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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities    
Net income $ 4,211 $ 4,277
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of premises and equipment 1,172 1,163
Provision for loan losses 1,280 903
Amortization/accretion of premiums, discounts and deferred costs and fees, net 63 488
Amortization of intangible assets and mortgage servicing rights 321 295
Securities impairment loss recognized in earnings 508
Realized loss (gains) on sales of debt securities, net 9 (346)
Change in fair value of equity securities (500)
Net gains on sales of loans (19) (248)
Net loss (gain) on foreclosed real estate 34 (32)
Net loss on sale of premises and equipment 108 16
Loans originated for sale (5,329) (5,783)
Proceeds from the sale of loans originated for sale 5,906 6,007
Write-down of foreclosed real estate 266
Restricted stock and stock option compensation 269 230
Increase in bank-owned life insurance, net (340) (334)
Increase in accrued interest receivable (65) (299)
Decrease in deferred taxes 234 691
(Increase) decrease in prepaid expenses and other assets (1,187) 1,055
Increase in accrued interest payable 21 168
Increase in accrued expenses and other liabilities 158 771
Gain on bargain purchase (1,316)
Net cash provided by operating activities 6,612 8,214
Cash flows from investing activities    
Loan originations and principal collections, net (24,474) (47,231)
Proceeds from sales of loans held for sale previously classified as portfolio loans 2,355 1,790
Available for sale securities:    
Sales 11,482 18,360
Maturities, repayments and calls 10,615 11,453
Purchases (19,145) (29,474)
Net cash received for acquisition 1,557 2,517
Net change in federal bank stocks (1,499) 210
Proceeds from the sale of bank premises and equipment 155 5
Purchases of premises and equipment (885) (204)
Proceeds from the sale of foreclosed real estate 395 210
Net cash used in investing activities (19,444) (42,364)
Cash flows from financing activities    
Net increase in deposits 754 49,955
Proceeds from long-term debt 15,000 5,000
Repayments on long-term debt (6,000) (16,000)
Net change in short-term borrowings 9,150 (7,000)
Proceeds from exercise of stock options 1,375
Dividends paid (2,753) (2,374)
Net cash provided by financing activities 16,151 30,956
Net increase (decrease) in cash and cash equivalents 3,319 (3,194)
Cash and cash equivalents at beginning of period 14,374 17,568
Cash and cash equivalents at end of period 17,693 14,374
Supplemental information:    
Interest paid 5,304 4,319
Income taxes paid 830 1,325
Supplemental noncash disclosure:    
Transfers from loans to foreclosed real estate 904 379
Transfers from portfolio loans to loans held for sale 2,409 2,202
Equity securities retired as a result of business combination $ 931