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Condensed Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Cash flows from operating activities    
Net income $ 781us-gaap_NetIncomeLoss $ 841us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 245us-gaap_DepreciationDepletionAndAmortization 184us-gaap_DepreciationDepletionAndAmortization
Provision for loan losses 169us-gaap_ProvisionForLoanLossesExpensed 163us-gaap_ProvisionForLoanLossesExpensed
Amortization of premiums, net 71us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments 65us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments
Amortization of intangible assets and mortgage servicing rights 49emcf_AmortizationOfIntangibleAssetsAndMortgageServicingRights 57emcf_AmortizationOfIntangibleAssetsAndMortgageServicingRights
Realized gains on sales of available for sale securities, net 0us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet (658)us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Net gains on foreclosed real estate (20)us-gaap_GainsLossesOnSalesOfOtherRealEstate (2)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Stock compensation expense 53us-gaap_ShareBasedCompensation 42us-gaap_ShareBasedCompensation
Increase in bank-owned life insurance, net (82)us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue (83)us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue
Increase in accrued interest receivable (167)us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet (87)us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet
Increase in prepaid expenses and other assets (85)us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets (354)us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
Decrease in accrued interest payable (2)us-gaap_IncreaseDecreaseInInterestPayableNet (37)us-gaap_IncreaseDecreaseInInterestPayableNet
Increase (decrease) in accrued expenses and other liabilities (414)us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities 43us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
Net cash (used in) provided by operating activities 598us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 174us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
Cash flows from investing activities    
Loan originations and principal collections, net 3,029us-gaap_PaymentsForProceedsFromLoansAndLeases 7,285us-gaap_PaymentsForProceedsFromLoansAndLeases
Settlement of syndicated national credits (3,018)us-gaap_PaymentsForProceedsFromLoansReceivable 0us-gaap_PaymentsForProceedsFromLoansReceivable
Available for sale securities:    
Sales 0us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 21,559us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities
Maturities, repayments and calls 4,349us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 1,131us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
Purchases (4,999)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (26,350)us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Redemption of federal bank stocks 292us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock 1,225us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock
Proceeds from the sale of foreclosed real estate 86us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans 29us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
Write-down of foreclosed real estate 3us-gaap_ProceedsFromSaleOfOtherRealEstate 0us-gaap_ProceedsFromSaleOfOtherRealEstate
Additions to premises and equipment (179)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (713)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Net cash provided by investing activities (437)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations 4,166us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
Cash flows from financing activities    
Net increase in deposits 14,205us-gaap_IncreaseDecreaseInDeposits 35,156us-gaap_IncreaseDecreaseInDeposits
Repayments on Federal Home Loan Bank advances 0us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings (5,000)us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings
Net change in short-term borrowings (3,500)us-gaap_ProceedsFromRepaymentsOfShortTermDebt (22,000)us-gaap_ProceedsFromRepaymentsOfShortTermDebt
Proceeds from exercise of stock options, including tax benefit 4us-gaap_ProceedsFromStockOptionsExercised 26us-gaap_ProceedsFromStockOptionsExercised
Dividends paid (452)us-gaap_PaymentsOfDividends (414)us-gaap_PaymentsOfDividends
Net cash provided by financing activities 10,257us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations 7,768us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
Increase in cash and cash equivalents 10,418us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease 12,108us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash and cash equivalents at beginning of period 11,856us-gaap_CashAndCashEquivalentsAtCarryingValue 16,658us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash and cash equivalents at end of period 22,274us-gaap_CashAndCashEquivalentsAtCarryingValue 28,766us-gaap_CashAndCashEquivalentsAtCarryingValue
Supplemental information:    
Interest paid 730us-gaap_InterestPaid 778us-gaap_InterestPaid
Income taxes paid 100us-gaap_IncomeTaxesPaid 0us-gaap_IncomeTaxesPaid
Supplemental noncash disclosure:    
Transfers from loans to foreclosed real estate $ 197us-gaap_TransferToOtherRealEstate $ 0us-gaap_TransferToOtherRealEstate