XML 62 R49.htm IDEA: XBRL DOCUMENT v2.4.1.9
Fair Value (Details 4) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
Mar. 31, 2014
Dec. 31, 2013
Assets        
Cash and cash equivalents - Carrying Amount $ 22,274us-gaap_CashAndCashEquivalentsAtCarryingValue $ 11,856us-gaap_CashAndCashEquivalentsAtCarryingValue $ 28,766us-gaap_CashAndCashEquivalentsAtCarryingValue $ 16,658us-gaap_CashAndCashEquivalentsAtCarryingValue
Securities available for sale 151,553us-gaap_AvailableForSaleSecurities 149,861us-gaap_AvailableForSaleSecurities    
Loans, net - Carrying Amount 376,179us-gaap_LoansAndLeasesReceivableNetReportedAmount 379,648us-gaap_LoansAndLeasesReceivableNetReportedAmount    
Federal bank stocks - Carrying Amount 2,114us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock 2,406us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock    
Accrued interest receivable - Carrying Amount 1,710us-gaap_InterestReceivable 1,543us-gaap_InterestReceivable    
Financial Assets - Carrying Amount, Total 590,252us-gaap_Assets 581,909us-gaap_Assets    
Financial liabilities:        
Deposits - Carrying Amount 516,024us-gaap_Deposits 501,819us-gaap_Deposits    
FHLB Advances - Carrying Amount 18,000us-gaap_LongTermDebt 21,500us-gaap_LongTermDebt    
Accrued interest payable - Carrying Amount 197us-gaap_InterestPayableCurrentAndNoncurrent 199us-gaap_InterestPayableCurrentAndNoncurrent    
Financial Liabilities - Carrying Amount, Total 541,191us-gaap_Liabilities 533,919us-gaap_Liabilities    
Financial assets:        
Cash and cash equivalents - Fair Value 22,274us-gaap_CashAndCashEquivalentsFairValueDisclosure 11,856us-gaap_CashAndCashEquivalentsFairValueDisclosure    
Securities available for sale - Fair Value 151,553us-gaap_AvailableForSaleSecurities 149,861us-gaap_AvailableForSaleSecurities    
Loans, net - Fair Value 382,490us-gaap_LoansReceivableFairValueDisclosure 385,264us-gaap_LoansReceivableFairValueDisclosure    
Accrued interest receivable - Fair value 1,710us-gaap_ReceivablesFairValueDisclosure 1,543us-gaap_ReceivablesFairValueDisclosure    
Financial Assets - Fair Value, Total 558,027us-gaap_AssetsFairValueDisclosure 548,524us-gaap_AssetsFairValueDisclosure    
Financial liabilities:        
Deposits - Fair Value 517,930us-gaap_DepositsFairValueDisclosure 504,230us-gaap_DepositsFairValueDisclosure    
FHLB Advances - Fair Value 18,789us-gaap_LongTermDebtFairValue 22,338us-gaap_LongTermDebtFairValue    
Accrued interest payable - Fair Value 197emcf_InterestPayableFairValue 199emcf_InterestPayableFairValue    
Financial Liabilities - Fair Value, Total 536,916us-gaap_FinancialLiabilitiesFairValueDisclosure 526,767us-gaap_FinancialLiabilitiesFairValueDisclosure    
Fair Value, Inputs, Level 1 [Member]        
Assets        
Securities available for sale 3,291us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
3,329us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Financial assets:        
Cash and cash equivalents - Fair Value 22,274us-gaap_CashAndCashEquivalentsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
11,856us-gaap_CashAndCashEquivalentsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Securities available for sale - Fair Value 3,291us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
3,329us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Loans, net - Fair Value 0us-gaap_LoansReceivableFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
0us-gaap_LoansReceivableFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Accrued interest receivable - Fair value 44us-gaap_ReceivablesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
30us-gaap_ReceivablesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Financial Assets - Fair Value, Total 25,609us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
15,215us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Financial liabilities:        
Deposits - Fair Value 395,247us-gaap_DepositsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
380,685us-gaap_DepositsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
FHLB Advances - Fair Value 0us-gaap_LongTermDebtFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
0us-gaap_LongTermDebtFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Accrued interest payable - Fair Value 6emcf_InterestPayableFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
32emcf_InterestPayableFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Financial Liabilities - Fair Value, Total 395,253us-gaap_FinancialLiabilitiesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
380,717us-gaap_FinancialLiabilitiesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel1Member
   
Fair Value, Inputs, Level 2 [Member]        
Assets        
Securities available for sale 147,434us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
145,634us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Financial assets:        
Cash and cash equivalents - Fair Value 0us-gaap_CashAndCashEquivalentsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
0us-gaap_CashAndCashEquivalentsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Securities available for sale - Fair Value 147,434us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
145,634us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Loans, net - Fair Value 0us-gaap_LoansReceivableFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
0us-gaap_LoansReceivableFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Accrued interest receivable - Fair value 492us-gaap_ReceivablesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
434us-gaap_ReceivablesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Financial Assets - Fair Value, Total 147,926us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
146,068us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Financial liabilities:        
Deposits - Fair Value 122,683us-gaap_DepositsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
123,545us-gaap_DepositsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
FHLB Advances - Fair Value 18,789us-gaap_LongTermDebtFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
22,338us-gaap_LongTermDebtFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Accrued interest payable - Fair Value 191emcf_InterestPayableFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
167emcf_InterestPayableFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Financial Liabilities - Fair Value, Total 141,663us-gaap_FinancialLiabilitiesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
146,050us-gaap_FinancialLiabilitiesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
   
Fair Value, Inputs, Level 3 [Member]        
Assets        
Securities available for sale 828us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
898us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Financial assets:        
Cash and cash equivalents - Fair Value 0us-gaap_CashAndCashEquivalentsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
0us-gaap_CashAndCashEquivalentsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Securities available for sale - Fair Value 828us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
898us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Loans, net - Fair Value 382,490us-gaap_LoansReceivableFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
385,264us-gaap_LoansReceivableFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Accrued interest receivable - Fair value 1,174us-gaap_ReceivablesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
1,079us-gaap_ReceivablesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Financial Assets - Fair Value, Total 384,492us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
387,241us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Financial liabilities:        
Deposits - Fair Value 0us-gaap_DepositsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
0us-gaap_DepositsFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
FHLB Advances - Fair Value 0us-gaap_LongTermDebtFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
0us-gaap_LongTermDebtFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Accrued interest payable - Fair Value 0emcf_InterestPayableFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
0emcf_InterestPayableFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
   
Financial Liabilities - Fair Value, Total $ 0us-gaap_FinancialLiabilitiesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
$ 0us-gaap_FinancialLiabilitiesFairValueDisclosure
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member