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Condensed Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash flows from operating activities    
Net income $ 2,879 $ 2,963
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 503 505
Provision for loan losses 438 1,587
Amortization of premiums, net 152 92
Amortization of intangible assets and mortgage servicing rights 213 277
Realized gains on sales of available for sale securities, net (291) (1,352)
Net gains on sales of loans (9) 0
Net losses on foreclosed real estate 5 21
Originations of loans sold (202) 0
Proceeds from the sale of loans 211 0
Restricted stock and stock option compensation 133 92
Increase in bank-owned life insurance, net (247) (180)
Increase in accrued interest receivable (74) (106)
(Increase) decrease in prepaid expenses and other assets 1,159 (643)
Decrease in accrued interest payable (137) (25)
Increase (decrease) in accrued expenses and other liabilities 644 (13)
Net cash provided by operating activities 5,377 3,218
Cash flows from investing activities    
Loan originations and principal collections, net (14,733) (20,975)
Available for sale securities:    
Sales 21,015 11,639
Maturities, repayments and calls 28,767 78,146
Purchases (60,116) (109,243)
(Purchase) redemption of federal bank stocks (822) 493
Proceeds from the sale of foreclosed real estate 167 271
Write-down of foreclosed real estate 19 0
Purchases of premises and equipment (2,692) (431)
Purchase of bank-owned life insurance 0 (4,000)
Net cash used in investing activities (28,395) (44,100)
Cash flows from financing activities    
Net increase (decrease) in deposits (3,017) 37,029
Net change in short-term borrowings 26,650 0
Proceeds from exercise of stock options, including tax benefit 20 0
Dividends paid (1,423) (1,313)
Redemption of preferred stock (Series B) (5,000) 0
Net cash provided by financing activities 17,230 35,716
Decrease in cash and cash equivalents (5,788) (5,166)
Cash and cash equivalents at beginning of period 20,424 28,193
Cash and cash equivalents at end of period 14,636 23,027
Supplemental information:    
Interest paid 3,032 3,837
Income taxes paid 140 1,465
Supplemental noncash disclosure:    
Transfers from loans to foreclosed real estate $ 159 $ 288