders' Equity
Non-interest bearing	187,971,000	148,842,000
Interest bearing	680,741,000	638,282,000
Total deposits	868,712,000	787,124,000
Short-term borrowed funds	2,050,000	2,050,000
Long-term borrowed funds	30,000,000	26,500,000
Accrued interest payable	574,000	616,000
Accrued expenses and other liabilities	13,389,000	13,148,000
Total Liabilities	914,725,000	829,438,000
Stockholders' Equity
Preferred stock, $1.00 par value, 3,000,000 shares authorized; Series C, non-cumulative preferred stock, $2.9 million liquidation value, 286,888 shares issued and outstanding; Series D, non-cumulative preferred stock, $1.3 million liquidation value, 133,705 shares issued and outstanding	4,206,000	4,206,000
Common stock, $1.25 par value, 12,000,000 shares authorized; 2,810,729 shares issued; 2,708,712 shares outstanding	3,513,000	3,513,000
Additional paid-in capital	46,981,000	46,757,000
Treasury stock, at cost; 102,017 shares	(2,114,000)	(2,114,000)
Retained earnings	39,599,000	38,831,000
Accumulated other comprehensive loss	(3,641,000)	(5,335,000)
Total Stockholders' Equity	88,544,000	85,858,000
Total Liabilities and Stockholders' Equity	$ 1,003,269,000	$ 915,296,000