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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
Assets    
Cash and due from banks $ 2,359 $ 2,386
Interest earning deposits with banks 9,187 9,470
Total cash and cash equivalents 11,546 11,856
Securities available for sale 112,981 149,861
Loans receivable, net of allowance for loan losses of $5,205 and $5,224 429,891 379,648
Federal bank stocks, at cost 4,240 2,406
Bank-owned life insurance 11,056 10,728
Accrued interest receivable 1,501 1,543
Premises and equipment, net 16,114 15,144
Goodwill 3,664 3,664
Core deposit intangible, net 554 749
Prepaid expenses and other assets 9,048 6,310
Total Assets 600,595 581,909
Deposits:    
Non-interest bearing 119,790 111,282
Interest bearing 370,097 390,537
Total deposits 489,887 501,819
Borrowed funds 49,250 21,500
Accrued interest payable 179 199
Accrued expenses and other liabilities 8,440 10,401
Total Liabilities $ 547,756 $ 533,919
Commitments and Contingent Liabilities (Note 13)
Stockholders' Equity    
Common stock, $1.25 par value, 12,000,000 shares authorized; 2,246,825 and 1,882,675 shares issued; 2,144,808 and 1,780,658 shares outstanding $ 2,808 $ 2,353
Additional paid-in capital 27,701 19,740
Treasury stock, at cost; 102,017 shares (2,114) (2,114)
Retained earnings 28,206 26,009
Accumulated other comprehensive loss (3,762) (2,998)
Total Stockholders' Equity 52,839 47,990
Total Liabilities and Stockholders' Equity 600,595 581,909
Series B Non Cumulative Preferred Stock [Member]    
Stockholders' Equity    
Preferred stock, $1.00 par value, 3,000,000 shares authorized; Series B, non-cumulative preferred stock, $0 and $5,000 liquidation value, no shares and 5,000 shares issued and outstanding $ 0 $ 5,000